| Category | Function | Share | Rank | Negative rate | Labels | Quadrant | Since September 2026 |
|---|---|---|---|---|---|---|---|
| Corporate cards | Spend and procurement | 52% | 1 of 67 | 11% | 64 | endorsed leader | ▼−21Since September 2026: 69% → 48%, −21 points. Past the 10-point floor: movement. Read over the models both editions asked. |
| Spend management platforms | Spend and procurement | 44% | 1 of 46 | 12% | 66 | endorsed leader | ▼−6Since September 2026: 49% → 43%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Expense management | Spend and procurement | 35% | 1 of 54 | 8% | 53 | endorsed leader | ▼−1Since September 2026: 34% → 33%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Accounts payable automation | Spend and procurement | 22% | 1 of 54 | 9% | 45 | accepted challenger | ▲+6Since September 2026: 16% → 22%, +6 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Business bill pay | Treasury and cash | 21% | 2 of 98 | 2% | 43 | accepted challenger | ▲+14Since September 2026: 7% → 21%, +14 points. Past the 10-point floor: movement. Read over the models both editions asked. |
| Procure-to-pay | Spend and procurement | 12% | 3 of 87 | 9% | 22 | accepted challenger | ▼−5Since September 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Corporate travel management | Spend and procurement | 5% | 4 of 61 | 8% | 38 | accepted challenger | ▲+1Since September 2026: 4% → 6%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Business banking | Treasury and cash | 2% | 13 of 86 | 20% | 10 | accepted challenger | ▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Account reconciliation | Accounting and close | 2% | 14 of 82 | 0% | 3 | under 10 labels · led by FloQast at 33% | ▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Supplier management | Spend and procurement | 2% | 12 of 111 | 0% | 6 | under 10 labels · led by Precoro at 14% | =heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| B2B payment acceptance | Receivables and billing | 0% | 21 of 94 | 0% | 7 | under 10 labels · led by Versapay at 19% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Contractor payments | Spend and procurement | 0% | 53 of 98 | 0% | 2 | under 10 labels · led by Tipalti at 22% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| B2B BNPL and net terms | Receivables and billing | 0% | 60 of 90 | 0% | 1 | under 10 labels · led by Resolve Pay at 56% | |
| Cross-border payments and FX | Treasury and cash | 0% | 40 of 87 | 0% | 1 | under 10 labels · led by Wise Business at 39% | newNew since September 2026: not ranked then, 0% now. |
| Invoicing software | Receivables and billing | 0% | 51 of 71 | 0% | 1 | under 10 labels · led by Zoho Invoice at 24% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Telecom expense management | Spend and procurement | 0% | 57 of 89 | 0% | 1 | under 10 labels · led by Genuity at 19% | |
| Treasury management systems | Treasury and cash | 0% | 73 of 124 | 0% | 1 | under 10 labels · led by Trovata at 28% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. |
| Category | September 2026 | Now | Change | Reading | Rank |
|---|---|---|---|---|---|
| Corporate cards | 69% | 48% | ▼−21Since September 2026: 69% → 48%, −21 points. Past the 10-point floor: movement. Read over the models both editions asked. | Moved past the floor | Rank 1 of 67, unchanged |
| Business bill pay | 7% | 21% | ▲+14Since September 2026: 7% → 21%, +14 points. Past the 10-point floor: movement. Read over the models both editions asked. | Moved past the floor | Rank 4 → 2 of 98 |
| Spend management platfor | 49% | 43% | ▼−6Since September 2026: 49% → 43%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 1 of 46, unchanged |
| Accounts payable automat | 16% | 22% | ▲+6Since September 2026: 16% → 22%, +6 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 4 → 1 of 54 |
| Procure-to-pay | 17% | 12% | ▼−5Since September 2026: 17% → 12%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 2 → 3 of 87 |
| Business banking | 0% | 2% | ▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 18 → 13 of 86 |
| Account reconciliation | 0% | 2% | ▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 18 → 14 of 82 |
| Corporate travel managem | 4% | 6% | ▲+1Since September 2026: 4% → 6%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 4 of 61, unchanged |
| Expense management | 34% | 33% | ▼−1Since September 2026: 34% → 33%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 1 of 54, unchanged |
| Supplier management | 2% | 2% | =heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 16 → 12 of 111 |
| B2B payment acceptance | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 34 → 21 of 94 |
| Contractor payments | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 49 → 53 of 98 |
| B2B BNPL and terms | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 60 of 90, unchanged |
| Cross-border payments | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 40 of 87, unchanged |
| Invoicing software | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 27 → 51 of 71 |
| Telecom expense mgmt | 0% | 0% | newNew since September 2026: not ranked then, 0% now. | New this edition | Rank 57 of 89, unchanged |
| Treasury management syst | 0% | 0% | =heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked. | Within noise | Rank 59 → 73 of 124 |
Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.
