# Cash flow forecasting: what AI models recommend, October 2026

Finance AI Recommendation Index, October 2026 Edition. Asked as "cash flow forecasting software" and as "cash management tool", six framings each, to fourteen models with search on, on behalf of a mid-market B2B company. Page: https://finance-ai-index.com/treasury/cash-flow-forecasting/

**Standing:** Agicap leads with 13% of first choices; verdict contested. 52 first choices across the direct, paraphrase, budget and scale prompts.

## First-choice share

| # | Product | Share | Negative rate | Labels |
|---|---|---|---|---|
| 1 | Agicap | 13% | 4% | 25 |
| 2 | Float | 8% | 22% | 36 |
| 3 | Cash Flow Frog | 8% | 10% | 21 |
| 4 | Chaser | 8% | 0% | 14 |
| 5 | Tesorio | 6% | 0% | 20 |
| 6 | Cube | 6% | 5% | 21 |
| 7 | Trovata | 4% | 0% | 14 |
| 8 | Kyriba | 4% | 27% | 22 |
| 9 | HighRadius | 0% | 0% | 17 |
| 10 | Abacum | 0% | 0% | 11 |
| 11 | Vena | 0% | 8% | 13 |
| 12 | Jirav | 0% | 0% | 11 |

## Each model's first choice on the direct prompt

- Claude Haiku 4.5: Upflow; alternatives Abacum, Chaser, Cube, Tesorio
- GPT-5.4 mini: Agicap; alternatives Datarails, Kyriba, Vena
- Gemini 3.5 Flash: Tesorio; alternatives Agicap, Centime, Cube, Nilus
- Perplexity Sonar: Agicap; alternatives Chaser, Cube, Upflow
- Grok 4.1 Fast: Chaser; alternatives Drivetrain, Float, Jirav
- Mistral Small: Chaser, Cube; alternatives Prophix One, Tesorio
- DeepSeek V4 Flash: Tesorio; alternatives Agicap, Chaser, Float, Vena
- Llama 4 Maverick: Cube
- Qwen 3.7 Flash: Agicap; alternatives Chaser, Cube, Tesorio
- Kimi K2: Chaser; alternatives Abacum, Cube, Fathom, Upflow
- GLM 4.7 FlashX: Cube; alternatives Abacum, HighRadius
- MiniMax M2.5: Upflow; alternatives Chaser, Drivetrain, Vena
- GPT-6 Luna: Centime; alternatives Cube, Jirav, Planful, Tesorio
- Muse Glimmer 30B: Tesorio, Upflow; alternatives Abacum, Float, Planful

## Sources the answers cite

77 of 84 answers came back with a source list, from 14 of 14 models. Sites named in the most answers:

- guideflow.com: 36 answers, 39 citations
- tesorio.com: 35 answers, 44 citations
- chaserhq.com: 32 answers, 39 citations
- upflow.io: 31 answers, 35 citations
- cubesoftware.com: 30 answers, 37 citations
- drivetrain.ai: 29 answers, 29 citations
- floatapp.com: 24 answers, 36 citations
- quicken.com: 22 answers, 29 citations

Pages named in the most answers:

- https://guideflow.com/blog/cash-flow-forecasting-software (32 answers)
- https://tesorio.com/blog/best-cash-flow-forecasting-software-in-2026-reviewed-and-compared (31 answers)
- https://drivetrain.ai/solutions/cash-flow-forecasting-software (29 answers)
- https://chaserhq.com/blog/best-cash-flow-forecasting-software (22 answers)
- https://upflow.io/software/best-cash-flow-forecasting (22 answers)
- https://cubesoftware.com/blog/best-cash-forecasting-software (18 answers)
- https://quicken.com/blog/top-financial-planning-software-with-cash-flow-analysis-features (18 answers)
- https://floatapp.com/blog/compare-cash-flow-forecasting-tools (16 answers)
- https://resolutai.com/blog/cash-flow-forecasting-tools (15 answers)
- https://chaserhq.com/blog/best-cash-flow-management-software (14 answers)

## Warned against

- Anaplan: 7 of 15 labels negative. "Be cautious of: Broad enterprise platforms like Anaplan, Workday Adaptive Planning, Prophix... if you're a mid-market company or smaller" (DeepSeek V4 Flash, negative prompt)
- Float: 8 of 36 labels negative. "products such as Float, Helm, Dryrun, and Cash Flow Frog are described as good within a narrow scope, but they do not produce a full P&L or balance-sheet forecast" (Perplexity Sonar, negative prompt)
- Kyriba: 6 of 22 labels negative. "want to avoid the multi-million dollar price tags and year-long implementations of enterprise Treasury Management Systems (TMS) like Kyriba or SAP" (Gemini 3.5 Flash, direct prompt)
- Microsoft Excel: 5 of 7 labels negative. "Spreadsheets like Excel or Google Sheets: they are widely used, but they are prone to manual data-entry errors, formula mistakes, and stale data, which makes them risky" (Perplexity Sonar, negative prompt)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat.
Same leader: Agicap at 16%.

- QuickBooks Cash Flow Planner: 10% to 2%, −8. Inside the floor by 2 points · rank 3 → 18 of 96.
- Cash Flow Frog: 2% to 9%, +7. Inside the floor by 3 points · rank 12 → 4 of 96.
- Tesorio: 10% to 5%, −6. Inside the floor by 4 points · rank 2 → 7 of 96.
- Float: 4% to 9%, +5. Inside the floor by 5 points · rank 7 → 2 of 96.
- Abacum: 4% to 0%, −4. Inside the floor by 6 points · rank 8 → 24 of 96.
- Cube: 4% to 7%, +3. Inside the floor by 7 points · rank 6 → 5 of 96.
- Kyriba: 2% to 5%, +3. Inside the floor by 7 points · rank 13 → 8 of 96.
- Agicap: 18% to 16%, −2. Inside the floor by 8 points · rank 1 of 96, unchanged.
- Fathom: 2% to 0%, −2. Inside the floor by 8 points · rank 18 → 26 of 96.
- GTreasury: 2% to 0%, −2. Inside the floor by 8 points · rank 15 → 60 of 96.
- Chaser: 8% to 9%, +1. Inside the floor by 9 points · rank 4 → 3 of 96.
- Trovata: 2% to 2%, ±0. Inside the floor by 10 points · rank 14 → 11 of 96.

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.