Finance AI Index

Index › Products › Ratio · October 2026 Edition

1 category · Named, not ranked

Ratio

11Judge labels

1First choices

0Negative labels

6 / 14Models named it

1Category

October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.

Standing

3 labels, too few to rank

A product needs 10 labels in a category before a share or quadrant is stated. Ratio was named 3 times in B2B BNPL and terms, where Resolve Pay led with 56%. The labels and the evidence are below, counted exactly.

By buyer segmentRead the same way at every buyer size.

Small business32 of 99

under the label threshold

Mid-market23 of 90

under the label threshold

Enterprise4 of 88

under the label threshold

In b2b bnpl and terms · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Ratio for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant	Since September 2026
B2B BNPL and net terms	Receivables and billing	0%	23 of 90	0%	3	under 10 labels · led by Resolve Pay at 56%

Movement

This is the first edition on this tier, so no move can be computed for Ratio yet. From the next edition this section shows, per buyer segment and per category, whether its share moved by more than the measured noise floor.

By model

How each model treated Ratio across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.

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Model	Alternative	Mention	Labels
Claude Haiku 4.5	0	0	0
GPT-5.4 mini	0	0	0
Gemini 3.5 Flash	0	0	0
Perplexity Sonar	0	0	0
Grok 4.1 Fast	1	1	2
Mistral Small	0	0	0
DeepSeek V4 Flash	0	1	1
Llama 4 Maverick	0	0	0
Qwen 3.7 Flash	0	0	0
Kimi K2	0	0	0
GLM 4.7 FlashX	0	0	0
MiniMax M2.5	0	0	0
GPT-6 Luna	0	0	0
Muse Glimmer 30B	0	0	0

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct2 labelsNone

Paraphrase0 labelsNone

Comparative2 labelsNone

Budget-constrained5 labels1

Scale-constrained1 labelNone

Negative1 labelNone

First choiceAlternativeMentionNegative11 labels in all, every segment counted; 1 of the 1 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“or Ratio (SaaS-focused)” Grok 4.1 Fast · B2B BNPL and terms · budget prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Ratio, over the 11 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Ratio was named but was not.

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ProductSame answerTook the first choice insteadHead to head

Resolve Pay9 of 113Not among the top eight

TreviPay5 of 112Not among the top eight

Slope5 of 111Not among the top eight

Balance5 of 110Not among the top eight

Hokodo4 of 110Not among the top eight

Mondu4 of 110Not among the top eight

Affirm3 of 110Not among the top eight

Billie3 of 110Not among the top eight

Two3 of 110Not among the top eight

Order.co2 of 111Not among the top eight

A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Ratio. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 11 of the 11 answers that named Ratio and are not a share of its labels.

Domains cited

ratiotech.comYour site11

resolvepay.com10

fintechspecs.com6

mondu.ai6

getbalance.com5

whop.com5

finder.com4

order.co4

shopify.com4

solidgate.com4

Forty-eight of the fifty-nine domain citations in answers naming Ratio came from somebody else's page.

Pages cited

ratiotech.com/blog/b2b-bnpl-companies8

mondu.ai/blog/b2b-bnpl-provider-guide5

whop.com/blog/best-bnpl-providers5

finder.com/business-loans/best-b2b-bnpl-apps4

fintechspecs.com/blog/best-b2b-bnpl-providers-embedded-trade-credit-platforms4

order.co/blog/finance/b2b-bnpl4

ratiotech.com/blog/b2b-buy-now-pay-later-for-business-questions4

resolvepay.com/blog/best-bnpl-b2b4

Pages are listed as the models cited them.

Search and answers

ratiotech.com is not in Google's top ten for any of the category's searches. In the answers, Ratio takes 0% of first choices and Resolve Pay takes 56%.

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In search

Google, US estimates

Position for “b2b buy now pay later provider”

–

not in the top ten

Position for “b2b bnpl and net terms providers”

–

not in the top ten

Searches for its name, Google: 60,500 a month (“ratio”)
AI search demand for its name, est.: 296,116 a month
Organic visits to its site: about 870 a month
Searches its site ranks for: 506 · 8 in the top three
Sites linking to it: 679
Paid Google search: 1 searches its ads show for, about 5 clicks and $217 a month (estimate)

Ads on GoogleDetailLess

83 ads · 58 image, 15 text, 10 video · 22 shown in the last 30 days

First shown February 2025, as RATIO TECHNOLOGIES INC, verified. Ads started 2025-11 to 2026-10: 80 in the year, 3 before.

On Google's pages: 1 2 3 4

In answers

This edition

Share of first choices

rank 23 of 90 in B2B BNPL and terms

Segment leader

56%

Resolve Pay

First choices: 1 across its categories
Named in: 11 answers
Its own site cited: in 11 of the answers that named it

Search figures are US estimates from DataForSEO, read October 5, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on ratiotech.com

275

subdomains included

Content

235

counted in the table below

Documentation

Product · Integration

5 · 0

Kind	Pages	Last 90 days	Latest	Categories named
Blog	116	91	2026-10-02
Glossary or explainer	101	67	2026-08-07	Revenue recognition
Comparison	12	8	2026-08-14
Case study	3	0	2024-11-25
Report or ebook	1	1	2026-08-14
Template or tool	1	undated
News or press	1	undated

Most recent

2026-10-02State of the closing motion 2026 blog
2026-09-24Sales finance alignment blog
2026-09-17Hardware as a service financing blog
2026-09-12B2b sales acceleration without discounting blog
2026-09-03Ratio secures 411m transforming b2b saas payments blog
2026-08-145 ways to lower saas customer acquisition cost for your saas blog

How it is countedHide how it is counted

Every page ratiotech.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read October 5, 2026.

Follow Ratio

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Ratio is its own company.

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In its own words

Stated by the vendor, not checked

Positioning: Closing Motion Platform for B2B tech
ratiotech.com
For: B2B technology companies
ratiotech.com
Price stated: Ratio charges a small finance fee on each deal. The fee varies based on contract length, deal size, and risk profile. ratiotech.com/platform
Integrations claimed: 19 ratiotech.com/platform
Certifications: SOC2SOC 2 compliant
Customers named: Sorting RoboticsBigtincanDearDocSplunkBrainsharkTaxwellMotiveSaaS Provider
Not stated on the pages read: Starting price, free plan or trial, hosting

What Ratio's own pages state, read October 5, 2026: ratiotech.com, ratiotech.com/platform, ratiotech.com/case-studies, ratiotech.com/integrations. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Ratio's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Ratio, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Ratio by email, built from the raw record of the edition. It shows:

where Ratio is named, by buyer and by framing, and which cells hold its first choices;
the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
its vocabulary against the segment leader's, and the pages the models cited;
who was chosen in the answers that did not name Ratio, and every reason the record gives;
a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
one page of published figures cleared to show a buyer.