| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| B2B payment acceptance | Receivables and billing | 11% | 4 of 94 | 0% | 7 | under 10 labels · led by Versapay at 19% | ▲+8Since September 2026: 4% → 12%, +8 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Accounts receivable automation | Receivables and billing | 0% | 36 of 79 | 0% | 1 | under 10 labels · led by Upflow at 17% | ▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Business bill pay | Treasury and cash | 0% | 45 of 98 | 0% | 1 | under 10 labels · led by BILL at 32% | newNew since September 2026: not ranked then, 0% now. |
| Category | September 2026 | Now | Change | Reading | Rank |
|---|---|---|---|---|---|
| B2B payment acceptance | 4% | 12% | ▲+8Since September 2026: 4% → 12%, +8 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 9 → 4 of 94 |
| Accounts receivable auto | 2% | 0% | ▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 15 → 36 of 79 |
| Business bill pay | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 45 of 98, unchanged |
Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 1 | 0 | 0 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 1 | 0 | 0 | 0 | 1 |
| Perplexity Sonar | 1 | 1 | 0 | 0 | 2 |
| Grok 4.1 Fast | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 1 | 1 | 0 | 0 | 2 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 1 | 0 | 0 | 1 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 1 | 0 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 0 | 1 |
Verbatim evidence the judge attached to positive labels.
“platforms offering unlimited free ACH transfers like Nickel or Helcim would be your best value” Claude Haiku 4.5 · B2B payment acceptance · budget prompt · first choice
“For the tightest budget, I'd recommend starting with Melio or Nickel” MiniMax M2.5 · B2B payment acceptance · budget prompt · first choice
“Nickel (for unlimited free ACH) or Melio ... are the best choices” Mistral Small · B2B payment acceptance · budget prompt · first choice
“Best Overall for Free ACH & Invoice Management: Nickel” Gemini 3.5 Flash · B2B payment acceptance · budget prompt · first choice
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 26 of the 26 answers that named Nickel and are not a share of its labels.
Ninety-five of the ninety-five domain citations in answers naming Nickel came from somebody else's page.
Pages are listed as the models cited them.
Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Blog | 79 | 0 | 2026-06-02 | Accounts payable automat | |
| Comparison | 38 | 0 | 2026-06-02 | ||
| Case study | 18 | 7 | 2026-09-08 | ||
| Report or ebook | 8 | undated | |||
| Glossary or explainer | 8 | 0 | 2026-06-07 | ||
| Template or tool | 1 | undated |
Every page nickel.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read September 29, 2026.
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
What Nickel's own pages state, read September 28, 2026: nickel.com, nickel.com/pricing, nickel.com/security, nickel.com/customers, nickel.com/integrations. A claimed page can correct any of them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Nickel's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Nickel, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
A new claim receives the current edition's vendor brief for Nickel by email, built from the raw record of the edition. It shows: