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Finance AI Index
Index › Products › Gusto · October 2026 Edition
1 category · Ranked

Gusto

129Judge labels
29First choices
17Negative labels
14 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
42% in Contractor payments for small business buyers
Rank 4 of 98 in the mid-market standingaccepted challenger
1 of 14 models made it the first choice on the direct prompt; 12% of its 42 labels there were negative.
What the models named instead of Gusto →
By buyer segmentA small-business product: leader at small business, not named at enterprise.
In contractor payments · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Gusto for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Contractor paymentsSpend and procurement8%4 of 9812%42accepted challenger▲+5Since September 2026: 5% → 9%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, Gusto held within the floor in its one category: no change cleared 10 points.

Best category · Contractor payments · by segment

Small business▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.
43%from 59% in September 2026
Cleared the floor by 5 pointsRank 1 of 78, unchanged
Mid-market▲+5Since September 2026: 5% → 9%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
9%from 5% in September 2026
Inside the floor by 5 pointsRank 7 → 4 of 85
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 75 → 60 of 70

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Contractor payments5%9%▲+5Since September 2026: 5% → 9%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 7 → 4 of 98

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Gusto across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.502103
GPT-5.4 mini11002
Gemini 3.5 Flash02013
Perplexity Sonar01012
Grok 4.1 Fast03104
Mistral Small00101
DeepSeek V4 Flash12205
Llama 4 Maverick10102
Qwen 3.7 Flash03014
Kimi K203104
GLM 4.7 FlashX03014
MiniMax M2.511002
GPT-6 Luna11013
Muse Glimmer 30B02103

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct31 labels11
Paraphrase11 labels6
Comparative23 labels13not counted in share
Budget-constrained32 labels6
Scale-constrained16 labels6
Negative16 labels4not counted in share
First choiceAlternativeMentionNegative129 labels in all, every segment counted; 29 of the 46 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“It's the most straightforward pick for a domestic small business; it's not the strongest choice for managing a large, varied international workforce.” GPT-6 Luna · Contractor payments · comparative prompt · first choice
“Gusto’s contractor-only plan, depending on whether you want the cheapest standalone tool or a more polished payroll experience” GPT-5.4 mini · Contractor payments · budget prompt · first choice
“Gusto - offers a solution tailored for small to medium-sized businesses that require efficient contractor management” Llama 4 Maverick · Contractor payments · direct prompt · first choice
“I'd recommend Gusto because: - Lowest entry point ($35/month for contractors)” MiniMax M2.5 · Contractor payments · budget prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Avoid platforms with: Chronic poor customer support (Gusto, Deel Payroll, Remote)” GLM 4.7 FlashX · Contractor payments · negative prompt · hard negative
“Worth considering if you may add employee payroll later, but likely not the cheapest for contractor-only use.” GPT-6 Luna · Contractor payments · budget prompt · soft negative
“simple and well regarded, but typically better if you can spend a bit more than the absolute minimum” Perplexity Sonar · Contractor payments · budget prompt · soft negative
“Primarily a payroll platform, not designed specifically for contractors — Poor customer support” Qwen 3.7 Flash · Contractor payments · negative prompt · soft negative

Named alongside

The products named in the same answers as Gusto, over the 129 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Gusto was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Deel90 of 12914Compare →
Wise Business37 of 1294Not among the top eight
BILL28 of 1292Not among the top eight
Payoneer Workforce Management25 of 1290Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Gusto. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 124 of the 129 answers that named Gusto and are not a share of its labels.

Domains cited

learn.g2.com68
worksuite.com61
wingspan.app58
gusto.comYour site55
guideflow.com48
remote.com48
deel.com45
wise.com41
g2.com35
peoplemanagingpeople.com34

438 of the 493 domain citations in answers naming Gusto came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

gusto.com is not in Google's top ten for any of the category's searches. In the answers, Gusto takes 8% of first choices and Tipalti takes 22%.
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In search

Google, US estimates
Position for “contractor payment platforms”
–
not in the top ten
Position for “contractor payments and 1099 platform”
–
not in the top ten
Searches for its name, Google
673,000 a month (“gusto”)
AI search demand for its name, est.
10,560 a month
Organic visits to its site
about 1,629,483 a month
Searches its site ranks for
94,560 · 5,645 in the top three
Sites linking to it
22,465
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
118+ ads · 109 text, 8 image, 1 video · 118 shown in the last 30 days

First shown August 2022, as GUSTO CALIFORNIA, INC., verified. Ads started 2025-10 to 2026-09: 15 in the year, 103 before. 2 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
8%
rank 4 of 98 in contractor payments
Segment leader
22%
Tipalti
First choices
29 across its categories
Named in
129 answers
Its own site cited
in 124 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on gusto.com
2,120
subdomains included
Content
28
counted in the table below
Documentation
2,076
Product · Integration
0 · 0
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Glossary or explainer12undated
Comparison10undated
Template or tool4undated
Webinar or virtual event1undated
Report or ebook1undated
How it is countedHide how it is counted

Every page gusto.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Names read as Gusto

What the judge wrote, as written, with how often. The vendor table decides that these count as Gusto; a claim can dispute any of them.
Gusto (Contractor Plan) 1Gusto (Contractor-Only Plan) 1Gusto Contractor Only 1Gusto Contractor-Only Plan 1

Follow Gusto

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Gusto is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Online HR services: payroll, benefits and everything else.
For
small businesses
Price stated
You’ll pay nothing ‘til you’re ready to run payroll. gusto.com
Free plan or trial
Create free account gusto.com
Certifications
SOC 1SOC 2HIPAA guidelines
Hosting
AWS region US-West-2 (Oregon)AWS region US-East-1 (Virginia)
Customers named
Magnolia CaféMason’s CreameryForge FireBig Monocle
Not stated on the pages read
Starting price, integrations

What Gusto's own pages state, read September 28, 2026: gusto.com, trust.gusto.com. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Gusto's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Gusto, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Gusto by email, built from the raw record of the edition. It shows:

  • where Gusto is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Gusto, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at gusto.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.