# AnnualCreditReport.com: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 5 judge labels across 1 categories by 5 of 14 models. Page: https://finance-ai-index.com/vendors/annualcreditreport-com/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B credit management | 0% | 24 | 0% | 5 |

## What the models said for it

- "you can pull your official, comprehensive credit reports for free directly from AnnualCreditReport.com" (Gemini 3.5 Flash, B2B credit management)
- "The only legitimate gateway for your free annual credit reports is AnnualCreditReport.com" (DeepSeek V4 Flash, B2B credit management)
- "Safer alternatives are free self-help: pull your free reports at AnnualCreditReport.com" (Muse Glimmer 30B, B2B credit management)
- "AnnualCreditReport.com – Free weekly credit reports from all three bureaus" (Kimi K2, B2B credit management)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- B2B credit management: 0% to 0%, ±0. Inside the floor by 10 points · rank 25 → 24 of 108.

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.