# YNAB: how AI models rank it, October 2026

Finance AI Recommendation Index, October 2026 Edition. Named in 2 judge labels across 2 categories by 2 of 14 models. Page: https://finance-ai-index.com/vendors/ynab/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| B2B credit management | 0% | 91 | 0% | 1 |
| Business bill pay | 0% | 73 | 0% | 1 |

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat. A larger change is movement; a smaller one is noise.

- B2B credit management: 0% to 0%, ±0. Inside the floor by 10 points · rank 49 → 91 of 108.
- Business bill pay: 0% to 0%, ±0. New · not ranked in September 2026 · rank 73 of 98.

## In its own words

What YNAB's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Download YNAB, get good at money, and never worry about money again. (https://ynab.com/)
- For: people worried about money (https://ynab.com/)
- Price stated: Monthly subscription; Annual subscription (https://ynab.com/)
- Starting price: 14.99 (https://ynab.com/)
- Free plan or trial: 34-day free trial, no credit card required (https://ynab.com/)
- Certifications: PCI-DSS 4.0

## What it publishes

Every page ynab.com exposes, read 2026-09-29: 1003 addresses. By kind, pages and the last 90 days:

- blog: 166 pages, 0 in the last 90 days, latest 2026-04-21
- case study: 1 pages, 0 in the last 90 days, latest 2023-12-26
- conference or event: 3 pages, 0 in the last 90 days, latest undated
- report or ebook: 11 pages, 1 in the last 90 days, latest 2026-08-11
- comparison: 8 pages, 0 in the last 90 days, latest 2025-11-20
- template or tool: 39 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 6 pages, 0 in the last 90 days, latest 2025-07-10
- podcast or video: 3 pages, 0 in the last 90 days, latest 2024-10-17
- news or press: 60 pages, 0 in the last 90 days, latest undated
- Recent: 2026-08-11 report or ebook: Ynab the book https://www.ynab.com/ynab-the-book
- Recent: 2026-04-21 blog: Its never too late to get good at money https://www.ynab.com/blog/its-never-too-late-to-get-good-at-money
- Recent: 2026-03-31 blog: Nonconsensual gardening https://www.ynab.com/blog/nonconsensual-gardening
- Recent: 2026-03-10 blog: Kamila built a house had a baby and never worried about money https://www.ynab.com/blog/kamila-built-a-house-had-a-baby-and-never-worried-about-money
- Recent: 2026-03-03 blog: How to worry less about money with a partner https://www.ynab.com/blog/how-to-worry-less-about-money-with-a-partner
- Recent: 2026-02-17 blog: I was tracking every dollar and still losing sleep sound familiar https://www.ynab.com/blog/i-was-tracking-every-dollar-and-still-losing-sleep-sound-familiar

## Record

- Method: https://finance-ai-index.com/methodology/
- Raw judge labels and full responses: https://finance-ai-index.com/data/
- License: CC BY 4.0. Cite as Finance AI Recommendation Index, October 2026 Edition, finance-ai-index.com.