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Finance AI Index
Index › Products › BILL · October 2026 Edition
BILL · 15 categories · Ranked

BILL

479Judge labels
77First choices
105Negative labels
14 / 14Models named it
15Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
32% in Business bill pay for mid-market buyers
Rank 1 of 98 in the mid-market standingendorsed leader
8 of 14 models made it the first choice on the direct prompt; 21% of its 57 labels there were negative.
What the models named instead of BILL →
By buyer segmentStrongest at mid-market.
In business bill pay · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named BILL for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Business bill payTreasury and cash32%1 of 9821%57endorsed leader▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.
Invoicing softwareReceivables and billing16%2 of 714%25accepted challenger▲+2Since September 2026: 14% → 16%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Cash applicationReceivables and billing9%3 of 838%13accepted challenger▲+5Since September 2026: 5% → 10%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
AI accounting assistantsAccounting and close2%11 of 850%15accepted challenger=heldSince September 2026: 2% → 3%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Contractor paymentsSpend and procurement2%11 of 9817%18accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Cash flow forecastingTreasury and cash2%15 of 1010%3under 10 labels · led by Agicap at 13%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Procure-to-paySpend and procurement2%10 of 870%7under 10 labels · led by Procurify at 42%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Global e-invoicing complianceTax and compliance0%34 of 13617%6under 10 labels · led by Avalara E-Invoicing at 25%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Cross-border payments and FXTreasury and cash0%23 of 870%3under 10 labels · led by Wise Business at 39%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Embedded payments platformsReceivables and billing0%24 of 1100%3under 10 labels · led by Stripe Connect at 53%
Account reconciliationAccounting and close0%59 of 820%1under 10 labels · led by FloQast at 33%newNew since September 2026: not ranked then, 0% now.
Accounting softwareAccounting and close0%29 of 550%1under 10 labels · led by Sage Intacct at 44%newNew since September 2026: not ranked then, 0% now.
B2B BNPL and net termsReceivables and billing0%31 of 900%1under 10 labels · led by Resolve Pay at 56%
Financial modeling and scenario planningPlanning and analysis0%27 of 770%1under 10 labels · led by Microsoft Excel at 14%newNew since September 2026: not ranked then, 0% now.
Internal controls and SOXTax and compliance0%39 of 900%1under 10 labels · led by FloQast at 25%newNew since September 2026: not ranked then, 0% now.

Movement

Since September 2026, BILL held within the floor in all fifteen categories: no change cleared 10 points.

Best category · Business bill pay · by segment

Small business▲+5Since September 2026: 23% → 28%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
28%from 23% in September 2026
Inside the floor by 5 pointsRank 2 of 60, unchanged
Mid-market▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.
34%from 35% in September 2026
Inside the floor by 9 pointsRank 1 of 89, unchanged
Enterprise▼−1Since September 2026: 5% → 4%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.
4%from 5% in September 2026
Inside the floor by 9 pointsRank 4 of 74, unchanged

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Cash application5%10%▲+5Since September 2026: 5% → 10%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 9 → 3 of 83
Invoicing software14%16%▲+2Since September 2026: 14% → 16%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 3 → 2 of 71
Contractor payments2%0%▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 12 → 11 of 98
Cash flow forecasting0%2%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 37 → 15 of 101
Procure-to-pay0%2%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 31 → 10 of 87
Business bill pay35%34%▼−1Since September 2026: 35% → 34%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 1 of 98, unchanged
AI accounting assistants2%3%=heldSince September 2026: 2% → 3%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 12 → 11 of 85
Global e-invoicing compl0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 36 → 34 of 136
Cross-border payments0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 45 → 23 of 87
Embedded payments0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 24 of 110, unchanged
Account reconciliation0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 59 of 82, unchanged
Accounting software0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 29 of 55, unchanged
B2B BNPL and terms0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 31 of 90, unchanged
Financial modeling0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 27 of 77, unchanged
Internal controls0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 39 of 90, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated BILL across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.542107
GPT-5.4 mini42006
Gemini 3.5 Flash222410
Perplexity Sonar272112
Grok 4.1 Fast552416
Mistral Small443011
DeepSeek V4 Flash245213
Llama 4 Maverick23207
Qwen 3.7 Flash363214
Kimi K2468018
GLM 4.7 FlashX181111
MiniMax M2.5631111
GPT-6 Luna24006
Muse Glimmer 30B172313

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct112 labels31
Paraphrase109 labels31
Comparative84 labels16not counted in share
Budget-constrained71 labels5
Scale-constrained55 labels10
Negative48 labels3not counted in share
First choiceAlternativeMentionNegative479 labels in all, every segment counted; 77 of the 96 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“BILL - Offers automated invoice capture and coding, configurable approvals, roles, and audit trails... Pricing starts at $45/user/month.” Llama 4 Maverick · Business bill pay · budget prompt · first choice
“For a typical mid-market B2B company, BILL offers the best balance of features, vendor network, and automation capabilities.” MiniMax M2.5 · Business bill pay · direct prompt · first choice
“either Ramp (if you want free core features) or BILL (if you can afford $49/user/month for AI-powered automation)” MiniMax M2.5 · Procure-to-pay · budget prompt · first choice
“BILL and Invoiced are the top recommendations due to their advanced automation, AI capabilities, and scalability.” Mistral Small · Invoicing software · direct prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“report "significant payment delays, abruptly blocked accounts, and unexpected transaction holds that severely disrupt normal business operations and cash flow."the” Muse Glimmer 30B · Contractor payments · negative prompt · hard negative
“Issues with holding funds post-account closure (e.g., $40K stuck for a month), delays in returns, and lack of clear timelines.” Grok 4.1 Fast · Contractor payments · negative prompt · hard negative
“BILL.com and WorkMarket have consistently poor reviews for fund release issues.” DeepSeek V4 Flash · Contractor payments · negative prompt · hard negative
“What to Avoid on a Limited Budget... it starts at $29 to $79+ per user, per month” Gemini 3.5 Flash · Business bill pay · budget prompt · hard negative

Named alongside

The products named in the same answers as BILL, over the 477 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and BILL was named but was not.
ShowHide
ProductSame answerTook the first choice insteadHead to head
Tipalti171 of 47736Compare →
Ramp139 of 47737Compare →
Melio111 of 47728Compare →
Xero74 of 47712Compare →
Coupa67 of 47710Not among the top eight
QuickBooks Online56 of 47719Not among the top eight
Sage Intacct42 of 4777Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named BILL. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 444 of the 477 answers that named BILL and are not a share of its labels.

Domains cited

bill.comYour site224
ramp.com161
g2.com106
tipalti.com105
highradius.com98
learn.g2.com96
rippling.com85
wise.com84
gitnux.org69
resources.rework.com66

870 of the 1,094 domain citations in answers naming BILL came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

Where BILL stands in Google search beside where it stands in the models' answers.
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In search

Google, US estimates
Position for “bill pay platforms”
1
Position for “bill pay platform for businesses”
1
Searches for its name, Google
2,740,000 a month (“bill”)
AI search demand for its name, est.
1,063,001 a month
Organic visits to its site
about 1,783,039 a month
Searches its site ranks for
72,278 · 6,684 in the top three
Sites linking to it
11,288
Paid Google search
45 searches its ads show for, about 5,920 clicks and $199,231 a month (estimate)
Ads on GoogleDetailLess
119+ ads · 66 video, 35 text, 18 image · 119 shown in the last 30 days

First shown January 2023, as BILL Holdings, Inc., verified. Ads started 2025-10 to 2026-09: 109 in the year, 10 before. 1 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
32%
rank 1 of 98 in business bill pay
First choices
77
across its categories
Named in
477 answers
Its own site cited
in 444 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on bill.com
2,474
subdomains included
Content
1,051
counted in the table below
Documentation
638
Product · Integration
51 · 15
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog614undatedExpense management, Accounts payable automat
Case study210undatedAccounts payable automat
Report or ebook90undatedExpense management
Webinar or virtual event43undatedCash application
Comparison40undatedExpense management
Glossary or explainer32undated
Template or tool15undated
News or press4undated
Conference or event2undated
Podcast or video1undated
How it is countedHide how it is counted

Every page bill.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Of its titles that name a category, most name expense management (11); 3 name its categories the models place it in. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Names read as BILL

What the judge wrote, as written, with how often. The vendor table decides that these count as BILL; a claim can dispute any of them.
BILL (formerly Bill.com) 39Bill.com 30BILL (Bill.com) 6BILL AP/AR 4BILL.com 4BILL / Bill.com 3BILL (bill.com) 2Bill.com (BILL) 2BILL (Enterprise) 1BILL (formerly BILL.AI) 1BILL (formerly Finmark) 1BILL + Accounting Integration 1BILL AI 1BILL AR 1BILL.com (Bill.com) 1Bill (formerly Bill.com) 1Bill (formerly FreshBooks) 1

Follow BILL

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

BILL is its own company.
ShowHide

In its own words

Stated by the vendor, not checked
Positioning
Financial Operations Platform for Businesses & Firms
For
Businesses & firms; accounting firms; small businesses; midsize companies; suppliers; multi-entity organizations
Free plan or trial
free trial bill.com/product/ai
Certifications
SOC 1SOC 2 Type IIPCI certified vendor
Customers named
Clif Family WineryBear RoboticsGeneration TeachBare BonesWagGolden RatioBILL Divvy CardShazam Accounting
Not stated on the pages read
Price, starting price, integrations, hosting

What BILL's own pages state, read September 28, 2026: bill.com, bill.com/dl/pricing-for-growth-worksheet, bill.com/security, bill.com/product/ai, bill.com/integrations. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when BILL's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as BILL, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for BILL by email, built from the raw record of the edition. It shows:

  • where BILL is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name BILL, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at bill.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.

Badges

Wins only: a badge exists where BILL is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
ShowHide
Business bill pay

AI models recommend BILL first in Business bill pay this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/treasury/business-bill-pay/"><img src="https://finance-ai-index.com/badges/2026-10/bill--business-bill-pay-wide.svg" alt="AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the Business bill pay standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/treasury/business-bill-pay/"><img src="https://finance-ai-index.com/badges/2026-10/bill--business-bill-pay-square.svg" alt="AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the Business bill pay standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/treasury/business-bill-pay/"><img src="https://finance-ai-index.com/badges/2026-10/bill--business-bill-pay-compact.svg" alt="AI models' first choice in Business bill pay, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the Business bill pay standing, where the claim can be checked.

Invoicing software

BILL is among the products AI models recommend first in Invoicing software this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/invoicing-software/"><img src="https://finance-ai-index.com/badges/2026-10/bill--invoicing-software-wide.svg" alt="Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the Invoicing software standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/invoicing-software/"><img src="https://finance-ai-index.com/badges/2026-10/bill--invoicing-software-square.svg" alt="Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the Invoicing software standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/invoicing-software/"><img src="https://finance-ai-index.com/badges/2026-10/bill--invoicing-software-compact.svg" alt="Among AI models' top three in Invoicing software, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the Invoicing software standing, where the claim can be checked.

Cash application

BILL is among the products AI models recommend first in Cash application this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/cash-application/"><img src="https://finance-ai-index.com/badges/2026-10/bill--cash-application-wide.svg" alt="Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the Cash application standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/cash-application/"><img src="https://finance-ai-index.com/badges/2026-10/bill--cash-application-square.svg" alt="Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the Cash application standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/receivables/cash-application/"><img src="https://finance-ai-index.com/badges/2026-10/bill--cash-application-compact.svg" alt="Among AI models' top three in Cash application, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the Cash application standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.