Four of fourteen models named Chargeflow first on the direct prompt; two named Justt. Chargeflow was named by fourteen of the fourteen models and Justt by eleven and Chargeflow carries 50 labels and Justt 24, so the shares are not directly comparable.
Named in two categories this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the chargeback management page.
Across every category in the October 2026 Edition, Chargeflow and Justt were named in the same answer sixty times, of the 165 answers naming Chargeflow and the 68 naming Justt. In those answers Justt took the first choice four times and Chargeflow thirteen.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of seven in this category shown.
“When to avoid: If you're a small e-commerce store sensitive to per-win costs or need hands-on support.” Grok 4.1 Fast · negative prompt · hard negative
“Chargeflow advertises end-to-end automated dispute submissions... That's a reason to check the setup and economics—not a conclusion that the tool is unsuitable.” GPT-6 Luna · negative prompt · soft negative
“Be very cautious. These tools work well for high-volume, low-value disputes ... A fully managed service like Chargeflow or Justt can pay for itself” DeepSeek V4 Flash · negative prompt · soft negative
“Chargeflow is a strong all-rounder that integrates well with major payment gateways... If you use a PSP (Stripe, PayPal), look for tools like Justt or Chargeflow” Qwen 3.7 Flash · direct prompt · first choice
“Chargeflow | Full automation & prevention | AI evidence building, real-time alerts (Ethoca/Verifi), fraud prevention network (20k+ merchants), analytics dashboard” Grok 4.1 Fast · comparative prompt · first choice
“If you are a B2B SaaS / Subscription company looking for an automated, zero-risk, success-based fee structure, go with Chargeflow.” Gemini 3.5 Flash · direct prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of seven in this category shown.
“Be very cautious. ... A fully managed service like Chargeflow or Justt can pay for itself — but only if you negotiate a success-based fee” DeepSeek V4 Flash · negative prompt · soft negative
“There's a cold-start problem where the first three months don't achieve the win rate the sales team quotes” Claude Haiku 4.5 · negative prompt · soft negative
“these tools less relevant” DeepSeek V4 Flash · paraphrase prompt · soft negative
“Justt positions itself specifically for subscription and SaaS businesses... Best for Specialized SaaS & Subscription Defense” Qwen 3.7 Flash · direct prompt · first choice
“Justt - if your primary need is chargeback/dispute response management and you want AI automation to reduce manual work” MiniMax M2.5 · paraphrase prompt · first choice
“I'd shortlist Justt for a mid-market B2B company” GPT-6 Luna · direct prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.