# Lili: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 7 judge labels across 1 categories by 6 of 14 models. Page: https://finance-ai-index.com/vendors/lili/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Business banking | 2% | 15 | 14% | 7 |

## What the models said for it

- "Opt for established options like Novo, Lili, or traditional banks" (Grok 4.1 Fast, Business banking)
- "Go with Novo, Bluevine, or Lili." (GLM 4.7 FlashX, Business banking)
- "For freelancers/sole proprietors: Bluevine or Lili" (MiniMax M2.5, Business banking)

## And against it

- "Online platforms like Novo or Lili are great for lean startups, but they lack a physical branch presence." (Gemini 3.5 Flash, Business banking)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- Business banking: 0% to 2%, +2. Inside the floor by 8 points · rank 50 → 15 of 86.

## In its own words

What Lili's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: Online Banking For Small Businesses (https://lili.co/)
- For: small businesses (https://lili.co/)
- Price stated: $0 monthly fees on Lili Core (https://lili.co/)
- Starting price: $0 (https://lili.co/)
- Free plan or trial: The Core banking account has no monthly fee. (https://lili.co/)
- Certifications: FDIC Insured, Member FDIC, SOC 2, PCI-DSS Level 1
- Customers named: QC Growth, SkinGal Studio, SleekSpace, Chop Dawg

## What it publishes

Every page lili.co exposes, read 2026-09-29: 333 addresses. By kind, pages and the last 90 days:

- blog: 152 pages, 9 in the last 90 days, latest 2026-09-22
- case study: 3 pages, 0 in the last 90 days, latest undated
- comparison: 13 pages, 0 in the last 90 days, latest 2026-06-17
- template or tool: 1 pages, 0 in the last 90 days, latest 2022-12-28
- glossary or explainer: 9 pages, 1 in the last 90 days, latest 2026-09-22
- news or press: 2 pages, 0 in the last 90 days, latest 2026-06-24
- Recent: 2026-09-22 blog: Small business banking requirements https://lili.co/blog/small-business-banking-requirements
- Recent: 2026-09-22 blog: Business bank accounts for team https://lili.co/blog/business-bank-accounts-for-team
- Recent: 2026-09-22 glossary or explainer: What is small business banking https://lili.co/blog/what-is-small-business-banking
- Recent: 2026-09-16 blog: How to prepare for a us business bank account as a non resident https://lili.co/blog/how-to-prepare-for-a-us-business-bank-account-as-a-non-resident
- Recent: 2026-09-16 blog: Open a small business bank account https://lili.co/blog/open-a-small-business-bank-account
- Recent: 2026-08-06 blog: Blog best bank account for small business in chicago https://lili.co/comparisons/blog-best-bank-account-for-small-business-in-chicago

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.