Zero of fourteen models named Melio first on the direct prompt; two named AvidXchange. Melio was named by fourteen of the fourteen models and AvidXchange by twelve and Melio carries 29 labels and AvidXchange 26, so the shares are not directly comparable.
Named in eight categories this edition.
Named in eight categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the business bill pay page.
Across every category in the October 2026 Edition, Melio and AvidXchange were named in the same answer thirty-nine times, of the 292 answers naming Melio and the 174 naming AvidXchange. In those answers AvidXchange took the first choice one time and Melio four.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of four in this category shown.
“you've outgrown small-business tools like Melio or basic QuickBooks Bill Pay” DeepSeek V4 Flash · scale prompt · hard negative
“While small-business tools like Melio or basic setups of BILL (formerly Bill.com) are popular, mid-market companies ... quickly outgrow them” Gemini 3.5 Flash · direct prompt · soft negative
“🏆 Top Pick: Melio ... Melio is widely regarded as the best free starting point for budget-conscious small businesses” DeepSeek V4 Flash · budget prompt · first choice
“Choose Melio if you primarily need simple bill pay with some free ACH transfers and want to pay by credit card” Kimi K2 · budget prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.
“Mid‑market and real‑estate verticals; strong AP automation ... AvidXchange is a strong contender.” GLM 4.7 FlashX · direct prompt · first choice
“My recommendation: Start with AvidXchange as it's specifically designed for mid-market businesses” GLM 4.7 FlashX · paraphrase prompt · first choice
“Start by evaluating AvidXchange and BILL.com side-by-side ... if you're a true mid-market company” Kimi K2 · paraphrase prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.