# Capital One Spark Cash Plus: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 2 judge labels across 1 categories by 2 of 14 models. Page: https://finance-ai-index.com/vendors/capital-one-spark-cash-plus/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Corporate cards | 0% | 67 | 100% | 2 |

## And against it

- "Steer clear of premium cards like ... Capital One Spark Cash Plus ($95+)" (Qwen 3.7 Flash, Corporate cards)
- "it is less clearly a full spend-control platform than BILL Divvy or Brex" (Perplexity Sonar, Corporate cards)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- Corporate cards: 0% to 0%, ±0. New · not ranked in September 2026 · rank 67 of 67.

## In its own words

What Capital One Spark Cash Plus's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: The Spark Cash Plus is a charge card with no preset spending limit that earns unlimited 2% cash back on all purchases, with no limits or category restrictions. You can also earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel. (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- For: business (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- Price stated: The Spark Cash Plus card has an annual fee of $150, which is refunded annually when you spend at least $150,000. (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- Starting price: 150 (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- Certifications: Member: FDIC, Credit Level: Excellent

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.