Small business▼−5Since September 2026: 5% → 0%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 5% in September 2026
Inside the floor by 5 pointsRank 9 → 80 of 82
9 categories · RankedPayPal
185Judge labels
1First choices
99Negative labels
14 / 14Models named it
9Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
2% in Payment orchestration for small business buyers
Rank 66 of 94 in the mid-market standingcriticized challenger
0 of 14 models made it the first choice on the direct prompt; 40% of its 20 labels there were negative.
What the models named instead of PayPal →By buyer segmentRead the same way at every buyer size.
Small business86 of 87
0%33 labels
criticized challenger
Mid-market66 of 94
0%20 labels
criticized challenger
Enterprise105 of 105
0%14 labels
criticized challenger
In b2b payment acceptance · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading
Standing by category
Every category where a model named PayPal for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| B2B payment acceptance | Receivables and billing | 0% | 66 of 94 | 40% | 20 | criticized challenger | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Cross-border payments and FX | Treasury and cash | 0% | 87 of 87 | 73% | 15 | criticized challenger | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Embedded payments platforms | Receivables and billing | 0% | 25 of 110 | 25% | 8 | under 10 labels · led by Stripe Connect at 53% | |
| Chargeback management | Receivables and billing | 0% | 73 of 81 | 33% | 3 | under 10 labels · led by Chargeflow at 24% | |
| Payment orchestration platforms | Receivables and billing | 0% | 24 of 81 | 0% | 3 | under 10 labels · led by BlueSnap at 18% | |
| Merchants of record | Receivables and billing | 0% | 35 of 45 | 50% | 2 | under 10 labels · led by Paddle at 28% | |
| B2B BNPL and net terms | Receivables and billing | 0% | 79 of 90 | 100% | 1 | under 10 labels · led by Resolve Pay at 56% | |
| Business bill pay | Treasury and cash | 0% | 84 of 98 | 100% | 1 | under 10 labels · led by BILL at 32% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Stablecoin platforms | Treasury and cash | 0% | 40 of 141 | 0% | 1 | under 10 labels · led by BVNK at 23% |
Movement
Since September 2026, PayPal held within the floor in all nine categories: no change cleared 10 points.
Best category · B2B payment acceptance · by segment
Mid-market=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 61 → 65 of 84
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 86 → 89 of 89
All categories · Mid-market
| Category | September 2026 | Now | Change | Reading | Rank |
|---|---|---|---|---|---|
| B2B payment acceptance | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 61 → 66 of 94 |
| Cross-border payments | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 82 → 87 of 87 |
| Embedded payments | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 25 of 110, unchanged |
| Chargeback management | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 73 of 81, unchanged |
| Payment orchestration | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 24 of 81, unchanged |
| Merchants of record | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 35 of 45, unchanged |
| B2B BNPL and terms | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 79 of 90, unchanged |
| Business bill pay | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 64 → 84 of 98 |
| Stablecoin platforms | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 40 of 141, unchanged |
Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions
By model
How each model treated PayPal across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.ShowHide
By model
How each model treated PayPal across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
ShowHide| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 1 | 0 | 2 |
| GPT-5.4 mini | 0 | 0 | 0 | 2 | 2 |
| Gemini 3.5 Flash | 0 | 0 | 1 | 3 | 4 |
| Perplexity Sonar | 0 | 0 | 1 | 1 | 2 |
| Grok 4.1 Fast | 0 | 1 | 1 | 5 | 7 |
| Mistral Small | 0 | 3 | 1 | 0 | 4 |
| DeepSeek V4 Flash | 0 | 1 | 1 | 5 | 7 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 1 | 1 | 0 | 1 | 3 |
| Kimi K2 | 0 | 1 | 0 | 3 | 4 |
| GLM 4.7 FlashX | 0 | 2 | 0 | 2 | 4 |
| MiniMax M2.5 | 0 | 3 | 3 | 1 | 7 |
| GPT-6 Luna | 0 | 1 | 0 | 0 | 1 |
| Muse Glimmer 30B | 0 | 2 | 2 | 2 | 6 |
By framing
Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct18 labelsNone
Paraphrase11 labelsNone
Comparative45 labels2not counted in share
Budget-constrained33 labels1
Scale-constrained6 labelsNone
Negative72 labels1not counted in share
First choiceAlternativeMentionNegative185 labels in all, every segment counted; 1 of the 4 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.
What the models said for it
Verbatim evidence the judge attached to positive labels.
