# Brex alternatives: what AI models name instead, October 2026 Finance AI Recommendation Index, October 2026 Edition. 902 of the 1,260 answers in the 5 categories where Brex holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/brex/alternatives/ ## Named instead, most often (every category and segment added) - Ramp: 93 - Navan: 69 - SAP Concur: 62 - BILL Spend & Expense: 41 - Zoho Expense: 37 - Coupa: 32 ## Corporate cards **Small business**: 46 of 84 answers did not name Brex (Brex is #2 of 7 at 12%). - Ramp: first choice in 16 of those 46 - BILL Spend & Expense: first choice in 5 of those 46 - Chase Ink Business Unlimited: first choice in 1 of those 46 **Mid-market**: 43 of 84 answers did not name Brex (Brex is #3 of 8 at 12%). - Ramp: first choice in 8 of those 43 - BILL Spend & Expense: first choice in 5 of those 43 - Corpay: first choice in 4 of those 43 - Airbase: first choice in 1 of those 43 - Airwallex: first choice in 1 of those 43 - Blue Business Cash™ Card from American Express: first choice in 1 of those 43 - U.S. Bank Commercial Rewards Card: first choice in 1 of those 43 **Enterprise**: 43 of 84 answers did not name Brex (Brex is #2 of 11 at 16%). - American Express Corporate Card: first choice in 5 of those 43 - Ramp: first choice in 4 of those 43 - American Express Corporate Cashback Card: first choice in 2 of those 43 - J.P. Morgan Commercial Cards: first choice in 2 of those 43 - American Express Business Platinum: first choice in 1 of those 43 - American Express Corporate Cashback Cards: first choice in 1 of those 43 - Capital One Spark Cash Plus: first choice in 1 of those 43 - Citi Purchasing Card: first choice in 1 of those 43 ## Expense management **Small business**: 65 of 84 answers did not name Brex (Brex is #5 of 8 at 4%). - Zoho Expense: first choice in 21 of those 65 - Expensify: first choice in 11 of those 65 - Ramp: first choice in 11 of those 65 - BILL Spend & Expense: first choice in 6 of those 65 - Emburse: first choice in 1 of those 65 **Mid-market**: 66 of 84 answers did not name Brex (Brex is #5 of 11 at 4%). - Ramp: first choice in 12 of those 66 - Zoho Expense: first choice in 12 of those 66 - Expensify: first choice in 6 of those 66 - BILL Spend & Expense: first choice in 3 of those 66 - Airbase: first choice in 2 of those 66 - Navan: first choice in 2 of those 66 - SAP Concur: first choice in 2 of those 66 - Emburse Professional, formerly Emburse Certify: first choice in 1 of those 66 **Enterprise**: 61 of 84 answers did not name Brex (Brex is #8 of 10 at 0%). - SAP Concur: first choice in 25 of those 61 - Ramp: first choice in 6 of those 61 - BILL Spend & Expense: first choice in 2 of those 61 - Coupa Expense Management: first choice in 2 of those 61 - Emburse: first choice in 1 of those 61 - Expensify: first choice in 1 of those 61 - Oracle NetSuite: first choice in 1 of those 61 - Payhawk: first choice in 1 of those 61 ## Business banking **Small business**: 68 of 84 answers did not name Brex (Brex is #6 of 12 at 4%). - Mercury: first choice in 15 of those 68 - Relay: first choice in 11 of those 68 - Bluevine: first choice in 10 of those 68 - Novo: first choice in 7 of those 68 - Chase Business Banking: first choice in 3 of those 68 - Amex's Business Checking: first choice in 2 of those 68 - NBKC: first choice in 2 of those 68 - Rho: first choice in 2 of those 68 **Mid-market**: 71 of 84 answers did not name Brex (Brex is #7 of 14 at 4%). - Bluevine: first choice in 8 of those 71 - Chase Business Banking: first choice in 8 of those 71 - Mercury: first choice in 7 of those 71 - Novo: first choice in 6 of those 71 - Bank of America: first choice in 4 of those 71 - J.P. Morgan Commercial Banking: first choice in 2 of those 71 - Lili: first choice in 2 of those 71 - Relay: first choice in 2 of those 71 **Enterprise**: 58 of 84 answers did not name Brex (Brex is #2 of 11 at 17%). - Chase Business Banking: first choice in 12 of those 58 - Rho: first choice in 10 of those 58 - Bank of America: first choice in 4 of those 58 - Airwallex: first choice in 3 of those 58 - American Express Business Checking: first choice in 1 of those 58 - Brex Business Banking: first choice in 1 of those 58 - Citibank: first choice in 1 of those 58 - J.P. Morgan Access: first choice in 1 of those 58 ## Spend management platforms **Small business**: 53 of 84 answers did not name Brex (Brex is #6 of 9 at 0%). - Ramp: first choice in 18 of those 53 - BILL Spend & Expense: first choice in 12 of those 53 - Rippling Finance: first choice in 2 of those 53 - Zoho Expense: first choice in 2 of those 53 - Expensify: first choice in 1 of those 53 - Mercury: first choice in 1 of those 53 - Payhawk: first choice in 1 of those 53 - Spendesk: first choice in 1 of those 53 **Mid-market**: 51 of 84 answers did not name Brex (Brex is #8 of 12 at 0%). - Ramp: first choice in 9 of those 51 - BILL Spend & Expense: first choice in 7 of those 51 - Airbase: first choice in 4 of those 51 - Coupa: first choice in 2 of those 51 - Fraxion: first choice in 2 of those 51 - Payhawk: first choice in 2 of those 51 - Zoho Expense: first choice in 2 of those 51 - Precoro: first choice in 1 of those 51 **Enterprise**: 60 of 84 answers did not name Brex (Brex is #5 of 14 at 5%). - Coupa: first choice in 29 of those 60 - Ivalua: first choice in 3 of those 60 - Payhawk: first choice in 3 of those 60 - SAP Ariba: first choice in 3 of those 60 - SAP Concur: first choice in 2 of those 60 - Emburse: first choice in 1 of those 60 - Ramp: first choice in 1 of those 60 - Spendesk: first choice in 1 of those 60 ## Corporate travel management **Small business**: 61 of 84 answers did not name Brex (Brex is #7 of 12 at 0%). - Navan: first choice in 18 of those 61 - TravelPerk: first choice in 11 of those 61 - Booking.com for Business: first choice in 10 of those 61 - Ramp: first choice in 4 of those 61 - Engine: first choice in 3 of those 61 - Navan, formerly TripActions: first choice in 1 of those 61 - TravelBank: first choice in 1 of those 61 **Mid-market**: 74 of 84 answers did not name Brex (Brex is #8 of 12 at 0%). - Navan: first choice in 33 of those 74 - TravelPerk: first choice in 12 of those 74 - Booking.com for Business: first choice in 8 of those 74 - Engine: first choice in 2 of those 74 - Ramp: first choice in 2 of those 74 - SAP Concur: first choice in 2 of those 74 - BILL Spend & Expense: first choice in 1 of those 74 - Navan, formerly TripActions: first choice in 1 of those 74 **Enterprise**: 82 of 84 answers did not name Brex. - SAP Concur: first choice in 31 of those 82 - Navan: first choice in 16 of those 82 - Amex GBT Egencia: first choice in 6 of those 82 - American Express Global Business Travel: first choice in 4 of those 82 - Ramp: first choice in 2 of those 82 - Coupa: first choice in 1 of those 82 - FCM Travel: first choice in 1 of those 82 - ITILITE: first choice in 1 of those 82 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.