Business banking · October 2026 Edition
Mercury vs Chase Business Banking
One of fourteen models named Mercury first on the direct prompt; four named Chase Business Banking. Mercury was named by fourteen of the fourteen models and Chase Business Banking by thirteen and both carry 44 labels, so the shares below are directly comparable.
Named in seven categories this edition.
Named in one category this edition.
First-choice share23%8%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate18%27%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#5A position in a field of 14; printed, not drawn.
Labels4444Equal, which is what makes the shares comparable.
The two percentage rows are drawn on one 0 to 100 track, Mercury reading right to left. Rank and label count are printed, not drawn.Bank of America was named alongside these two in eight of the fourteen direct answers. Mercury vs Rho · Mercury vs Bluevine · Mercury vs Novo
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business banking page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
MercuryFirst choices, of fourteen modelsChase Business Banking
Direct142 against Mercury
Paraphrase601 against Chase Business Banking
Comparative14
Budget-constrained503 against Chase Business Banking
Scale-constrained001 against Chase Business Banking
Negative006 against Mercury · 7 against Chase Business Banking
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Across every category in the October 2026 Edition, Mercury and Chase Business Banking were named in the same answer eighty times, of the 194 answers naming Mercury and the 125 naming Chase Business Banking. In those answers Chase Business Banking took the first choice fifteen times and Mercury twenty-four.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Mercury and Chase Business Banking stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | ||||
| GPT-5.4 mini | | | | |||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | |||||
| Grok 4.1 Fast | | | | | | |
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | | | | |
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | | | | | |
| Kimi K2 | | | | | | |
| GLM 4.7 FlashX | | | | | ||
| MiniMax M2.5 | | | | |||
| GPT-6 Luna | | | ||||
| Muse Glimmer 30B | | | | |
Mercury Chase Business Banking first choice named as an alternative argued againstblank: not namedEach cell is one answer, Mercury on the left and Chase Business Banking on the right.The direct prompt
The plain question, one answer per model, grouped by where Mercury and Chase Business Banking stood in it.
Mercury first, Chase Business Banking an alternative
1 of 14 modelsChase Business Banking was named in the answer but not as the choice, or not at all.GLM 4.7 FlashXMercury alternatives: Airwallex, Bank of America, Brex, Chase Business Banking
Chase Business Banking first, Mercury not the choice
4 of 14 modelsMercury was named in the answer but not as the choice, or not at all.Claude Haiku 4.5Chase Business Banking alternatives: Bluevine Premier Business Checking, KeyBank, Relay
Grok 4.1 FastChase Business Banking alternatives: Bank of America, Capital One
DeepSeek V4 FlashBank of America, Chase Business Banking alternatives: Capital One
Muse Glimmer 30BBank of America, Chase Business Banking
Neither was the first choice, one was named
3 of 14 modelsThe answer put something else first and named one of the two as an alternative.Gemini 3.5 FlashRho alternatives: Bank of America, Brex, Chase Business Banking, Mercury, Ramp
Qwen 3.7 FlashRamp alternatives: Aspire, Bank of America, Chase Business Banking, Mercury, Oxygen Banking
Kimi K2Chase Performance Business Checking alternatives: Brex, Mercury, Relay
Neither was named
6 of 14 modelsThe answer made no first choice from these two in this category.GPT-5.4 miniJ.P. Morgan Commercial Banking alternatives: Bank of America, Wells Fargo Commercial Banking
Perplexity SonarRho alternatives: Airwallex, Brex, Capital One Enhanced Checking
Mistral SmallCapital One alternatives: PNC Bank Treasury Enterprise Plan, Truist Bank, Wells Fargo
Llama 4 Maverickno first choice
MiniMax M2.5PNC Bank alternatives: Capital One, First Internet Bank, Rho, Wise Business
GPT-6 LunaJ.P. Morgan Commercial Banking alternatives: Bank of America, Citibank, U.S. Bank
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Mercury leads by thirty-two points.
Mercury35%#1 of 12Chase Business Banking4%#5 of 12Mid-marketThe figures above
Mercury leads by fifteen points.
Mercury23%#1 of 14Chase Business Banking8%#5 of 14Enterprise
The order flips: Chase Business Banking leads at enterprise.
Chase Business Banking15%#3 of 11Mercury8%#5 of 11What the models said about Mercury
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.
“Mercury, Relay, and BlueVine draw approximately four times the complaints of other business banking providers” MiniMax M2.5 · negative prompt · hard negative
“Highest rate of negative reviews among business banks (15.4/month), with ~41% citing sudden account closures” Grok 4.1 Fast · negative prompt · hard negative
“Accounts are being closed or frozen at an unusually high rate ... Highest-Caution Fintech Providers” DeepSeek V4 Flash · negative prompt · hard negative
“For a US startup with a tiny budget: Novo or Mercury (both completely free with $0 minimums and excellent features).” DeepSeek V4 Flash · budget prompt · first choice
“Bluevine or Mercury currently offer the best combination of zero fees, features, and accessibility” MiniMax M2.5 · budget prompt · first choice
“Mercury has effectively become the default operating account for mid-market B2B companies.” GLM 4.7 FlashX · direct prompt · first choice
What the models said about Chase Business Banking
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.
“Trustpilot reviewers frequently mention poor phone support and unexplained account freezes.” Mistral Small · negative prompt · hard negative
“Reports of abrupt business account restrictions/closures without warning or clear reasons” Grok 4.1 Fast · negative prompt · hard negative
“Avoid traditional banks like Chase/BofA if budget-tight” Grok 4.1 Fast · budget prompt · hard negative
“Chase Business Complete Banking offers one of the largest branch networks in the country, making it suitable for mid-sized businesses that value physical branch access.” Claude Haiku 4.5 · direct prompt · first choice
“JPMorgan Chase Middle Market Banking with Chase Performance/Platinum Business Checking for integrated treasury, payments and fraud controls, or” Muse Glimmer 30B · direct prompt · first choice
“Need lots of cash deposits or in-person banking? Choose a big bank like Chase, BofA, or Wells Fargo.” GPT-5.4 mini · comparative prompt · first choice
Also compared
Mercury vs RhoMercury vs BluevineMercury vs NovoMercury vs Bank of AmericaMercury vs BrexMercury vs RelayRho vs Chase Business BankingBluevine vs Chase Business BankingNovo vs Chase Business BankingChase Business Banking vs Bank of AmericaChase Business Banking vs BrexChase Business Banking vs RelayAll twenty-eight head-to-head pages and the full business banking standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.