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Finance AI Index
Index › Products › Nickel · October 2026 Edition
3 categories · Ranked

Nickel

26Judge labels
7First choices
0Negative labels
10 / 14Models named it
3Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
2% in B2B payment acceptance for small business buyers
Rank 4 of 94 in the mid-market standing
0 of 14 models made it the first choice on the direct prompt; 0% of its 7 labels there were negative.
By buyer segmentStrongest at mid-market.
In b2b payment acceptance · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Nickel for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
B2B payment acceptanceReceivables and billing11%4 of 940%7under 10 labels · led by Versapay at 19%▲+8Since September 2026: 4% → 12%, +8 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Accounts receivable automationReceivables and billing0%36 of 790%1under 10 labels · led by Upflow at 17%▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Business bill payTreasury and cash0%45 of 980%1under 10 labels · led by BILL at 32%newNew since September 2026: not ranked then, 0% now.

Movement

Since September 2026, Nickel held within the floor in all three categories: no change cleared 10 points.

Best category · B2B payment acceptance · by segment

Small business▼−7Since September 2026: 9% → 3%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
3%from 9% in September 2026
Inside the floor by 3 pointsRank 4 → 6 of 82
Mid-market▲+8Since September 2026: 4% → 12%, +8 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
12%from 4% in September 2026
Inside the floor by 2 pointsRank 9 → 3 of 84
Enterprise▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 2% in September 2026
Inside the floor by 8 pointsRank 12 → 36 of 89

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
B2B payment acceptance4%12%▲+8Since September 2026: 4% → 12%, +8 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 9 → 4 of 94
Accounts receivable auto2%0%▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 15 → 36 of 79
Business bill pay0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 45 of 98, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Nickel across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.510001
GPT-5.4 mini00000
Gemini 3.5 Flash10001
Perplexity Sonar11002
Grok 4.1 Fast00000
Mistral Small11002
DeepSeek V4 Flash00000
Llama 4 Maverick00000
Qwen 3.7 Flash01001
Kimi K200000
GLM 4.7 FlashX00000
MiniMax M2.510001
GPT-6 Luna00000
Muse Glimmer 30B00101

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct7 labelsNone
Paraphrase7 labels1
Comparative1 labelNone
Budget-constrained10 labels6
Scale-constrained1 labelNone
Negative0 labelsNone
First choiceAlternativeMentionNegative26 labels in all, every segment counted; 7 of the 7 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“platforms offering unlimited free ACH transfers like Nickel or Helcim would be your best value” Claude Haiku 4.5 · B2B payment acceptance · budget prompt · first choice
“For the tightest budget, I'd recommend starting with Melio or Nickel” MiniMax M2.5 · B2B payment acceptance · budget prompt · first choice
“Nickel (for unlimited free ACH) or Melio ... are the best choices” Mistral Small · B2B payment acceptance · budget prompt · first choice
“Best Overall for Free ACH & Invoice Management: Nickel” Gemini 3.5 Flash · B2B payment acceptance · budget prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Nickel, over the 26 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Nickel was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Helcim11 of 262Not among the top eight
Melio11 of 262Not among the top eight
Stripe11 of 261Not among the top eight
BILL Accounts Receivable8 of 262Not among the top eight
PayPal5 of 260Not among the top eight
Square5 of 260Not among the top eight
Zoho Books3 of 262Not among the top eight
EBizCharge3 of 261Not among the top eight
HighRadius3 of 260Not among the top eight
Wise Business3 of 260Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Nickel. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 26 of the 26 answers that named Nickel and are not a share of its labels.

Domains cited

learn.g2.com19
fitsmallbusiness.com12
techrepublic.com12
g2.com9
highradius.com9
wise.com9
walletinvestor.com8
technologyadvice.com7
chaserhq.com5
connectpay.com5

Ninety-five of the ninety-five domain citations in answers naming Nickel came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

nickel.com is not in Google's top ten for any of the category's searches. In the answers, Nickel takes 11% of first choices and Versapay takes 19%.
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In search

Google, US estimates
Position for “b2b payment platforms”
–
not in the top ten
Position for “b2b payment acceptance platform”
–
not in the top ten
Searches for its name, Google
110,000 a month (“nickel”)
AI search demand for its name, est.
62,180 a month
Organic visits to its site
about 29,555 a month
Searches its site ranks for
8,591 · 1 in the top three
Sites linking to it
491
Paid Google search
1 searches its ads show for, about 18 clicks and $1,033 a month (estimate)
Ads on GoogleDetailLess
12 ads · 9 text, 3 video · 7 shown in the last 30 days

First shown September 2024, as Nickel Technology Inc, verified. Ads started 2025-10 to 2026-09: 6 in the year, 6 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
11%
rank 4 of 94 in B2B payment acceptance
Segment leader
19%
Versapay
First choices
7 across its categories
Named in
26 answers
Its own site cited
in 26 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on nickel.com
862
subdomains included
Content
152
counted in the table below
Documentation
42
Product · Integration
5 · 5
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog7902026-06-02Accounts payable automat
Comparison3802026-06-02
Case study1872026-09-08
Report or ebook8undated
Glossary or explainer802026-06-07
Template or tool1undated

Most recent

How it is countedHide how it is counted

Every page nickel.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read September 29, 2026.

Follow Nickel

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Nickel is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Boldly transparent cashflow platform for America's core businesses
For
America's core businesses
Price stated
Core ($0/month), Plus ($35/month), Pro ($300/month) nickel.com
Starting price
0 nickel.com
Free plan or trial
Start for free; Try Nickel for free. No credit cards, no credit checks. Get started in 5 minutes. There's no trial period. nickel.com
Integrations claimed
64 nickel.com/integrations
Certifications
SOC 2 Type IIISO/IEC 27001GDPR
Customers named
BACA SystemsMontana Imaging CenterPremier SedationAmerican Home RenewalAshland RoofingDivine Design CenterSagan ExpressApex Management
Not stated on the pages read
Hosting

What Nickel's own pages state, read September 28, 2026: nickel.com, nickel.com/pricing, nickel.com/security, nickel.com/customers, nickel.com/integrations. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Nickel's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Nickel, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Nickel by email, built from the raw record of the edition. It shows:

  • where Nickel is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Nickel, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at nickel.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.