# Behalf: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 5 judge labels across 1 categories by 5 of 14 models. Page: https://finance-ai-index.com/vendors/behalf/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B BNPL and net terms | 0% | 84 | 60% | 5 |

## What the models said for it

- "Best for North American SMB financing: Fundbox, Behalf." (Perplexity Sonar, B2B BNPL and terms)

## And against it

- "SMB BNPL provider that ceased operations in early 2023 after freezing new credit in 2022" (MiniMax M2.5, B2B BNPL and terms)
- "Froze new credit mid-2022, laid off ~90% of staff, officially wound down early 2023." (Qwen 3.7 Flash, B2B BNPL and terms)
- "Ceased operations in early 2023" (Kimi K2, B2B BNPL and terms)

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.