Small business▼−11Since September 2026: 25% → 14%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.
14%from 25% in September 2026
Cleared the floor by 1 pointRank 2 of 76, unchanged
4 categories · RankedBluevine
112Judge labels
15First choices
21Negative labels
14 / 14Models named it
4Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
16% in Business banking for small business buyers
Rank 3 of 86 in the mid-market standingaccepted challenger
0 of 14 models made it the first choice on the direct prompt; 18% of its 39 labels there were negative.
What the models named instead of Bluevine →By buyer segmentStrongest at small business.
Small business2 of 87
16%48 labels
accepted challenger
Mid-market3 of 86
10%39 labels
accepted challenger
Enterprise103 of 106
0%8 labels
under the label threshold
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading
Standing by category
Every category where a model named Bluevine for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| Business banking | Treasury and cash | 10% | 3 of 86 | 18% | 39 | accepted challenger | ▼−11Since September 2026: 20% → 9%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked. |
| Business bill pay | Treasury and cash | 2% | 7 of 98 | 0% | 3 | under 10 labels · led by BILL at 32% | newNew since September 2026: not ranked then, 2% now. |
| B2B BNPL and net terms | Receivables and billing | 0% | 34 of 90 | 33% | 3 | under 10 labels · led by Resolve Pay at 56% | |
| Cross-border payments and FX | Treasury and cash | 0% | 61 of 87 | 100% | 1 | under 10 labels · led by Wise Business at 39% | newNew since September 2026: not ranked then, 0% now. |
Movement
Since September 2026, Bluevine moved past the floor in one of four categories: Business banking, −11 points to 9%. It held within the floor in the other three.
Best category · Business banking · by segment
Mid-market▼−11Since September 2026: 20% → 9%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.
9%from 20% in September 2026
Cleared the floor by 1 pointRank 2 → 3 of 82
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 36 → 72 of 99
All categories · Mid-market
| Category | September 2026 | Now | Change | Reading | Rank |
|---|---|---|---|---|---|
| Business banking | 20% | 9% | ▼−11Since September 2026: 20% → 9%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked. | Moved past the floor | Rank 2 → 3 of 86 |
| Business bill pay | 0% | 2% | newNew since September 2026: not ranked then, 2% now. | New this edition | Rank 7 of 98, unchanged |
| B2B BNPL and terms | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 34 of 90, unchanged |
| Cross-border payments | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 61 of 87, unchanged |
Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions
By model
How each model treated Bluevine across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.ShowHide
By model
How each model treated Bluevine across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
ShowHide| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 1 | 0 | 0 | 0 | 1 |
| GPT-5.4 mini | 2 | 0 | 0 | 0 | 2 |
| Gemini 3.5 Flash | 0 | 2 | 0 | 0 | 2 |
| Perplexity Sonar | 0 | 1 | 1 | 1 | 3 |
| Grok 4.1 Fast | 1 | 1 | 2 | 1 | 5 |
| Mistral Small | 1 | 1 | 2 | 0 | 4 |
| DeepSeek V4 Flash | 0 | 2 | 0 | 2 | 4 |
| Llama 4 Maverick | 0 | 1 | 3 | 0 | 4 |
| Qwen 3.7 Flash | 1 | 3 | 1 | 1 | 6 |
| Kimi K2 | 0 | 2 | 0 | 1 | 3 |
| GLM 4.7 FlashX | 1 | 1 | 1 | 1 | 4 |
| MiniMax M2.5 | 1 | 1 | 0 | 2 | 4 |
| GPT-6 Luna | 1 | 1 | 0 | 0 | 2 |
| Muse Glimmer 30B | 0 | 1 | 1 | 0 | 2 |
By framing
Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct11 labels3
Paraphrase11 labelsNone
Comparative28 labels4not counted in share
Budget-constrained27 labels11
Scale-constrained11 labels1
Negative24 labels1not counted in share
First choiceAlternativeMentionNegative112 labels in all, every segment counted; 15 of the 20 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.
What the models said for it
Verbatim evidence the judge attached to positive labels.
“Bluevine is widely considered the best option for budget-conscious businesses... Bluevine is generally the winner” Qwen 3.7 Flash · Business banking · budget prompt · first choice
“Bluevine stands out as a top choice for small businesses seeking an affordable, straightforward bill-pay solution” Mistral Small · Business bill pay · budget prompt · first choice
“Bluevine or Mercury currently offer the best combination of zero fees, features, and accessibility” MiniMax M2.5 · Business banking · budget prompt · first choice
“my pick for a new or small company on a tight budget is Bluevine's Standard business checking” GPT-6 Luna · Business banking · budget prompt · first choice
And against it
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“BlueVine | 13.2 negative reviews/month | Account closures (44% of complaints)” Kimi K2 · Business banking · negative prompt · hard negative
“13.2 negative reviews per month ... with 44% related to account closures/freezes” DeepSeek V4 Flash · Business banking · negative prompt · hard negative
“High complaints (13.2 negatives/month), 44% about unexpected freezes/closures.” Grok 4.1 Fast · Business banking · negative prompt · hard negative
“BlueVine - 13.2 negative reviews/month; 44% involve account closures” MiniMax M2.5 · Business banking · negative prompt · hard negative
Named alongside
The products named in the same answers as Bluevine, over the 112 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Bluevine was named but was not.ShowHide
Named alongside
The products named in the same answers as Bluevine, over the 112 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Bluevine was named but was not.
