B2B payment acceptance · October 2026 Edition
BILL Accounts Receivable vs MineralTree
Two of fourteen models named BILL Accounts Receivable first on the direct prompt; two named MineralTree. BILL Accounts Receivable was named by fourteen of the fourteen models and MineralTree by nine and BILL Accounts Receivable carries 42 labels and MineralTree 12, so the shares are not directly comparable.
Named in four categories this edition.
Named in four categories this edition.
First-choice share6%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate17%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#4#7A position in a field of 14; printed, not drawn.
Labels4212A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, BILL Accounts Receivable reading right to left. Rank and label count are printed, not drawn.Versapay vs BILL Accounts Receivable · Versapay vs MineralTree · Helcim vs BILL Accounts Receivable
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the B2B payment acceptance page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
BILL Accounts ReceivableFirst choices, of fourteen modelsMineralTree
Direct22
Paraphrase102 against BILL Accounts Receivable
Comparative30
Budget-constrained002 against BILL Accounts Receivable
Scale-constrained00
Negative003 against BILL Accounts Receivable
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where BILL Accounts Receivable and MineralTree stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | ||||
| GPT-5.4 mini | | | | |||
| Gemini 3.5 Flash | | | ||||
| Perplexity Sonar | | | ||||
| Grok 4.1 Fast | | | | | ||
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | | | ||
| Llama 4 Maverick | | |||||
| Qwen 3.7 Flash | | | | |||
| Kimi K2 | | | | | ||
| GLM 4.7 FlashX | | | ||||
| MiniMax M2.5 | | | | |||
| GPT-6 Luna | | |||||
| Muse Glimmer 30B | | | |
BILL Accounts Receivable MineralTree first choice named as an alternative argued againstblank: not namedEach cell is one answer, BILL Accounts Receivable on the left and MineralTree on the right.The direct prompt
The plain question, one answer per model, grouped by where BILL Accounts Receivable and MineralTree stood in it.
BILL Accounts Receivable first, MineralTree not the choice
2 of 14 modelsMineralTree was named in the answer but not as the choice, or not at all.GPT-5.4 miniBILL Accounts Receivable alternatives: HighRadius, Modern Treasury, Tipalti, Versapay
Qwen 3.7 FlashBILL Accounts Receivable alternatives: Chargebee, Forwardly, Nickel, Stripe Billing, Stripe Connect
MineralTree first, BILL Accounts Receivable an alternative
2 of 14 modelsBILL Accounts Receivable was named in the answer but not as the choice, or not at all.Perplexity SonarMineralTree alternatives: EBizCharge
Kimi K2MineralTree alternatives: AvidXchange, BILL Accounts Receivable, HighRadius, Stripe
Neither was the first choice, one was named
7 of 14 modelsThe answer put something else first and named one of the two as an alternative.Claude Haiku 4.5EBizCharge alternatives: BILL Accounts Receivable, HighRadius, Rillion, Versapay
Grok 4.1 FastStripe alternatives: AvidXchange, BILL Accounts Receivable, MineralTree
Mistral SmallEBizCharge alternatives: BILL Accounts Receivable, MineralTree
DeepSeek V4 FlashHighRadius alternatives: BILL Accounts Receivable, Quadient AR, Stripe
GLM 4.7 FlashXHelcim alternatives: Adyen, AvidXchange, MineralTree, Stripe
MiniMax M2.5AvidXchange, Tipalti alternatives: BILL Accounts Receivable, Helcim, Stripe
Muse Glimmer 30BEBizCharge alternatives: BILL Accounts Receivable, Ramp, Stripe, Tipalti
Neither was named
3 of 14 modelsThe answer made no first choice from these two in this category.Gemini 3.5 FlashEBizCharge alternatives: Billtrust, Paystand, Resolve Pay, Versapay
Llama 4 MaverickEBizCharge alternatives: AvidXchange, HighRadius
GPT-6 LunaVersapay alternatives: Billtrust, Flywire, Stripe
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
MineralTree is not named for this buyer.
BILL Accounts Receivable10%#4 of 9MineralTree—not namedMid-marketThe figures above
BILL Accounts Receivable leads by two points.
BILL Accounts Receivable6%#4 of 14MineralTree4%#7 of 14Enterprise
BILL Accounts Receivable leads by two points.
BILL Accounts Receivable2%#8 of 12MineralTree0%#– of 12What the models said about BILL Accounts Receivable
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of six in this category shown.
“Severe payment delays — Vendors report receiving payments 36–42 days after invoicing” DeepSeek V4 Flash · negative prompt · hard negative
“When to avoid: If reliable, fast payouts and responsive support are critical.” Grok 4.1 Fast · negative prompt · hard negative
“What to avoid on a tight budget Subscription AR/AP platforms such as Bill.com are powerful for automated approvals but carry a recurring cost” Muse Glimmer 30B · budget prompt · soft negative
“1. BILL (formerly Bill.com) ... Choose BILL if you want an easy-to-use platform to automate invoicing and payments” Qwen 3.7 Flash · comparative prompt · first choice
“I'd recommend BILL (formerly Bill.com) as a strong starting point for an accounts receivable (AR) payment portal.” Grok 4.1 Fast · paraphrase prompt · first choice
“BILL is the B2B payment platform to price first in 2026, at $49 per user per month on Essentials” Muse Glimmer 30B · comparative prompt · first choice
What the models said about MineralTree
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Two of two in this category shown.
“For a typical mid-market B2B company, I'd recommend starting with MineralTree” Kimi K2 · direct prompt · first choice
“I would start with MineralTree for most mid-market B2B teams” Perplexity Sonar · direct prompt · first choice
Also compared
Versapay vs BILL Accounts ReceivableVersapay vs MineralTreeHelcim vs BILL Accounts ReceivableHelcim vs MineralTreeStripe vs BILL Accounts ReceivableStripe vs MineralTreeBILL Accounts Receivable vs BilltrustBILL Accounts Receivable vs MelioBILL Accounts Receivable vs TipaltiBilltrust vs MineralTreeMelio vs MineralTreeMineralTree vs TipaltiAll twenty-eight head-to-head pages and the full B2B payment acceptance standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.