# Finance AI Recommendation Index

> A published index of which finance products AI models recommend when a buyer asks, by category, with the method, the weights, the noise floor and every prompt exposed, and every figure traced to verbatim quotes on its page. The pages, standings and method files are published under CC BY 4.0; the bulk record (raw labels and full responses) is sent on request. Not a review site; no user ratings.

Latest edition: 2026-10-01. 57 categories, six prompt variants each (342 prompts per segment), 14 models with web search enabled (Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna, Muse Glimmer 30B), a fresh session per prompt, every question asked 3 times, on behalf of a mid-market B2B company, an enterprise B2B company, a small B2B company, with every standing computed within one segment. A Claude Opus 5 judge labels every named product first_choice (+3), alternative (+2), mention (+1), soft_negative (-2) or hard_negative (-3). Raw judge labels are the permanent record; every number is derived through vendor table v2026-10.7. Noise floor: pooled first-choice flip rate 67%; share floor 10 points (90th percentile of a leader's share change between two identical runs).

## Categories

Every category page and every product page is also served as Markdown at its address plus index.md, for example https://finance-ai-index.com/accounting/account-reconciliation/index.md.

- [Account reconciliation](https://finance-ai-index.com/accounting/account-reconciliation/): FloQast leads with 33% of first choices, contested; next Trintech Adra 12%, Numeric 10%
- [Accounting software](https://finance-ai-index.com/accounting/accounting-software/): Sage Intacct leads with 44% of first choices, clear leader; next Oracle NetSuite 21%, Wave 19%
- [Accounts payable automation](https://finance-ai-index.com/spend/accounts-payable-automation/): Ramp and Stampli tie at 22% of first choices, contested; next BILL Accounts Payable 20%, Tipalti 10%
- [Accounts receivable automation](https://finance-ai-index.com/receivables/accounts-receivable-automation/): Upflow leads with 17% of first choices, contested; next Zoho Books 13%, Versapay 10%
- [AI accounting assistants](https://finance-ai-index.com/accounting/ai-accounting-assistants/): Sage Intacct leads with 22% of first choices, contested; next Rillet 11%, Zoho Books 11%
- [AML and transaction monitoring](https://finance-ai-index.com/tax/aml-and-transaction-monitoring/): ComplyAdvantage leads with 33% of first choices, contested; next Flagright 13%, Sanction Scanner 13%
- [B2B BNPL and net terms](https://finance-ai-index.com/receivables/b2b-bnpl-and-net-terms/): Resolve Pay leads with 56% of first choices, clear leader; next Credit Key 14%, Billie 5%
- [B2B credit management](https://finance-ai-index.com/receivables/b2b-credit-management/): Chaser leads with 16% of first choices, contested; next Tesorio 14%, Gaviti 12%
- [B2B payment acceptance](https://finance-ai-index.com/receivables/b2b-payment-acceptance/): Versapay leads with 19% of first choices, contested; next Helcim 15%, EBizCharge 11%
- [Board and investor reporting](https://finance-ai-index.com/planning/board-and-investor-reporting/): OnBoard leads with 26% of first choices, contested; next Boardable 13%, Visible 13%
- [Board portals](https://finance-ai-index.com/corporate/board-portals/): OnBoard leads with 49% of first choices, clear leader; next Boardable 20%, BoardPro 6%
- [Business banking](https://finance-ai-index.com/treasury/business-banking/): Mercury leads with 23% of first choices, contested; next Rho 12%, Bluevine 10%
- [Business bill pay](https://finance-ai-index.com/treasury/business-bill-pay/): BILL leads with 32% of first choices, contested; next Ramp 21%, Melio 13%
- [Cap table management](https://finance-ai-index.com/corporate/cap-table-management/): Carta leads with 33% of first choices, contested; next Pulley 18%, Qapita 12%
- [Cash application](https://finance-ai-index.com/receivables/cash-application/): Versapay and Upflow and BILL and HighRadius and QuickBooks Payments tie at 9% of first choices, contested; next 
- [Cash flow forecasting](https://finance-ai-index.com/treasury/cash-flow-forecasting/): Agicap leads with 13% of first choices, contested; next Float 8%, Cash Flow Frog 8%
- [Chargeback management](https://finance-ai-index.com/receivables/chargeback-management/): Chargeflow leads with 24% of first choices, contested; next Gaviti 12%, Midigator 10%
- [Contractor payments](https://finance-ai-index.com/spend/contractor-payments/): Tipalti leads with 22% of first choices, contested; next Deel 20%, Rippling 8%
- [Corporate cards](https://finance-ai-index.com/spend/corporate-cards/): Ramp leads with 52% of first choices, clear leader; next BILL Spend & Expense 19%, Brex 12%
- [Corporate performance management](https://finance-ai-index.com/planning/corporate-performance-management/): Planful leads with 22% of first choices, contested; next Prophix 17%, Vena 15%
- [Corporate tax provision](https://finance-ai-index.com/tax/corporate-tax-provision/): Thomson Reuters ONESOURCE Tax Provision leads with 21% of first choices, contested; next Bloomberg Tax Provision 19%, TaxAct Business 13%
- [Corporate travel management](https://finance-ai-index.com/spend/corporate-travel-management/): Navan leads with 53% of first choices, clear leader; next TravelPerk 19%, Booking.com for Business 14%
- [Cross-border payments and FX](https://finance-ai-index.com/treasury/cross-border-payments-and-fx/): Wise Business leads with 39% of first choices, contested; next Airwallex 20%, Tipalti 12%
- [Crypto accounting](https://finance-ai-index.com/accounting/crypto-accounting/): Bitwave leads with 27% of first choices, contested; next Cryptoworth 14%, Breezing 14%
- [Ecommerce fraud prevention](https://finance-ai-index.com/receivables/ecommerce-fraud-prevention/): SEON and Eftsure tie at 16% of first choices, contested; next Stripe Radar 14%, Signifyd 8%
