AI Indexes
Finance AI Index
Index › Products › Zip · October 2026 Edition
6 categories · Ranked

Zip

96Judge labels
4First choices
17Negative labels
14 / 14Models named it
6Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
2% in Procure-to-pay for enterprise buyers
Rank 13 of 111 in the mid-market standingaccepted challenger
0 of 14 models made it the first choice on the direct prompt; 20% of its 10 labels there were negative.
What the models named instead of Zip →
By buyer segmentRead the same way at every buyer size.
In supplier management · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Zip for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Supplier managementSpend and procurement2%13 of 11120%10accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Procure-to-paySpend and procurement2%9 of 876%18accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Spend management platformsSpend and procurement0%22 of 460%5under 10 labels · led by Ramp at 44%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Strategic sourcingSpend and procurement0%24 of 1280%5under 10 labels · led by oboloo at 15%▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
B2B BNPL and net termsReceivables and billing0%82 of 9067%3under 10 labels · led by Resolve Pay at 56%
AI accounting assistantsAccounting and close0%58 of 850%1under 10 labels · led by Sage Intacct at 22%newNew since September 2026: not ranked then, 0% now.

Movement

Since September 2026, Zip held within the floor in all six categories: no change cleared 10 points.

Best category · Supplier management · by segment

Small business=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 66 → 102 of 111
Mid-market=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
2%from 2% in September 2026
Inside the floor by 10 pointsRank 9 → 14 of 107
Enterprise▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 2% in September 2026
Inside the floor by 8 pointsRank 7 → 72 of 87

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Strategic sourcing2%0%▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 12 → 24 of 128
Procure-to-pay0%2%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 18 → 9 of 87
Supplier management2%2%=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 9 → 13 of 111
Spend management platfor0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 26 → 22 of 46
B2B BNPL and terms0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 82 of 90, unchanged
AI accounting assistants0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 58 of 85, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Zip across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
ShowHide
ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500213
GPT-5.4 mini03003
Gemini 3.5 Flash181010
Perplexity Sonar10113
Grok 4.1 Fast00213
Mistral Small00112
DeepSeek V4 Flash03205
Llama 4 Maverick00000
Qwen 3.7 Flash00101
Kimi K202204
GLM 4.7 FlashX01012
MiniMax M2.501001
GPT-6 Luna02103
Muse Glimmer 30B00202

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct15 labelsNone
Paraphrase16 labels2
Comparative30 labelsNone
Budget-constrained7 labels1
Scale-constrained12 labels1
Negative16 labelsNone
First choiceAlternativeMentionNegative96 labels in all, every segment counted; 4 of the 4 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Zip: The gold standard for "intake-to-pay". Highly rated for its user interface and ability to orchestrate complex approvals” Gemini 3.5 Flash · Procure-to-pay · scale prompt · first choice
“Zip is the safest first choice for a mid-sized B2B company” Perplexity Sonar · Supplier management · paraphrase prompt · first choice
“Zip if the priority is a front door for employee purchase requests and procurement approvals” GPT-6 Luna · Supplier management · paraphrase prompt · alternative
“Look instead at more modern, agile procurement and intake platforms (like Zip or Procurify)” Gemini 3.5 Flash · Supplier management · negative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Many mainstream BNPL players (e.g., Affirm, Klarna, Afterpay, Sezzle, Zip) are consumer-focused and may not be suitable for B2B transactions.” Mistral Small · B2B BNPL and terms · negative prompt · hard negative
“Integration-dependent platforms (e.g., Zip, some Coupa add-ons): Users report fragile third-party connections, limited reporting, and extra costs for fixes.” Grok 4.1 Fast · Supplier management · negative prompt · soft negative
“lacking deep contract lifecycle management (CLM) features ... integrations are frequently noted as not fully functional” Claude Haiku 4.5 · Supplier management · negative prompt · soft negative
“Very fast intake and approval workflows, but may feel lighter than traditional P2P suites.” GLM 4.7 FlashX · Procure-to-pay · paraphrase prompt · soft negative

Named alongside

The products named in the same answers as Zip, over the 96 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Zip was named but was not.
ShowHide
ProductSame answerTook the first choice insteadHead to head
SAP Ariba70 of 9611Not among the top eight
Ivalua49 of 965Not among the top eight
Jaggaer38 of 963Not among the top eight
GEP SMART38 of 962Not among the top eight
Oracle Fusion Cloud Procurement23 of 963Not among the top eight
Payhawk12 of 962Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Zip. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 95 of the 96 answers that named Zip and are not a share of its labels.

Domains cited

g2.com33
spendflo.com29
guideflow.com24
mindsprint.com24
ramp.com22
learn.g2.com20
procuredesk.com20
procurify.com20
precoro.com19
zip.comYour site18

211 of the 229 domain citations in answers naming Zip came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

zip.com is not in Google's top ten for any of the category's searches. In the answers, Zip takes 2% of first choices and Precoro takes 14%.
ShowHide

In search

Google, US estimates
Position for “supplier management software”
–
not in the top ten
Position for “supplier management platforms”
–
not in the top ten
Searches for its name, Google
301,000 a month (“zip”)
AI search demand for its name, est.
498,436 a month
Organic visits to its site
about 18,669 a month
Searches its site ranks for
1,981 · 196 in the top three
Sites linking to it
1,403
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
73 ads · 72 text, 1 image · 34 shown in the last 30 days

First shown February 2025, as ZipHQ, Inc., verified. Ads started 2025-11 to 2026-10: 50 in the year, 23 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
2%
rank 13 of 111 in supplier management
Segment leader
14%
Precoro
First choices
4 across its categories
Named in
96 answers
Its own site cited
in 95 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on zip.com
829
subdomains included
Content
677
counted in the table below
Documentation
1
Product · Integration
34 · 1
KindPagesLast 90 days2025-11 to 2026-10LatestCategories named
Blog421undatedProcure-to-pay, Corporate cards
Webinar or virtual event164undatedProcure-to-pay
Case study49undatedProcure-to-pay
Comparison12undatedProcure-to-pay
Glossary or explainer11undated
Report or ebook8undated
Template or tool8undated
Conference or event3undated
News or press1undated

Events in person

Last twelve months

As the event pages on zip.com state them, read October 5, 2026.

How it is countedHide how it is counted

Every page zip.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read October 5, 2026.

Names read as Zip

What the judge wrote, as written, with how often. The vendor table decides that these count as Zip; a claim can dispute any of them.
Zip (Intake-to-Procure) 1Zip (Zip Co / Zip HQ) 1Zip (ZipHQ) 1Zip (formerly Quadpay) 1Zip (with Sourcing Module) 1

Follow Zip

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Zip's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Zip, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Zip by email, built from the raw record of the edition. It shows:

  • where Zip is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Zip, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.

A verification link goes to your work email; an address at zip.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.