“USDC or PYUSD are generally considered safer due to their strict regulatory oversight.” Qwen 3.7 Flash · Stablecoin platforms · comparative prompt · first choice
“Consumer preference and trust; ideal when your customers are already PayPal users. Higher fees but potentially higher conversion.” Kimi K2 · Embedded payments · comparative prompt · alternative
“Stick with well-established, regulated platforms such as Wise Business, Payoneer, Stripe, Airwallex, Adyen, or PayPal” Mistral Small · Cross-border payments · negative prompt · alternative
“PayPal if customers already prefer paying through PayPal or Venmo and you want simple invoices” GPT-6 Luna · B2B payment acceptance · budget prompt · alternative
And against it
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“PayPal's automated risk system freezes accounts and holds funds for 180 days without appeal. This is the most-reported PayPal complaint” Muse Glimmer 30B · B2B payment acceptance · negative prompt · hard negative
“Account freezes — Well-documented history of holding funds for "review," which can cripple a B2B operation” DeepSeek V4 Flash · B2B payment acceptance · negative prompt · hard negative
“Avoid traditional banks (3\u20135% total costs) and PayPal (can approach ~8% with fees and FX markups)” DeepSeek V4 Flash · Cross-border payments · budget prompt · hard negative
“Extremely poor Trustpilot rating (1.3/5). B2B complaints include limited POS support, high fees” Grok 4.1 Fast · B2B BNPL and terms · negative prompt · hard negative
Named alongside
The products named in the same answers as PayPal, over the 185 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and PayPal was named but was not.ShowHide
Named alongside
The products named in the same answers as PayPal, over the 185 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and PayPal was named but was not.
ShowHideProductSame answerTook the first choice insteadHead to head
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.
What carried it into the answer
The sites and pages cited by the answers that named PayPal. A fact about retrieval, not a lever on the model.
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 168 of the 185 answers that named PayPal and are not a share of its labels.
Domains cited
wise.com65
fitsmallbusiness.com54
stripe.com53
airwallex.com50
whop.com49
guideflow.com44
g2.com41
techrepublic.com35
walletinvestor.com35
highradius.com34
460 of the 460 domain citations in answers naming PayPal came from somebody else's page.
Pages cited
Pages are listed as the models cited them.
Search and answers
paypal.com is not in Google's top ten for any of the category's searches. In the answers, PayPal takes 0% of first choices and Versapay takes 19%.ShowHide
Search and answers
paypal.com is not in Google's top ten for any of the category's searches. In the answers, PayPal takes 0% of first choices and Versapay takes 19%.
ShowHideIn search
Google, US estimatesPosition for “b2b payment platforms”
–
not in the top ten
Position for “b2b payment acceptance platform”
–
not in the top ten
- Searches for its name, Google
- 5,000,000 a month (“paypal”)
- AI search demand for its name, est.
- 111,104 a month
- Organic visits to its site
- about 8,961,782 a month
- Searches its site ranks for
- 122,507 · 29,106 in the top three
- Sites linking to it
- 922,579
- Paid Google search
- 12 searches its ads show for, about 71 clicks and $639 a month (estimate)
In answers
This editionShare of first choices
0%
rank 66 of 94 in B2B payment acceptance
Segment leader
19%
Versapay
- First choices
- 1 across its categories
- Named in
- 185 answers
- Its own site cited
- in 168 of the answers that named it
Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
What it publishes
ShowHide
What it publishes
ShowHideAddresses on paypal.com
9,998
subdomains included
Content
8,420
counted in the table below
Documentation
1,000
Product · Integration
4 · 0
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Blog | 8,031 | undated | |||
| Glossary or explainer | 294 | undated | |||
| Report or ebook | 76 | undated | |||
| Template or tool | 18 | undated | |||
| Conference or event | 1 | undated |
How it is countedHide how it is counted
Every page paypal.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.
Names read as PayPal
What the judge wrote, as written, with how often. The vendor table decides that these count as PayPal; a claim can dispute any of them.
PayPal Business 5PayPal/Braintree 2PayPal (PYUSD) 1PayPal (Pay Later / BNPL features) 1PayPal (Payouts/For Marketplaces) 1PayPal (via Complete Payments or PayPal for Marketplaces) 1PayPal / Braintree Marketplace 1PayPal Enterprise 1PayPal Enterprise Payments (Braintree) 1PayPal for Business 1
Follow PayPal
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
The company
PayPal is its own company.ShowHide
The company
PayPal is its own company.
ShowHideIn its own words
Stated by the vendor, not checked- Positioning
- Pay, send, and save smarter
- For
- Consumers
- Free plan or trial
- It's free to set up paypal.com
- Certifications
- FDIC insured with and held at Synchrony Bank
- Customers named
- Adidas1-800 flowers.comApparelRestaurantsGroceriesSonyOriginsInstacart
- Not stated on the pages read
- Price, starting price, integrations, hosting
What PayPal's own pages state, read September 28, 2026: paypal.com, paypal.com/dk/enterprise/platform. A claimed page can correct any of them.
Is this your product?
Claim this page
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when PayPal's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as PayPal, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
What a new claim receivesHide what a new claim receives
A new claim receives the current edition's vendor brief for PayPal by email, built from the raw record of the edition. It shows:
- where PayPal is named, by buyer and by framing, and which cells hold its first choices;
- the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
- its vocabulary against the segment leader's, and the pages the models cited;
- who was chosen in the answers that did not name PayPal, and every reason the record gives;
- a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
- one page of published figures cleared to show a buyer.