Contractor payments for small business buyers
Asked as “contractor payments and 1099 platform”, and as “freelancer payout software”, on behalf of a small B2B company. 59 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
42%
Clear leader
42Gusto10Square Payroll08Deel39others
42% of first choices, clear leader.
Since September 2026▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.Gusto held the lead, −15 points on 59%, past the floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Gusto42%Clear leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.This pageMid-market
Tipalti22%Contested▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →EnterpriseTipalti25%Contested▲+3Since September 2026: 24% → 27%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →
Gusto42%Clear leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.This pageMid-marketTipalti22%Contested▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →EnterpriseTipalti25%Contested▲+3Since September 2026: 24% → 27%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Gusto42%3%65endorsed leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.59% → 43%
Gusto42%3%65endorsed leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.59% → 43%02
Square Payroll10%6%17accepted challenger=heldSince September 2026: 11% → 11%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.11% → 11%
Square Payroll10%6%17accepted challenger=heldSince September 2026: 11% → 11%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.11% → 11%03
Deel8%4%46accepted challenger▲+9Since September 2026: 0% → 9%, +9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 9%
Deel8%4%46accepted challenger▲+9Since September 2026: 0% → 9%, +9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 9%04
QuickBooks Contractor Payments8%0%26accepted challenger▲+3Since September 2026: 4% → 8%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 8%
QuickBooks Contractor Payments8%0%26accepted challenger▲+3Since September 2026: 4% → 8%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 8%05
Wise Business5%4%26accepted challenger▲+3Since September 2026: 2% → 6%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 6%
Wise Business5%4%26accepted challenger▲+3Since September 2026: 2% → 6%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 6%06
Melio5%25%12criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Melio5%25%12criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%07
Rippling2%26%19criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Rippling2%26%19criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%08
BILL2%26%19criticized challenger▼−2Since September 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 2%
BILL2%26%19criticized challenger▼−2Since September 2026: 4% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 2%09
Payoneer Workforce Management2%33%12criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Payoneer Workforce Management2%33%12criticized challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the four products at 0%, ordered by negative rate
13
PayPal MassPay0%92%12criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
PayPal MassPay0%92%12criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%12Tipalti0%27%11criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Tipalti0%27%11criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%10
Remote0%16%25accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Remote0%16%25accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%11
Wingspan0%0%13accepted challenger▼−4Since September 2026: 4% → 0%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 0%
Wingspan0%0%13accepted challenger▼−4Since September 2026: 4% → 0%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
All twenty-eight head-to-head pages: the top eight products, each against each
Tipalti vs Square PayrollTipalti vs WingspanTipalti vs QuickBooks Contractor PaymentsTipalti vs RemoteDeel vs RipplingDeel vs GustoDeel vs Square PayrollDeel vs WingspanDeel vs QuickBooks Contractor PaymentsDeel vs RemoteRippling vs GustoRippling vs Square PayrollRippling vs WingspanRippling vs QuickBooks Contractor PaymentsRippling vs RemoteGusto vs Square PayrollGusto vs WingspanGusto vs QuickBooks Contractor PaymentsGusto vs RemoteSquare Payroll vs WingspanSquare Payroll vs QuickBooks Contractor PaymentsSquare Payroll vs RemoteWingspan vs QuickBooks Contractor PaymentsWingspan vs RemoteQuickBooks Contractor Payments vs Remote
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607080910111213Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative60%
Key
01Gusto42%
Gusto42%02Square Payroll10%
Square Payroll10%03Deel8%
Deel8%04QuickBooks Contractor Payments8%
QuickBooks Contractor Payments8%05Wise Business5%
Wise Business5%06Melio5%
Melio5%07Rippling2%
Rippling2%08BILL2%
BILL2%09Payoneer Workforce Management2%
Payoneer Workforce Management2%10Remote0%
Remote0%11Wingspan0%
Wingspan0%12Tipalti0%
Tipalti0%13PayPal MassPay0%
PayPal MassPay0%What they warned about
Three of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and GPT-6 Luna changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal MassPay92%
11 of 12 labels negative · 9 of 14 models · 2 hard negative
“Platforms to be cautious about (with specific reasons)**1. PayPal (for contractor payouts specifically)** - **High fees** ... **Account freezes/holds**” DeepSeek V4 Flash, negative prompt
Venmo100%
6 of 6 labels negative · 6 of 14 models · 5 hard negative
“most cautious** about payment platforms that create **tax, compliance, fraud, or tracking problems**—especially **cash**, **ad hoc bank wires**, and **consumer P2P apps** like **Venmo, Cash App” Perplexity Sonar, negative prompt
Cash App100%
4 of 4 labels negative · 4 of 14 models · 4 hard negative
“riskier for business use because of refund difficulty, weak tracking, and tax-record complications” Perplexity Sonar, negative prompt
BILL26%
5 of 19 labels negative · 4 of 14 models · 3 hard negative
“small businesses should approach with extreme caution or consider avoiding... **Bill.com** has seen a significant shift in negative sentiment recently” Qwen 3.7 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
79 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1086 links across 224 sites, every framing counted. Ranked by the number of answers carrying the site or page. 18 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · G245 answers · 47 citations · 12 models
vendor site · Gusto35 answers · 60 citations · 13 models
vendor site · Wingspan32 answers · 38 citations · 12 models
vendor site · Worksuite32 answers · 35 citations · 12 models
vendor site · Guideflow28 answers · 29 citations · 11 models
25 answers · 35 citations · 11 models
vendor site · Slash25 answers · 25 citations · 9 models
vendor site · Deel24 answers · 50 citations · 10 models
22 answers · 24 citations · 8 models
vendor site · G220 answers · 31 citations · 9 models
18 answers · 24 citations · 7 models
vendor site · Remote18 answers · 19 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
44 answers · 12 models
32 answers · 12 models
29 answers · 12 models
23 answers · 9 models
21 answers · 11 models
21 answers · 8 models
16 answers · 10 models
15 answers · 8 models
14 answers · 8 models
13 answers · 10 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best contractor payments and 1099 platform”, “contractor payment platforms”, “contractor payments and 1099 platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Gusto gusto.com | 42% | 124 | 673,000 | 10,560 | 1,629,483 | 118 | ||
| Square squareup.com Square Payroll 10% | 10% | 30 | 1,000,000 | 497,526 | 3,658,565 company | $9 | 99 | 3 |
| QuickBooks parent site QuickBooks Contractor Payments 8%, QuickBooks Payroll 2%, QuickBooks Payments 0% | 10% | 59 | 1,000,000 | 54,681 | ||||
| Deel deel.com | 8% | 170 | 40,500 | 1,210 | 307,175 | $330,608 | 118 | |
| Melio melio.com Melio 5%, Melio Core 2% | 7% | 277 | 33,100 | 492 | 36,039 | $1,429 | 60 | |
| Wise Business wise.com | 5% | 292 | 1,900 | 167 | 158,520,306 | $81 | 78 | 1 |
| Rippling rippling.com | 2% | 99 | 301,000 | 17,886 | 712,399 | $42,013 | 115 | |
| OnPay onpay.com | 2% | 10 | 22,200 | 200 | 1,180,466 | $89 | 48 | 5 |
| BILL bill.com | 2% | 444 | 2,740,000 | 1,063,001 | 1,783,039 | $199,231 | 119 | |
| Track1099 avalara.com | 2% | 7 | 8,100 | 48 | 2,604,517 | $21,470 | 108 |
Google's top ten for the three searches hold 22 sites; 2 of them are among the sites the models cited here (wise.com, worksuite.com). The first result for “best contractor payments and 1099 platform” is wise.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best contractor payments and 1099 platform for a small B2B company?”Paraphrase“Which freelancer payout software would you recommend to a small business that sells to other businesses?”Comparative“What are the top contractor payment platforms for a small team and how do they differ?”Budget-constrained“What is the best contractor payments and 1099 platform for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a contractor payments and 1099 platform. What should we look at?”Negative“Which contractor payment platforms should a small business avoid or be cautious about?”
Claude Haiku 4.5GustoNickelChangedDeel, GustoFound, Square Payrollno first choiceagainst: Tipalti, Zelle
Three alternatives
QuickBooks Contractor Payments, Tipalti, WingspanFour alternatives
Melio, Payoneer Workforce Management, Stripe, VeemTwo alternatives
Payoneer Workforce Management, Wise BusinessThree alternatives
Gusto, Patriot Payroll, QuickBooks PayrollGPT-5.4 miniGustoWise BusinessChangedGusto, QuickBooks Contractor Paymentsagainst: RipplingGustono first choicenothing named
One alternative
Gusto EmbeddedTwo alternatives
Gusto, TipaltiThree alternatives
Deel, Remote, Wise BusinessOne alternative
StripeGemini 3.5 FlashGustoagainst: RipplingDeel, GustoChangedDeel, Gustoagainst: RipplingSquare Payrollno first choiceagainst: BILL, Melioagainst: BILL, Deel, Fiverr Enterprise, Papaya Global, PayPal MassPay, Remote, Upwork, Venmo
Four alternatives
Deel, Relay, Tax1099, WingspanThree alternatives
Melio, Wingspan, Wise BusinessThree alternatives
Remote, Wingspan, Wise BusinessFour alternatives
Gusto, Melio, QuickBooks Contractor Payments, Track1099Four alternatives
Deel, Gusto, Remote, RipplingPerplexity SonarGusto, QuickBooks Contractor PaymentsDeel, GustoChangedGustoGustoagainst: QuickBooks Onlineno first choiceagainst: Cash App, PayPal MassPay, Venmo
Three alternatives
Deel, Square Payroll, Wise BusinessFour alternatives
BILL, Deel, QuickBooks Contractor Payments, Square PayrollTwo alternatives
Square Payroll, SurePayrollGrok 4.1 FastGustoGustoHeldPayPal MassPay, Wise BusinessSquare Payrollagainst: Wave PayrollGusto, Ripplingagainst: BILL, Deel, Gig Wage, Melio, Paysafe, Remote, Square Payroll, Stripe
Three alternatives
Deel, Justworks, RipplingThree alternatives
BILL, Deel, QuickBooks PayrollFour alternatives
Deel, QuickBooks Payments, Remote, RipplingThree alternatives
Gusto, IRS IRIS, QuickBooks Contractor PaymentsMistral SmallGusto, QuickBooks Contractor PaymentsStripe, Wise BusinessChangedagainst: PayPal MassPayGustoagainst: RipplingQuickBooks Contractor Paymentsno first choiceagainst: Payoneer Workforce Management, Wise Business
Two alternatives
Deel, TipaltiOne alternative
TrolleyFive alternatives
Deel, Oyster, QuickBooks Contractor Payments, Remote, Square PayrollTwo alternatives
Gusto, RUNDeepSeek V4 FlashGustoGusto, Payoneer Workforce ManagementChangedagainst: TipaltiGustoQuickBooks Contractor PaymentsGustoagainst: BILL, Neteller, PayPal MassPay, Payoneer Workforce Management, Skrill
Two alternatives
Deel, QuickBooks Contractor PaymentsTwo alternatives
Trolley, Wise BusinessFour alternatives
Deel, QuickBooks Contractor Payments, Rippling, Wise BusinessTwo alternatives
Gusto, OnPayFive alternatives
Deel, FirstHR, QuickBooks Contractor Payments, Rippling, WorksuiteLlama 4 Maverickno first choiceno first choiceHeldGustono first choiceno first choiceagainst: PayPal MassPay, Venmo
Two alternatives
BuildingConnected, KnowifyOne alternative
RUNQwen 3.7 FlashBILLDeelChangedagainst: Remote, RipplingDeel, QuickBooks Contractor PaymentsGusto, SurePayrollGusto, OnPayagainst: BILL, Remote, Thumbtack, WorkMarket
Two alternatives
Gusto, QuickBooks OnlineOne alternative
Wise BusinessThree alternatives
BILL, Square for Contractors, Wise BusinessOne alternative
BILLThree alternatives
Deel, Remote, RipplingKimi K2GustoMelio, Wise BusinessChangedagainst: PayPal MassPayGustoPatriot SoftwareGusto, Square Payrollagainst: IRS IRIS Portalagainst: Cash App, PayPal MassPay, Payoneer Workforce Management, Upwork, Venmo, Zelle
Four alternatives
BILL, Deel, Justworks, MelioTwo alternatives
Deel, GustoFour alternatives
Deel, Remote, Rippling, Wise BusinessThree alternatives
Deel, Gusto, Square PayrollFive alternatives
Deel, QuickBooks Contractor Payments, Remote, Tax1099, TaxBanditsGLM 4.7 FlashXGustoDeelChangedDeel, Gustoagainst: FreshBooks, Stripe ConnectSquare Payrollagainst: Joist, Wise BatchTransferDeel, Gustoagainst: Gusto, PayPal MassPay, Skrill, WorkMarket
Four alternatives
Deel, QuickBooks Online, Remote, Tax1099Three alternatives
Spenmo, Upwork, Wise BusinessTwo alternatives
Remote, Wise BusinessFour alternatives
Gusto, Homebase, QuickBooks Contractor Payments, Wave AccountingThree alternatives
BILL, QuickBooks Contractor, RemoteMiniMax M2.5QuickBooks PayrollGustoChangedGusto, WingspanSquare Payroll, Track1099Gustoagainst: Wave Payrollagainst: Cash App, Melio, Payoneer Workforce Management, Venmo, Zelle
Three alternatives
Deel, Gusto, Square PayrollThree alternatives
Deel, Remote, Square PayrollFour alternatives
Deel, QuickBooks Payments, Remote, RipplingThree alternatives
Gusto, QuickBooks Contractor Payments, RUNTwo alternatives
QuickBooks Payroll, RipplingGPT-6 LunaMelio CoreMelioChangedGusto, MelioMeliono first choiceagainst: Cash App, PayPal MassPay, Venmo, Zelle
Two alternatives
Gusto, Tax1099One alternative
GustoThree alternatives
Deel, Remote, Wise BusinessTwo alternatives
Avalara, GustoMuse Glimmer 30BGustoGustoHeldagainst: TipaltiDeel, Gustoagainst: PayPal MassPayQuickBooks Contractor Paymentsagainst: Gustono first choiceagainst: PayPal MassPay
Six alternatives
Deel, OnPay, QuickBooks Contractor Payments, QuickBooks Payroll, Tipalti, WingspanFive alternatives
BILL, QuickBooks Contractor Payments, Square Payroll, Stripe Connect, WingspanFive alternatives
OnPay, Payoneer Workforce Management, QuickBooks Contractor Payments, Remote, Wise BusinessTwo alternatives
Melio, WorkfulBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:25 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:26 | yes | 2 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 07:44 | yes | 22 | 28 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 08:56 | yes | 17 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:01 | yes | 25 | 11 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:20 | yes | 10 | 5 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:00 | yes | 20 | 35 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:26 | yes | 8 | 5 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:35 | no | 0 | 24 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:21 | yes | 14 | 23 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:47 | yes | 24 | 27 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:31 | yes | 9 | 20 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:22 | yes | 3 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:52 | yes | 14 | 23 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:17 | yes | 10 | 7 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 11:11 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:13 | yes | 14 | 27 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 09:33 | yes | 29 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:45 | yes | 24 | 7 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:13 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:28 | yes | 24 | 24 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:07 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:15 | no | 0 | 24 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:55 | yes | 15 | 27 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:06 | yes | 20 | 101 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:11 | yes | 16 | 50 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 11:08 | yes | 2 | 17 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:57 | yes | 15 | 19 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:01 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:42 | yes | 5 | 6 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:40 | yes | 17 | 26 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 09:02 | yes | 18 | 5 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:41 | yes | 20 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:21 | yes | 7 | 14 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:18 | yes | 25 | 27 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:10 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:42 | yes | 22 | 35 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:07 | yes | 10 | 19 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:40 | yes | 24 | 119 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:42 | yes | 10 | 27 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:23 | yes | 6 | 28 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:41 | yes | 23 | 33 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:43 | yes | 17 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 11:26 | yes | 3 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:25 | yes | 22 | 31 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 09:03 | yes | 18 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:12 | yes | 24 | 7 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:49 | yes | 5 | 3 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:11 | yes | 23 | 22 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:50 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:01 | yes | 9 | 38 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:48 | yes | 10 | 19 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:34 | yes | 23 | 112 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:06 | yes | 10 | 22 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:09 | yes | 3 | 17 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:15 | yes | 11 | 18 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:33 | no | 0 | 5 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:49 | yes | 3 | 10 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:28 | no | 0 | 16 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 10:02 | yes | 18 | 6 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:38 | yes | 13 | 7 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:50 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:32 | yes | 19 | 30 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:22 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:50 | yes | 14 | 39 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:28 | yes | 17 | 27 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:52 | yes | 14 | 31 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:04 | yes | 5 | 19 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:06 | yes | 4 | 22 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:44 | yes | 15 | 33 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:20 | yes | 18 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:32 | yes | 3 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:48 | yes | 16 | 28 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 08:29 | yes | 19 | 3 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:33 | yes | 23 | 9 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:43 | yes | 5 | 4 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:18 | yes | 25 | 30 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:13 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:38 | yes | 9 | 27 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:59 | yes | 22 | 26 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:59 | yes | 23 | 64 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:44 | yes | 20 | 31 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:45 | yes | 5 | 22 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:22 | yes | 23 | 40 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
Bill.com read as BILL
Bill.com (BILL) read as BILL
Patriot read as Patriot Software
PayPal read as PayPal MassPay
Payoneer read as Payoneer Workforce Management
QuickBooks read as QuickBooks Contractor Payments
Rise read as Rise Works
Square read as Square Payroll
Wave read as Wave Payroll
Unresolved, counted raw
Birdi
Bolto
BuildingConnected
Easystaff
Gig Wage
Gusto Embedded
IRS IRIS
Joist
Joist Payments
Justworks Payroll
Knowify
Lano
Neteller
QuickBooks Contractor
Spenmo
Square for Contractors
Useme
Wise BatchTransfer
Discontinued, still offered
No shut-down product was recommended here.