ShowHideProductSame answerTook the first choice insteadHead to head
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.
What carried it into the answer
The sites and pages cited by the answers that named Bluevine. A fact about retrieval, not a lever on the model.
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 104 of the 112 answers that named Bluevine and are not a share of its labels.
Domains cited
nerdwallet.com60
bluevine.comYour site47
airwallex.com41
forbes.com41
techrepublic.com40
brex.com32
business.bankofamerica.com31
wise.com27
business.com25
relayfi.com25
322 of the 369 domain citations in answers naming Bluevine came from somebody else's page.
Pages cited
Pages are listed as the models cited them.
Search and answers
bluevine.com ranks 3 on Google for the category's searches. In the answers, Bluevine takes 10% of first choices and Mercury takes 23%.ShowHide
Search and answers
bluevine.com ranks 3 on Google for the category's searches. In the answers, Bluevine takes 10% of first choices and Mercury takes 23%.
ShowHideIn search
Google, US estimatesPosition for “business banking providers”
3
Position for “business bank account for a company”
–
not in the top ten
- Searches for its name, Google
- 74,000 a month (“bluevine”)
- AI search demand for its name, est.
- 990 a month
- Organic visits to its site
- about 79,464 a month
- Searches its site ranks for
- 8,384 · 432 in the top three
- Sites linking to it
- 4,104
- Paid Google search
- 4 searches its ads show for, about 5 clicks and $113 a month (estimate)
In answers
This editionShare of first choices
10%
rank 3 of 86 in business banking
Segment leader
23%
Mercury
- First choices
- 15 across its categories
- Named in
- 112 answers
- Its own site cited
- in 104 of the answers that named it
Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
What it publishes
ShowHide
What it publishes
ShowHideAddresses on bluevine.com
985
subdomains included
Content
887
counted in the table below
Documentation
1
Product · Integration
7 · 1
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Blog | 781 | 49 | 2026-09-29 | Business banking, Expense management | |
| Comparison | 49 | 21 | 2026-09-29 | ||
| Glossary or explainer | 30 | 11 | 2026-08-04 | Account reconciliation | |
| Case study | 14 | 1 | 2026-09-17 | ||
| Podcast or video | 6 | 0 | 2024-11-20 | Business banking | |
| Template or tool | 3 | 0 | 2025-10-07 | ||
| Report or ebook | 2 | 0 | 2025-06-24 | ||
| Conference or event | 1 | 0 | 2024-06-06 | ||
| News or press | 1 | 1 | 2026-09-29 |
Most recent
- 2026-09-29Federal and state business resources blog
- 2026-09-29New jersey business programs blog
- 2026-09-29Eligible merchant services and payroll providers blog
- 2026-09-29Excluded merchants card transactions blog
- 2026-09-29Press Archive | Bluevine news or press
- 2026-09-29Partners referral program terms blog
How it is countedHide how it is counted
Every page bluevine.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.
Names read as Bluevine
What the judge wrote, as written, with how often. The vendor table decides that these count as Bluevine; a claim can dispute any of them.
BlueVine 6Bluevine Business Checking 5Bluevine (Business Checking) 1Bluevine Standard 1Bluevine Standard Business Checking 1
Follow Bluevine
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
The company
Bluevine is its own company.ShowHide
The company
Bluevine is its own company.
ShowHideIn its own words
Stated by the vendor, not checked- Positioning
- A powerful online business banking platform built for where you are & where your business is going- with lower fees & effortless money movement.
- For
- small business owners
- Price stated
- No monthly or overdraft fees, plus free standard ACH transfers. bluevine.com
- Starting price
- $0/month bluevine.com/business-checking/plans-and-pricing
- Free plan or trial
- Try an upgraded plan free for one month. Xero: up to six months of Xero’s service for free; Standard plan customers get their first 3 months free, Plus and Premier customers get their first 6 months free. bluevine.com/business-checking/plans-and-pricing
- Certifications
- FDIC-insuredBetter Business Bureau A+ ratingFDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banksFDIC insurance up to $3 millionMember FDICFDIC-insured through Coastal Community Bank, Member FDIC
- Customers named
- Breakwater SupplyAged & InfusedWander AfricaTimberdoodleFoodDays
- Not stated on the pages read
- Integrations, hosting
What Bluevine's own pages state, read September 28, 2026: bluevine.com, bluevine.com/business-checking/plans-and-pricing, bluevine.com/security, bluevine.com/solutions/startup. A claimed page can correct any of them.
Is this your product?
Claim this page
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Bluevine's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Bluevine, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
What a new claim receivesHide what a new claim receives
A new claim receives the current edition's vendor brief for Bluevine by email, built from the raw record of the edition. It shows:
- where Bluevine is named, by buyer and by framing, and which cells hold its first choices;
- the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
- its vocabulary against the segment leader's, and the pages the models cited;
- who was chosen in the answers that did not name Bluevine, and every reason the record gives;
- a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
- one page of published figures cleared to show a buyer.
Badges
Wins only: a badge exists where Bluevine is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.ShowHide
Badges
Wins only: a badge exists where Bluevine is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
ShowHideBluevine is among the products AI models recommend first in Business banking this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
Wide · 320 × 104 Website, beside other badges
Square · 240 × 240 LinkedIn, slides
Compact · 200 × 56 Email signature, footer
Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.