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Finance AI Index
Index › Function 05 of 6 · October 2026 Edition
October 2026 Edition

Treasury and cash

Cash and banking: forecasting, treasury management, business banking, cross-border payments and bill pay. 6 of 8 categories scored, 2 planned.

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Standing in treasury and cash

First-choice share across the direct, paraphrase, budget and scale prompts, all fourteen models, for the six treasury and cash categories scored in the October 2026 Edition.
Treasury and cash
Cross-border payments and FX
Small business and mid-market share a leader. Enterprise differs.
Wise BusinessClear leader
SMB
68%▼−3Since September 2026: 73% → 70%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Mid-market
39%▲+4Since September 2026: 35% → 39%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
AirwallexContested
Enterprise
22%↗new leaderNew leader since September 2026: Airwallex (24%) replaces Thunes (22% then, 4% now), 20 points clear, past the 10-point floor.
Treasury and cash
Business bill pay
A different leader in every segment
MelioClear leader
SMB
42%▼−15Since September 2026: 57% → 42%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.
BILLContested
Mid-market
32%▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.
TipaltiClear leader
Enterprise
43%▲+4Since September 2026: 42% → 46%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Treasury and cash
Treasury management systems
A different leader in every segment
AgicapContested
SMB
19%▼−5Since September 2026: 21% → 16%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
TrovataContested
Mid-market
28%▲+10Since September 2026: 18% → 28%, +10 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
KyribaContested
Enterprise
35%▼−13Since September 2026: 47% → 34%, −13 points. Past the 10-point floor: movement. Read over the models both editions asked.
Treasury and cash
Stablecoin platforms
Mid-market and enterprise share a leader. Small business differs.
Stripe CryptoContested
SMB
30%
BVNKContested
Mid-market
23%
Enterprise
39%
Treasury and cash
Business banking
Small business and mid-market share a leader. Enterprise differs.
MercuryContested
SMB
35%▼−3Since September 2026: 33% → 31%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Mid-market
23%▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
RhoContested
Enterprise
19%=heldSince September 2026: 20% → 20%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Treasury and cash
Cash flow forecasting
A different leader in every segment
FloatContested
SMB
35%▲+3Since September 2026: 31% → 35%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
AgicapContested
Mid-market
13%▼−2Since September 2026: 18% → 16%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
KyribaContested
Enterprise
24%▼−13Since September 2026: 35% → 22%, −13 points. Past the 10-point floor: movement. Read over the models both editions asked.

Next in treasury and cash

Planned categories are in the build queue and are scored exactly like every other.
Bank connectivity and aggregation plannedWorking capital financing planned
All 57 categoriesSubscribe to the index