The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 10 | 6 | 3 | 5 | 24 |
| GPT-5.4 mini | 7 | 6 | 2 | 1 | 16 |
| Gemini 3.5 Flash | 19 | 14 | 2 | 4 | 39 |
| Perplexity Sonar | 5 | 8 | 4 | 3 | 20 |
| Grok 4.1 Fast | 15 | 12 | 4 | 2 | 33 |
| Mistral Small | 5 | 6 | 7 | 2 | 20 |
| DeepSeek V4 Flash | 15 | 11 | 5 | 3 | 34 |
| Llama 4 Maverick | 2 | 6 | 9 | 0 | 17 |
| Qwen 3.7 Flash | 12 | 10 | 4 | 1 | 27 |
| Kimi K2 | 16 | 9 | 6 | 0 | 31 |
| GLM 4.7 FlashX | 6 | 11 | 3 | 2 | 22 |
| MiniMax M2.5 | 5 | 10 | 3 | 2 | 20 |
| GPT-6 Luna | 13 | 9 | 3 | 2 | 27 |
| Muse Glimmer 30B | 5 | 18 | 7 | 4 | 34 |
Verbatim evidence the judge attached to positive labels.
“Ramp: Excellent for fast-growing mid-market companies. Strong automation, great ERP integrations, flat-rate cashback... Very popular for consolidated card, AP, and expense.” Gemini 3.5 Flash · Spend management platfor · scale prompt · first choice
“Ramp or Brex (Best for Card-First, Modern Spend Management): Free platform fees, incredibly fast to set up, highly modern UI, and top-tier AI receipt matching.” Gemini 3.5 Flash · Expense management · scale prompt · first choice
“Ramp (Best Overall Free Option) ... Go with Ramp. It will save your team dozens of hours of manual receipt-chasing, and you will pay $0 in software fees.” Gemini 3.5 Flash · Expense management · budget prompt · first choice
“If you want a truly fee‑free, easy‑to‑manage card with solid integration, Ramp, Brex, and Divvy are frequently mentioned by small businesses.” MiniMax M2.5 · Corporate cards · budget prompt · first choice
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Users frequently cite issues with receipt management, such as problems with voiding transactions and unusable CSV exports.” Mistral Small · Spend management platfor · negative prompt · hard negative
“Ramp can be cost-effective for card-first teams, but finance teams needing robust, real-time AP-to-ERP workflows ... often find the AP layer thin.” Muse Glimmer 30B · Accounts payable automat · negative prompt · soft negative
“Many modern platforms (like Ramp and Brex) are "free" because they require you to migrate your company credit cards to their proprietary cards.” Gemini 3.5 Flash · Spend management platfor · negative prompt · soft negative
“Ramp and Brex are strong for spend controls but "lack the managed service layer and vendor network depth that larger organizations need"” Muse Glimmer 30B · Corporate cards · direct prompt · soft negative
Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 1042 of the 1084 answers that named Ramp and are not a share of its labels.
2,518 of the 3,238 domain citations in answers naming Ramp came from somebody else's page.
Pages are listed as the models cited them.
Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.
| Kind | Pages | Last 90 days | 2025-10 to 2026-09 | Latest | Categories named |
|---|---|---|---|---|---|
| Blog | 1,276 | 33 | 2026-09-29 | ||
| Comparison | 362 | 29 | 2026-09-29 | ||
| Glossary or explainer | 239 | 1 | 2026-07-09 | ||
| Webinar or virtual event | 143 | 0 | 2026-05-05 | ||
| Template or tool | 129 | 0 | 2026-05-27 | ||
| Case study | 104 | undated | |||
| Report or ebook | 61 | 1 | 2026-08-29 | ||
| Conference or event | 16 | 0 | 2025-12-16 | ||
| News or press | 1 | undated |
As the event pages on ramp.com state them, read September 28, 2026.
Every page ramp.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.
An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.
Already following? Everything you follow, with a stop for each.
What Ramp's own pages state, read September 28, 2026: ramp.com, ramp.com/pricing, trust.ramp.com, ramp.com/platform, ramp.com/customers. A claimed page can correct any of them.
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Ramp's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Ramp, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
A new claim receives the current edition's vendor brief for Ramp by email, built from the raw record of the edition. It shows:
AI models recommend Ramp first in Corporate cards this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
AI models recommend Ramp first in Spend management platforms this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
AI models recommend Ramp first in Expense management this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
AI models recommend Ramp first in Accounts payable automation this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
Ramp is among the products AI models recommend first in Business bill pay this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
Ramp is among the products AI models recommend first in Procure-to-pay this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.
Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.