- [Embedded payments platforms](https://finance-ai-index.com/receivables/embedded-payments-platforms/): Stripe Connect leads with 53% of first choices, clear leader; next Finix 14%, Exact Payments 6%
- [Entity management](https://finance-ai-index.com/corporate/entity-management/): Athennian leads with 41% of first choices, clear leader; next ContractZen 8%, Diligent Entities 8%
- [ERP systems](https://finance-ai-index.com/accounting/erp-systems/): Oracle NetSuite leads with 39% of first choices, contested; next Odoo 22%, ERPNext 16%
- [ESG and carbon reporting](https://finance-ai-index.com/corporate/esg-and-carbon-reporting/): Greenly leads with 36% of first choices, contested; next Sweep 10%, Coolset 7%
- [Expense management](https://finance-ai-index.com/spend/expense-management/): Ramp leads with 35% of first choices, contested; next Zoho Expense 21%, Expensify 10%
- [Financial close management](https://finance-ai-index.com/accounting/financial-close-management/): FloQast leads with 55% of first choices, clear leader; next Numeric 15%, Easy Month End 7%
- [Financial consolidation](https://finance-ai-index.com/accounting/financial-consolidation/): Prophix leads with 24% of first choices, contested; next Sage Intacct 16%, Planful 13%
- [Financial modeling and scenario planning](https://finance-ai-index.com/planning/financial-modeling-and-scenario-planning/): Microsoft Excel leads with 14% of first choices, contested; next Cube 12%, Vena 12%
- [Financial reporting and dashboards](https://finance-ai-index.com/planning/financial-reporting-and-dashboards/): Sage Intacct leads with 33% of first choices, contested; next Wave 17%, Zoho Books 9%
- [Fixed asset accounting](https://finance-ai-index.com/accounting/fixed-asset-accounting/): Sage Fixed Assets leads with 34% of first choices, contested; next AssetTiger 13%, Sage Intacct 11%
- [FP&A platforms](https://finance-ai-index.com/planning/fpa-platforms/): Planful leads with 20% of first choices, contested; next Fathom 15%, Vena 13%
- [Global e-invoicing compliance](https://finance-ai-index.com/tax/global-e-invoicing-compliance/): Avalara E-Invoicing leads with 25% of first choices, contested; next Sovos Compliance Network 17%, Pagero 13%
- [Internal controls and SOX](https://finance-ai-index.com/tax/internal-controls-and-sox/): FloQast leads with 25% of first choices, contested; next AuditBoard 12%, Sprinto 6%
- [Invoicing software](https://finance-ai-index.com/receivables/invoicing-software/): Zoho Invoice leads with 24% of first choices, contested; next BILL 16%, QuickBooks 14%
- [Lease accounting](https://finance-ai-index.com/accounting/lease-accounting/): FinQuery leads with 29% of first choices, contested; next EZLease 10%, iLeasePro 10%
- [Merchants of record](https://finance-ai-index.com/receivables/merchants-of-record/): Paddle leads with 28% of first choices, contested; next Cleverbridge 17%, FastSpring 14%
- [Payment orchestration platforms](https://finance-ai-index.com/receivables/payment-orchestration-platforms/): BlueSnap leads with 18% of first choices, contested; next Primer 14%, Spreedly 10%
- [Procure-to-pay](https://finance-ai-index.com/spend/procure-to-pay/): Procurify leads with 42% of first choices, clear leader; next Precoro 19%, Ramp 12%
- [Professional services automation](https://finance-ai-index.com/receivables/professional-services-automation/): BigTime leads with 29% of first choices, contested; next Kantata 25%, Productive 12%
- [Rebate management](https://finance-ai-index.com/receivables/rebate-management/): Enable leads with 52% of first choices, clear leader; next e-bate 16%, Voucherify 9%
- [Revenue recognition](https://finance-ai-index.com/accounting/revenue-recognition/): Maxio leads with 20% of first choices, contested; next Sage Intacct Revenue Recognition 14%, LedgerUp 10%
- [SaaS metrics and analytics](https://finance-ai-index.com/planning/saas-metrics-and-analytics/): ChartMogul leads with 49% of first choices, clear leader; next ProfitWell Metrics 14%, Maxio Metrics 8%
- [Sales tax automation](https://finance-ai-index.com/tax/sales-tax-automation/): Avalara AvaTax leads with 32% of first choices, contested; next TaxCloud 19%, Taxwire 13%
- [SEC and disclosure reporting](https://finance-ai-index.com/accounting/sec-and-disclosure-reporting/): Workiva leads with 32% of first choices, contested; next DFIN ActiveDisclosure 22%, Certent Disclosure Management 22%
- [Spend management platforms](https://finance-ai-index.com/spend/spend-management-platforms/): Ramp leads with 44% of first choices, clear leader; next Airbase 17%, BILL Spend & Expense 15%
- [Stablecoin platforms](https://finance-ai-index.com/treasury/stablecoin-platforms/): BVNK leads with 23% of first choices, contested; next Circle 14%, Stripe Crypto 9%
- [Strategic sourcing](https://finance-ai-index.com/spend/strategic-sourcing/): oboloo leads with 15% of first choices, contested; next Precoro 13%, Tradogram 13%
- [Supplier management](https://finance-ai-index.com/spend/supplier-management/): Precoro and Procurify tie at 14% of first choices, contested; next Tradogram 9%, oboloo 9%
- [Telecom expense management](https://finance-ai-index.com/spend/telecom-expense-management/): Genuity leads with 19% of first choices, contested; next Lightyear 12%, vCom Solutions 12%
- [Transfer pricing](https://finance-ai-index.com/tax/transfer-pricing/): TPGenie leads with 30% of first choices, contested; next TPdoc 11%, Commenda 8%
- [Treasury management systems](https://finance-ai-index.com/treasury/treasury-management-systems/): Trovata leads with 28% of first choices, contested; next Agicap 15%, GTreasury 6%
- [Virtual data rooms](https://finance-ai-index.com/corporate/virtual-data-rooms/): iDeals leads with 25% of first choices, contested; next Firmex 16%, Peony Data Room 11%

