# myFICO: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 4 judge labels across 1 categories by 4 of 14 models. Page: https://finance-ai-index.com/vendors/myfico/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B credit management | 0% | 32 | 0% | 4 |

## What the models said for it

- "For a Mortgage or Auto Loan application: Get MyFICO" (Qwen 3.7 Flash, B2B credit management)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- B2B credit management: 0% to 0%, ±0. Inside the floor by 10 points · rank 75 → 32 of 108.

## In its own words

What myFICO's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications. (https://myfico.com/)
- For: Consumers who want to know their FICO Scores and credit reports (https://myfico.com/)
- Price stated: Free; $19.95/month; $29.95/month; $39.95/month (https://myfico.com/)
- Starting price: 0 (https://myfico.com/)
- Free plan or trial: Free Plan; No credit card required; Updates every month. (https://myfico.com/)

## What it publishes

Every page myfico.com exposes, read 2026-09-29: 714 addresses. By kind, pages and the last 90 days:

- blog: 480 pages, 2 in the last 90 days, latest 2026-08-25
- report or ebook: 2 pages, 0 in the last 90 days, latest undated
- comparison: 34 pages, 0 in the last 90 days, latest 2026-06-18
- template or tool: 61 pages, 0 in the last 90 days, latest 2020-04-06
- glossary or explainer: 6 pages, 0 in the last 90 days, latest 2019-05-24
- Recent: 2026-08-25 blog: What everyday consumers really think about their credit https://www.myfico.com/credit-education/blog/what-everyday-consumers-really-think-about-their-credit
- Recent: 2026-08-11 blog: Building credit worthiness https://www.myfico.com/credit-education/blog/building-credit-worthiness
- Recent: 2026-06-18 comparison: Zero percent utilization vs low utilization fico score https://www.myfico.com/credit-education/blog/zero-percent-utilization-vs-low-utilization-fico-score
- Recent: 2026-04-28 blog: 7 credit terms explained score report utilization https://www.myfico.com/credit-education/blog/7-credit-terms-explained-score-report-utilization
- Recent: 2026-04-26 blog: Does sports betting affect your fico score https://www.myfico.com/credit-education/blog/does-sports-betting-affect-your-fico-score
- Recent: 2026-04-02 blog: Which credit scores are used for mortgage lending https://www.myfico.com/credit-education/blog/which-credit-scores-are-used-for-mortgage-lending

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.