# Two alternatives: what AI models name instead, October 2026

Finance AI Recommendation Index, October 2026 Edition. 224 of the 252 answers in the 1 category where Two holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://finance-ai-index.com/vendors/two/alternatives/

## Named instead, most often (every category and segment added)

- Resolve Pay: 68
- TreviPay: 12
- Balance: 11
- Credit Key: 11
- Slope: 5
- Billie: 4

## B2B BNPL and net terms

**Small business**: 80 of 84 answers did not name Two.

- Resolve Pay: first choice in 26 of those 80
- Balance: first choice in 8 of those 80
- Credit Key: first choice in 5 of those 80
- Slope: first choice in 3 of those 80
- Billie: first choice in 2 of those 80
- Fundbox: first choice in 2 of those 80
- Melio: first choice in 2 of those 80
- Affirm: first choice in 1 of those 80

**Mid-market**: 77 of 84 answers did not name Two (Two is #9 of 12 at 0%).

- Resolve Pay: first choice in 29 of those 77
- Credit Key: first choice in 6 of those 77
- Slope: first choice in 2 of those 77
- Affirm through QuickBooks Payments: first choice in 1 of those 77
- Apruve: first choice in 1 of those 77
- Balance: first choice in 1 of those 77
- Billie: first choice in 1 of those 77
- Fundbox: first choice in 1 of those 77

**Enterprise**: 67 of 84 answers did not name Two (Two is #5 of 9 at 0%).

- Resolve Pay: first choice in 13 of those 67
- TreviPay: first choice in 12 of those 67
- Balance: first choice in 2 of those 67
- Mondu: first choice in 2 of those 67
- Airwallex: first choice in 1 of those 67
- BILL: first choice in 1 of those 67
- Basware: first choice in 1 of those 67
- Billie: first choice in 1 of those 67

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.