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Finance AI Index
Index › Products › Novo · October 2026 Edition
1 category · Ranked

Novo

60Judge labels
11First choices
9Negative labels
14 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
11% in Business banking for small business buyers
Rank 4 of 86 in the mid-market standingaccepted challenger
0 of 14 models made it the first choice on the direct prompt; 5% of its 22 labels there were negative.
What the models named instead of Novo →
By buyer segmentStrongest at small business.
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Novo for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Business bankingTreasury and cash10%4 of 865%22accepted challenger▲+4Since September 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, Novo held within the floor in its one category: no change cleared 10 points.

Best category · Business banking · by segment

Small business=heldSince September 2026: 12% → 12%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
12%from 12% in September 2026
Inside the floor by 10 pointsRank 3 of 76, unchanged
Mid-market▲+4Since September 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
9%from 5% in September 2026
Inside the floor by 6 pointsRank 7 → 2 of 82
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 91 → 80 of 99

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Business banking5%9%▲+4Since September 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 7 → 4 of 86

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Novo across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.501001
GPT-5.4 mini10102
Gemini 3.5 Flash11013
Perplexity Sonar00101
Grok 4.1 Fast12003
Mistral Small01304
DeepSeek V4 Flash11002
Llama 4 Maverick00000
Qwen 3.7 Flash01001
Kimi K202103
GLM 4.7 FlashX10001
MiniMax M2.500000
GPT-6 Luna00000
Muse Glimmer 30B10001

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct5 labels1
Paraphrase7 labelsNone
Comparative18 labels1not counted in share
Budget-constrained16 labels9
Scale-constrained4 labels1
Negative10 labels1not counted in share
First choiceAlternativeMentionNegative60 labels in all, every segment counted; 11 of the 13 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Zero-cost digital first: Novo or American Express Business Checking if you want 100% free with no minimums and no fees on ACH/wires.” Muse Glimmer 30B · Business banking · budget prompt · first choice
“Opt for established options like Novo, Lili, or traditional banks (e.g., Wells Fargo) with fewer closure complaints.” Grok 4.1 Fast · Business banking · negative prompt · first choice
“If you want a simple, fee‑free online account: Go with Novo, Bluevine, or Lili.” GLM 4.7 FlashX · Business banking · budget prompt · first choice
“Novo: Best Overall for Simple, Fee-Free Banking ... Novo is a top choice” Gemini 3.5 Flash · Business banking · budget prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Online platforms like Novo or Lili are great for lean startups, but they lack a physical branch presence.” Gemini 3.5 Flash · Business banking · negative prompt · soft negative

Named alongside

The products named in the same answers as Novo, over the 60 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Novo was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Wells Fargo18 of 600Not among the top eight
U.S. Bank16 of 600Not among the top eight
American Express Business Checking15 of 601Not among the top eight
Found12 of 600Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Novo. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 56 of the 60 answers that named Novo and are not a share of its labels.

Search and answers

novo.co is not in Google's top ten for any of the category's searches. In the answers, Novo takes 10% of first choices and Mercury takes 23%.
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In search

Google, US estimates
Position for “business banking providers”
–
not in the top ten
Position for “business bank account for a company”
–
not in the top ten
Searches for its name, Google
49,500 a month (“novo”)
AI search demand for its name, est.
10,752 a month
Organic visits to its site
about 48,117 a month
Searches its site ranks for
6,334 · 202 in the top three
Sites linking to it
2,843
Paid Google search
1 searches its ads show for, about 704 clicks and $22,187 a month (estimate)
Ads on GoogleDetailLess
118+ ads · 91 text, 20 video, 7 image · 8 shown in the last 30 days

First shown June 2022, as Novo Platform Inc., verified. Ads started 2025-10 to 2026-09: 37 in the year, 81 before. 2 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
10%
rank 4 of 86 in business banking
Segment leader
23%
Mercury
First choices
11 across its categories
Named in
60 answers
Its own site cited
in 56 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on novo.co
2,494
subdomains included
Content
328
counted in the table below
Documentation
626
Product · Integration
0 · 10
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Glossary or explainer296undatedInvoicing software, Accounting software
Comparison1102024-02-22Business banking
Template or tool1002023-07-24
Webinar or virtual event732026-07-07
Blog302024-08-13
Case study102026-06-16

Most recent

How it is countedHide how it is counted

Every page novo.co exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Names read as Novo

What the judge wrote, as written, with how often. The vendor table decides that these count as Novo; a claim can dispute any of them.
Novo Business Checking 3Novo Business Banking 1

Follow Novo

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Novo is its own company.
ShowHide

In its own words

Stated by the vendor, not checked
Positioning
Free Business Bank Account for Small Businesses
For
small business owners
Price stated
No monthly fees novo.co
Free plan or trial
free business checking account novo.co
Certifications
Member FDICSOC 2 Type II
Customers named
Joy O'BrienMike TaylorSara GilbertAnna SchultzAdam Fernandez
Not stated on the pages read
Starting price, integrations, hosting

What Novo's own pages state, read September 28, 2026: novo.co, novo.co/small-business-resources/pricing-benchmark, trust.novo.co, novo.co/integrations. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Novo's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Novo, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Novo by email, built from the raw record of the edition. It shows:

  • where Novo is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Novo, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at novo.co is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.