AI Indexes
Finance AI Index
Index › Products › PhotonPay · October 2026 Edition
1 category · Named, not ranked

PhotonPay

3Judge labels
0First choices
0Negative labels
3 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Standing
1 label, too few to rank
A product needs 10 labels in a category before a share or quadrant is stated. PhotonPay was named 1 time in Contractor payments, where Tipalti led with 22%. The labels and the evidence are below, counted exactly.
By buyer segmentRead the same way at every buyer size.
In contractor payments · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named PhotonPay for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Contractor paymentsSpend and procurement0%50 of 980%1under 10 labels · led by Tipalti at 22%newNew since September 2026: not ranked then, 0% now.

Movement

Since September 2026, PhotonPay held within the floor in its one category: no change cleared 10 points.

Best category · Contractor payments · by segment

Mid-marketnewNew since September 2026: not ranked then, 0% now.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 45 of 85, unchanged

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Contractor payments0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 50 of 98, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated PhotonPay across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.501001
GPT-5.4 mini00000
Gemini 3.5 Flash00000
Perplexity Sonar00000
Grok 4.1 Fast00000
Mistral Small00000
DeepSeek V4 Flash00000
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200000
GLM 4.7 FlashX00000
MiniMax M2.500000
GPT-6 Luna00000
Muse Glimmer 30B00000

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct1 labelNone
Paraphrase1 labelNone
Comparative1 labelNone
Budget-constrained0 labelsNone
Scale-constrained0 labelsNone
Negative0 labelsNone
First choiceAlternativeMentionNegative3 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“enterprises with 10+ countries and recurring volume typically benefit from PhotonPay or Tipalti” Claude Haiku 4.5 · Contractor payments · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as PhotonPay, over the 3 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and PhotonPay was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Eco2 of 31Not among the top eight
BVNK2 of 30Not among the top eight
Stripe Crypto1 of 31Not among the top eight
ACH Transfer1 of 30Not among the top eight
BitPay1 of 30Not among the top eight
Conduit1 of 30Not among the top eight
Deel1 of 30Not among the top eight
Gusto1 of 30Not among the top eight
PayPal MassPay1 of 30Not among the top eight
Remote1 of 30Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named PhotonPay. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 3 of the 3 answers that named PhotonPay and are not a share of its labels.

What it publishes

ShowHide
Addresses on photonpay.com
1,385
subdomains included
Content
1,254
counted in the table below
Documentation
6
Product · Integration
0 · 0
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog90502026-02-05Expense management, Account reconciliation
News or press161undated
Glossary or explainer9002025-12-04
Comparison7102026-02-05
Conference or event12undated
Report or ebook812026-08-06
Case study3undated
Template or tool302026-06-12
Webinar or virtual event102025-08-01

Most recent

How it is countedHide how it is counted

Every page photonpay.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Follow PhotonPay

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

PhotonPay is its own company.
ShowHide

In its own words

Stated by the vendor, not checked
Positioning
The next-generation financial OS purpose-built for the stablecoin era, unifying fragmented global finance into a single, programmable flow for both API builders and no-code operators.
For
API builders and no-code operators
Free plan or trial
Try for free photonpay.com
Certifications
Money Service Operator Licence No. 15-04-01638
Not stated on the pages read
Price, starting price, integrations, hosting, customers

What PhotonPay's own pages state, read October 6, 2026: photonpay.com, photonpay.com/hk/pricing, photonpay.com/hk/case-studies. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when PhotonPay's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as PhotonPay, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for PhotonPay by email, built from the raw record of the edition. It shows:

  • where PhotonPay is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name PhotonPay, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at photonpay.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.