AI Indexes
Finance AI Index
Index › Products › OnPay · October 2026 Edition
1 category · Named, not ranked

OnPay

10Judge labels
2First choices
0Negative labels
7 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Standing
4 labels, too few to rank
A product needs 10 labels in a category before a share or quadrant is stated. OnPay was named 4 times in Contractor payments, where Tipalti led with 22%. The labels and the evidence are below, counted exactly.
By buyer segmentRead the same way at every buyer size.
In contractor payments · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named OnPay for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Contractor paymentsSpend and procurement2%14 of 980%4under 10 labels · led by Tipalti at 22%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, OnPay held within the floor in its one category: no change cleared 10 points.

Best category · Contractor payments · by segment

Small business▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
2%from 0% in September 2026
Inside the floor by 8 pointsRank 25 → 8 of 78
Mid-market=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 25 → 22 of 85

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Contractor payments0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 25 → 14 of 98

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated OnPay across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
ShowHide
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.501001
GPT-5.4 mini00000
Gemini 3.5 Flash00000
Perplexity Sonar00000
Grok 4.1 Fast00101
Mistral Small00000
DeepSeek V4 Flash00000
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200000
GLM 4.7 FlashX00000
MiniMax M2.501001
GPT-6 Luna00000
Muse Glimmer 30B10001

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct1 labelNone
Paraphrase0 labelsNone
Comparative1 labelNone
Budget-constrained6 labels1
Scale-constrained1 label1
Negative1 labelNone
First choiceAlternativeMentionNegative10 labels in all, every segment counted; 2 of the 2 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“OnPay — best budget-friendly contractor solution” Muse Glimmer 30B · Contractor payments · budget prompt · first choice
“If you also have W-2 employees, OnPay at $49/month + $6/person gives you more comprehensive features” MiniMax M2.5 · Contractor payments · budget prompt · alternative
“OnPay offers flat pricing with 1099 contractor payments and tax forms included in one plan” Claude Haiku 4.5 · Contractor payments · budget prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as OnPay, over the 10 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and OnPay was named but was not.
ShowHide
ProductSame answerTook the first choice insteadHead to head
Gusto10 of 104Not among the top eight
QuickBooks Contractor Payments6 of 101Not among the top eight
Deel5 of 101Not among the top eight
Square Payroll4 of 101Not among the top eight
Wise Business4 of 100Not among the top eight
Payoneer Workforce Management3 of 100Not among the top eight
PayPal MassPay2 of 100Not among the top eight
Remote2 of 100Not among the top eight
Rippling2 of 100Not among the top eight
Tipalti2 of 100Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named OnPay. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 10 of the 10 answers that named OnPay and are not a share of its labels.

Domains cited

gusto.com8
wingspan.app6
acciyo.com5
fitsmallbusiness.com5
learn.g2.com5
wisemonk.io5
firsthr.app4
joinhomebase.com4
quickbooks.intuit.com4
remote.com4

Fifty of the fifty domain citations in answers naming OnPay came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

onpay.com ranks 5 on Google for the category's searches. In the answers, OnPay takes 2% of first choices and Tipalti takes 22%.
ShowHide

In search

Google, US estimates
Position for “contractor payment platforms”
–
not in the top ten
Position for “contractor payments and 1099 platform”
–
not in the top ten
Searches for its name, Google
22,200 a month (“onpay”)
AI search demand for its name, est.
200 a month
Organic visits to its site
about 1,180,466 a month
Searches its site ranks for
71,253 · 3,647 in the top three
Sites linking to it
4,361
Paid Google search
1 searches its ads show for, about 2 clicks and $89 a month (estimate)
Ads on GoogleDetailLess
78 ads · 65 text, 9 image, 4 video · 48 shown in the last 30 days

First shown February 2025, as OnPay, Inc, verified. Ads started 2025-10 to 2026-09: 67 in the year, 11 before. 1 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
2%
rank 14 of 98 in contractor payments
Segment leader
22%
Tipalti
First choices
2 across its categories
Named in
10 answers
Its own site cited
in 10 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on onpay.com
1,165
subdomains included
Content
887
counted in the table below
Documentation
0
Product · Integration
0 · 0
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog51952026-09-18
Template or tool16502025-06-25
Glossary or explainer15702026-04-24
Comparison4412026-08-27
Report or ebook1undated
News or press102018-11-30
How it is countedHide how it is counted

Every page onpay.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read September 29, 2026.

Follow OnPay

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

OnPay is its own company.
ShowHide

In its own words

Stated by the vendor, not checked
Positioning
Powerful people tech, backed by real experts
For
small businesses and their accountants
Price stated
Starting at $49 /month Base Fee $6 /month Per Worker; Pricing starts at $55 per month onpay.com
Starting price
49 onpay.com
Free plan or trial
Get one month free onpay.com
Certifications
AICPA’s SOC programSOC 2 Type II
Customers named
Sheila, Wizard of Paws Pet SalonJoski Tile
Not stated on the pages read
Integrations, hosting

What OnPay's own pages state, read September 28, 2026: onpay.com, onpay.com/ledger/pricing-cas-accounting-services, onpay.com/security, onpay.com/payroll/solutions. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when OnPay's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as OnPay, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for OnPay by email, built from the raw record of the edition. It shows:

  • where OnPay is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name OnPay, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at onpay.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.