# OnPay: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 4 judge labels across 1 categories by 4 of 14 models. Page: https://finance-ai-index.com/vendors/onpay/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Contractor payments | 2% | 14 | 0% | 4 |

## What the models said for it

- "OnPay — best budget-friendly contractor solution" (Muse Glimmer 30B, Contractor payments)
- "If you also have W-2 employees, OnPay at $49/month + $6/person gives you more comprehensive features" (MiniMax M2.5, Contractor payments)
- "OnPay offers flat pricing with 1099 contractor payments and tax forms included in one plan" (Claude Haiku 4.5, Contractor payments)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- Contractor payments: 0% to 2%, ±0. Inside the floor by 10 points · rank 25 → 14 of 98.

## In its own words

What OnPay's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Powerful people tech, backed by real experts (https://onpay.com/)
- For: small businesses and their accountants (https://onpay.com/)
- Price stated: Starting at $49 /month Base Fee $6 /month Per Worker; Pricing starts at $55 per month (https://onpay.com/)
- Starting price: 49 (https://onpay.com/)
- Free plan or trial: Get one month free (https://onpay.com/)
- Certifications: AICPA’s SOC program, SOC 2 Type II
- Customers named: Sheila, Wizard of Paws Pet Salon, Joski Tile

## What it publishes

Every page onpay.com exposes, read 2026-09-29: 1165 addresses. By kind, pages and the last 90 days:

- blog: 519 pages, 5 in the last 90 days, latest 2026-09-18
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 44 pages, 1 in the last 90 days, latest 2026-08-27
- template or tool: 165 pages, 0 in the last 90 days, latest 2025-06-25
- glossary or explainer: 157 pages, 0 in the last 90 days, latest 2026-04-24
- news or press: 1 pages, 0 in the last 90 days, latest 2018-11-30
- Recent: 2026-09-18 blog: Geofencing time tracking explained https://onpay.com/insights/geofencing-time-tracking-explained
- Recent: 2026-08-27 comparison: Double time vs overtime explained https://onpay.com/insights/double-time-vs-overtime-explained
- Recent: 2026-08-18 blog: How time tracking improve employee productivity https://onpay.com/insights/how-time-tracking-improve-employee-productivity
- Recent: 2026-07-27 blog: How to start a business in georgia https://onpay.com/insights/how-to-start-a-business-in-georgia
- Recent: 2026-07-21 blog: Benefits compliance 101 small business https://onpay.com/resources/benefits-compliance-101-small-business
- Recent: 2026-07-21 blog: Benefits compliance accountants https://onpay.com/resources/benefits-compliance-accountants

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.