## Headline metrics

- Paraphrase stability, Claude Haiku 4.5: 7 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, GPT-5.4 mini: 14 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Gemini 3.5 Flash: 20 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Perplexity Sonar: 16 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Grok 4.1 Fast: 16 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Mistral Small: 6 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, DeepSeek V4 Flash: 13 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Llama 4 Maverick: 4 of 48 categories kept the same first choice when the question was reworded
- Paraphrase stability, Qwen 3.7 Flash: 6 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Kimi K2: 11 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, GLM 4.7 FlashX: 14 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, MiniMax M2.5: 6 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, GPT-6 Luna: 22 of 57 categories kept the same first choice when the question was reworded
- Paraphrase stability, Muse Glimmer 30B: 12 of 57 categories kept the same first choice when the question was reworded

## Method

- [Methodology](https://finance-ai-index.com/methodology/): prompt design, model set with exact version strings, scoring rubric and weights, derived metric definitions, normalization rules, noise floor calibration, cadence, conflict policy, known weaknesses
- [Categories](https://finance-ai-index.com/categories/): every category with its leader and standing
- [Index home](https://finance-ai-index.com/): standing by category, paraphrase stability, leaders versus criticized defaults, anti-recommendations

## Data

- [Edition log](https://finance-ai-index.com/data/): every edition with its report and method files; the raw judge labels and full responses by request
- [October 2026 Edition](https://finance-ai-index.com/editions/2026-10/) (latest): [report as Markdown](https://finance-ai-index.com/downloads/2026-10/edition-2026-10.md); raw judge labels and full responses [by request](https://finance-ai-index.com/contribute/?for=record#add)
- [September 2026 Edition](https://finance-ai-index.com/editions/2026-09/): [report as Markdown](https://finance-ai-index.com/downloads/2026-09/edition-2026-09.md); raw judge labels and full responses [by request](https://finance-ai-index.com/contribute/?for=record#add)
- Vendor table v2026-10.7: sent with the record, on request; the resolution rules and counts are on the method page and each category page lists its judgment-call readings
- [Prompts](https://finance-ai-index.com/downloads/2026-10/prompts.json): all 342 prompts verbatim
- [Models](https://finance-ai-index.com/downloads/2026-10/models.json): pinned model set, endpoints, search tools, list prices

## Disclosures

- The publisher is a cofounder of [Gane.ai](https://gane.ai), a go-to-market software company. No product of Gane's falls in a category this index covers; the disclosure is made anyway, here and on the GTM AI Recommendation Index, where two of its categories are.
- [Subscribe](https://finance-ai-index.com/subscribe/): the subscriber app, one company across all four indexes: every category it is named in, what changed, who the models pick instead and every answer behind every figure; seven days free, then priced per seat
- The judge is an Anthropic model. Cited sources reflect live retrieval only. Category taxonomy is a judgment call. Reading a bare vendor name as its in-category product is a stated assumption and every instance is listed on the category page.