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Finance AI Index
Index › Products › Payhawk · October 2026 Edition
7 categories · Ranked

Payhawk

115Judge labels
14First choices
11Negative labels
13 / 14Models named it
7Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
6% in Spend management platfor for mid-market buyers
Rank 4 of 46 in the mid-market standingaccepted challenger
1 of 14 models made it the first choice on the direct prompt; 4% of its 24 labels there were negative.
What the models named instead of Payhawk →
By buyer segmentRead the same way at every buyer size.
In spend management platfor · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Payhawk for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Spend management platformsSpend and procurement6%4 of 464%24accepted challenger▲+6Since September 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Supplier managementSpend and procurement5%7 of 1110%11accepted challenger▲+4Since September 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Expense managementSpend and procurement2%11 of 540%7under 10 labels · led by Ramp at 35%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Corporate cardsSpend and procurement0%17 of 670%4under 10 labels · led by Ramp at 52%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Procure-to-paySpend and procurement0%25 of 870%3under 10 labels · led by Procurify at 42%newNew since September 2026: not ranked then, 0% now.
Accounts payable automationSpend and procurement0%24 of 540%2under 10 labels · led by Ramp at 22%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Cash applicationReceivables and billing0%53 of 830%1under 10 labels · led by Versapay at 9%newNew since September 2026: not ranked then, 0% now.

Movement

Since September 2026, Payhawk held within the floor in all seven categories: no change cleared 10 points.

Best category · Spend management platfor · by segment

Small business▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
2%from 0% in September 2026
Inside the floor by 8 pointsRank 9 → 5 of 47
Mid-market▲+6Since September 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
6%from 0% in September 2026
Inside the floor by 4 pointsRank 8 → 4 of 46
Enterprise=heldSince September 2026: 4% → 4%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
4%from 4% in September 2026
Inside the floor by 10 pointsRank 5 of 55, unchanged

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Spend management platfor0%6%▲+6Since September 2026: 0% → 6%, +6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 8 → 4 of 46
Supplier management0%4%▲+4Since September 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 31 → 7 of 111
Expense management0%2%▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 19 → 11 of 54
Corporate cards0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 21 → 17 of 67
Procure-to-pay0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 25 of 87, unchanged
Accounts payable automat0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 50 → 24 of 54
Cash application0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 53 of 83, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Payhawk across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.501102
GPT-5.4 mini01203
Gemini 3.5 Flash01001
Perplexity Sonar40206
Grok 4.1 Fast04217
Mistral Small01001
DeepSeek V4 Flash14207
Llama 4 Maverick02406
Qwen 3.7 Flash00000
Kimi K204206
GLM 4.7 FlashX03003
MiniMax M2.512104
GPT-6 Luna00000
Muse Glimmer 30B13206

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct33 labels7
Paraphrase15 labels2
Comparative24 labelsNone
Budget-constrained13 labels4
Scale-constrained16 labels1
Negative14 labelsNone
First choiceAlternativeMentionNegative115 labels in all, every segment counted; 14 of the 14 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Payhawk is the best overall starting point for a mid-sized B2B company that wants genuine all-in-one spend control” Perplexity Sonar · Spend management platfor · paraphrase prompt · first choice
“a unified spend platform (like Payhawk or Airbase-type solutions) typically fits best” DeepSeek V4 Flash · Spend management platfor · scale prompt · first choice
“framed as finance-led supplier and spend workflows for mid-market finance” Muse Glimmer 30B · Supplier management · direct prompt · first choice
“the strongest all-around choice from the results is Payhawk” Perplexity Sonar · Supplier management · direct prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Many (e.g., Navan, Payhawk) require demos for quotes; watch for per-user fees” Grok 4.1 Fast · Spend management platfor · negative prompt · soft negative

Named alongside

The products named in the same answers as Payhawk, over the 115 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Payhawk was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Ramp86 of 11526Compare →
Brex67 of 1153Not among the top eight
Coupa56 of 11514Compare →
SAP Concur37 of 1154Not among the top eight
SAP Ariba29 of 1155Not among the top eight
Navan24 of 1150Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Payhawk. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 115 of the 115 answers that named Payhawk and are not a share of its labels.

Domains cited

ramp.com60
payhawk.comYour site48
bill.com42
brex.com42
g2.com42
learn.g2.com42
emburse.com40
guideflow.com37
airwallex.com32
rho.co30

367 of the 415 domain citations in answers naming Payhawk came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

payhawk.com ranks 3 on Google for the category's searches. In the answers, Payhawk takes 6% of first choices and Ramp takes 44%.
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In search

Google, US estimates
Position for “spend management platform”
3
Position for “spend management platforms”
3
Searches for its name, Google
2,400 a month (“payhawk”)
AI search demand for its name, est.
27 a month
Organic visits to its site
about 5,824 a month
Searches its site ranks for
2,552 · 135 in the top three
Sites linking to it
3,401
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
88 ads · 88 text · 21 shown in the last 30 days

First shown March 2023, as Payhawk Limited, verified. Ads started 2025-10 to 2026-09: 49 in the year, 39 before. 5 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
6%
rank 4 of 46 in spend management platfor
Segment leader
44%
Ramp
First choices
14 across its categories
Named in
115 answers
Its own site cited
in 115 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on payhawk.com
10,000
subdomains included
Content
1,685
counted in the table below
Documentation
5,287
Product · Integration
37 · 59
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog1,223142026-09-28Expense management, Corporate cards
Report or ebook17712026-07-17Expense management, Accounting software
Case study11922026-08-31Expense management
Comparison5402026-06-29Expense management, Corporate cards
Webinar or virtual event5312026-07-07Procure-to-pay
News or press1822026-07-08
Podcast or video1402024-05-24
Template or tool1202025-10-13
Glossary or explainer802025-10-15
Conference or event702024-09-05
How it is countedHide how it is counted

Every page payhawk.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Follow Payhawk

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Payhawk is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Take charge of company spend - connect corporate cards to an all-in-one spend management platform, automate reports, and reconcile in real time.
For
scaleups and Enterprise companies; modern finance leaders
Price stated
Contact us payhawk.com
Integrations claimed
50 payhawk.com/pricing-and-plans
Certifications
Licensed in the UK and EEAPCI DSS Level 1 securityISO 27001SOC 2Electronic Money InstitutionVisa Principal MemberPCI DSS Level 1SOC 1 Type 2
Hosting
Frankfurt, GermanyBelgium, BrusselsEEAUnited KingdomEEA, UK, and USA
Customers named
VintedPorsche eBikesState of PlayAstrid & MiyuParadoxRentals UnitedGirtekaAllPoints Fibre Networks
Not stated on the pages read
Free plan or trial

What Payhawk's own pages state, read September 28, 2026: payhawk.com, payhawk.com/pricing-and-plans, payhawk.com/trust, payhawk.com/platform/ai-agents, payhawk.com/customers. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Payhawk's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Payhawk, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Payhawk by email, built from the raw record of the edition. It shows:

  • where Payhawk is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Payhawk, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at payhawk.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.