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Finance AI Index
Index › Products › NBKC · October 2026 Edition
1 category · Named, not ranked

NBKC

9Judge labels
2First choices
0Negative labels
7 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Standing
6 labels, too few to rank
A product needs 10 labels in a category before a share or quadrant is stated. NBKC was named 6 times in Business banking, where Mercury led with 23%. The labels and the evidence are below, counted exactly.
By buyer segmentRead the same way at every buyer size.
In business banking · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named NBKC for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Business bankingTreasury and cash2%14 of 860%6under 10 labels · led by Mercury at 23%▼−5Since September 2026: 8% → 2%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, NBKC held within the floor in its one category: no change cleared 10 points.

Best category · Business banking · by segment

Small business▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
2%from 0% in September 2026
Inside the floor by 8 pointsRank 14 → 13 of 76
Mid-market▼−5Since September 2026: 8% → 2%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
2%from 8% in September 2026
Inside the floor by 5 pointsRank 6 → 14 of 82
EnterprisegoneNot named this edition; 2% in September 2026.
0%from 2% in September 2026
Inside the floor by 8 pointsNot ranked

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Business banking8%2%▼−5Since September 2026: 8% → 2%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 6 → 14 of 86

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated NBKC across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500000
GPT-5.4 mini01001
Gemini 3.5 Flash00000
Perplexity Sonar10001
Grok 4.1 Fast00000
Mistral Small00000
DeepSeek V4 Flash01001
Llama 4 Maverick00000
Qwen 3.7 Flash00000
Kimi K200000
GLM 4.7 FlashX00202
MiniMax M2.500000
GPT-6 Luna00000
Muse Glimmer 30B01001

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct0 labelsNone
Paraphrase0 labelsNone
Comparative2 labelsNone
Budget-constrained6 labels2
Scale-constrained0 labelsNone
Negative1 label1not counted in share
First choiceAlternativeMentionNegative9 labels in all, every segment counted; 2 of the 3 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“If your priority is the lowest possible cost, nbkc Business Checking is the best fit based on the results” Perplexity Sonar · Business banking · budget prompt · first choice
“NBKC is noted for low fees and friendliness to cash deposits and withdrawals, which is rare among online banks.” Muse Glimmer 30B · Business banking · budget prompt · alternative
“NerdWallet currently highlights it as a low-fee online business account, with $0 monthly fee” GPT-5.4 mini · Business banking · budget prompt · alternative
“NBKC Business Checking — *Best for Avoiding Fees*” DeepSeek V4 Flash · Business banking · budget prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as NBKC, over the 9 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and NBKC was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Bluevine8 of 92Not among the top eight
Mercury5 of 91Not among the top eight
Bank of America5 of 90Not among the top eight
Relay5 of 90Not among the top eight
Novo4 of 94Not among the top eight
Capital One4 of 90Not among the top eight
Chase Business Banking4 of 90Not among the top eight
Wells Fargo4 of 90Not among the top eight
U.S. Bank3 of 90Not among the top eight
American Express Business Checking2 of 90Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named NBKC. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 9 of the 9 answers that named NBKC and are not a share of its labels.

Domains cited

forbes.com6
nerdwallet.com6
airwallex.com5
business.bankofamerica.com5
chase.com4
bluevine.com3
business.com3
techrepublic.com3
wise.com3
brex.com2

Forty of the forty domain citations in answers naming NBKC came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

nbkc.com is not in Google's top ten for any of the category's searches. In the answers, NBKC takes 2% of first choices and Mercury takes 23%.
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In search

Google, US estimates
Position for “business banking providers”
–
not in the top ten
Position for “business bank account for a company”
–
not in the top ten
Searches for its name, Google
8,100 a month (“nbkc”)
AI search demand for its name, est.
339 a month
Organic visits to its site
about 19,954 a month
Searches its site ranks for
1,540 · 176 in the top three
Sites linking to it
1,092
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
50 ads · 23 text, 17 image, 10 video · 31 shown in the last 30 days

First shown January 2025, as nbkc bank, verified. Ads started 2025-10 to 2026-09: 24 in the year, 26 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
2%
rank 14 of 86 in business banking
Segment leader
23%
Mercury
First choices
2 across its categories
Named in
9 answers
Its own site cited
in 9 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on nbkc.com
211
subdomains included
Content
140
counted in the table below
Documentation
0
Product · Integration
3 · 0
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog76undated
News or press4202026-04-10
Template or tool17undated
Comparison4undated
Glossary or explainer1undated
How it is countedHide how it is counted

Every page nbkc.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read September 29, 2026.

Names read as NBKC

What the judge wrote, as written, with how often. The vendor table decides that these count as NBKC; a claim can dispute any of them.
NBKC Business Checking 2nbkc 1nbkc Bank 1nbkc Business Account 1nbkc Business Checking 1

Follow NBKC

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

NBKC is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
award-winning online bank and mortgage lender headquartered in Kansas City, offering personal banking, business banking, home loans, and digital banking services nationwide.
For
personal banking, business banking, home loans, and digital banking services nationwide
Price stated
Business Account $0/m $0/y; ACH credits and debits $15/m $150/y; Desktop Deposit $15/m $150/y; Business fraud tools $5/m $50/y; Domestic Wires (send only) $5/item; International Wires (send & receive) $45/item nbkc.com/business/solutions/pricing
Certifications
NMLS# 409631FDIC
Not stated on the pages read
Free plan or trial, integrations, hosting, customers

What NBKC's own pages state, read September 28, 2026: nbkc.com, nbkc.com/business/solutions/pricing. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when NBKC's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as NBKC, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for NBKC by email, built from the raw record of the edition. It shows:

  • where NBKC is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name NBKC, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at nbkc.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.