BILL Spend & Expense vs SAP Concur
Zero of fourteen models named BILL Spend & Expense first on the direct prompt; two named SAP Concur. Both were named by all fourteen models and BILL Spend & Expense carries 46 labels and SAP Concur 45, so the shares are not directly comparable.
Named in six categories this edition.
Named in eight categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the expense management page.
By framing
BILL Spend & ExpenseFirst choices, of fourteen modelsSAP Concur
Across every category in the October 2026 Edition, BILL Spend & Expense and SAP Concur were named in the same answer eighty-three times, of the 360 answers naming BILL Spend & Expense and the 439 naming SAP Concur. In those answers SAP Concur took the first choice three times and BILL Spend & Expense six.
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | | |||
| GPT-5.4 mini | | | | | ||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | | | |||
| Grok 4.1 Fast | | | | | | |
| Mistral Small | | | | |||
| DeepSeek V4 Flash | | | | | | |
| Llama 4 Maverick | | | ||||
| Qwen 3.7 Flash | | | | |||
| Kimi K2 | | | | | ||
| GLM 4.7 FlashX | | | | | | |
| MiniMax M2.5 | | | | | ||
| GPT-6 Luna | | | | |||
| Muse Glimmer 30B | | | | | |
BILL Spend & Expense SAP Concur first choice named as an alternative argued againstblank: not namedEach cell is one answer, BILL Spend & Expense on the left and SAP Concur on the right.The direct prompt
SAP Concur first, BILL Spend & Expense an alternative
2 of 14 modelsBILL Spend & Expense was named in the answer but not as the choice, or not at all.Neither was the first choice, one was named
7 of 14 modelsThe answer put something else first and named one of the two as an alternative.Neither was named
5 of 14 modelsThe answer made no first choice from these two in this category.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
BILL Spend & Expense14%#4 of 8SAP Concur0%#8 of 8BILL Spend & Expense6%#4 of 11SAP Concur4%#8 of 11SAP Concur68%#1 of 10BILL Spend & Expense4%#4 of 10What the models said about BILL Spend & Expense
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. One of one in this category shown.
“BILL/Divvy (bugs and support)” DeepSeek V4 Flash · negative prompt · hard negative
What the models said about SAP Concur
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.
“Cautions: Slow OCR, rigid workflows, and approver experience issues are common in larger enterprise rollouts.” Muse Glimmer 30B · negative prompt · hard negative
“SAP Concur - has an outdated and unintuitive user interface, complex and time-consuming expense submission.” Llama 4 Maverick · negative prompt · hard negative
“Choose SAP Concur / Navan for large, international B2B with travel + expense integration and strict compliance.” Muse Glimmer 30B · direct prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.