B2B credit management for enterprise buyers
Asked as “B2B credit management software”, and as “customer credit risk tool”, on behalf of an enterprise B2B company. 48 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
73%
Clear leader
73HighRadius Credit Cloud04Bectran04Credit Pulse19others
73% of first choices, clear leader.
Since September 2026▼−1Since September 2026: 72% → 71%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.HighRadius Credit Cloud held the lead, −1 point on 72%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Chaser27%Contested▼−11Since September 2026: 39% → 28%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-marketChaser16%Contested↗new leaderNew leader since September 2026: Chaser (19%) replaces Tesorio (16% then, 14% now), 5 points clear, inside the 10-point floor.Standing →Enterprise
HighRadius Credit Cloud73%Clear leader▼−1Since September 2026: 72% → 71%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.This page
Chaser27%Contested▼−11Since September 2026: 39% → 28%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-marketChaser16%Contested↗new leaderNew leader since September 2026: Chaser (19%) replaces Tesorio (16% then, 14% now), 5 points clear, inside the 10-point floor.Standing →EnterpriseHighRadius Credit Cloud73%Clear leader▼−1Since September 2026: 72% → 71%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageThe standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01HighRadius Credit Cloud73%3%62endorsed leader▼−1Since September 2026: 72% → 71%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.72% → 71%
HighRadius Credit Cloud73%3%62endorsed leader▼−1Since September 2026: 72% → 71%, −1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.72% → 71%02
Bectran4%0%26accepted challenger=heldSince September 2026: 5% → 5%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 5%
Bectran4%0%26accepted challenger=heldSince September 2026: 5% → 5%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 5%03
Credit Pulse4%0%13accepted challenger▼−3Since September 2026: 5% → 2%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 2%
Credit Pulse4%0%13accepted challenger▼−3Since September 2026: 5% → 2%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 2%04
Esker2%9%33accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Esker2%9%33accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%05
Sidetrade2%0%15accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Sidetrade2%0%15accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%06
Billtrust2%15%20accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Billtrust2%15%20accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%07
Quadient AR2%0%10accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Quadient AR2%0%10accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%08
SAP Credit Management2%10%10accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
SAP Credit Management2%10%10accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%Show the four products at 0%, ordered by negative rate
12
Tesorio0%9%11accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Tesorio0%9%11accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%09
Creditsafe0%0%14accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Creditsafe0%0%14accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%10
D&B Finance Analytics0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
D&B Finance Analytics0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%11
Onguard0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Onguard0%0%10accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
All twenty-one head-to-head pages: the top seven products, each against each
Chaser vs BectranChaser vs NuvoChaser vs HighRadius Credit CloudTesorio vs GavitiTesorio vs CreditsafeTesorio vs BectranTesorio vs NuvoTesorio vs HighRadius Credit CloudGaviti vs CreditsafeGaviti vs BectranGaviti vs NuvoGaviti vs HighRadius Credit CloudCreditsafe vs BectranCreditsafe vs NuvoCreditsafe vs HighRadius Credit CloudBectran vs NuvoBectran vs HighRadius Credit CloudNuvo vs HighRadius Credit Cloud
One product takes 73% of first choices here, so the chart would put eleven markers in one corner and one at the far edge. The two measurements it plots are columns in the standing above: share, and the negative label rate. Zero products carry a negative rate above 25% in this category.
What they warned about
Eight of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash and Kimi K2 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Kolleno62%
5 of 8 labels negative · 4 of 14 models · 2 hard negative
“Per-user/seat-based (e.g., Kolleno at ~$650/user/month) | Exponentially expensive at scale” Kimi K2, budget prompt
Billtrust15%
3 of 20 labels negative · 3 of 14 models
“Some enterprise-focused platforms (e.g., Esker, Billtrust) ... can feel cumbersome or "heavy" if your needs are primarily around credit decisioning.” Mistral Small, negative prompt
Esker9%
3 of 33 labels negative · 3 of 14 models
“Some enterprise-focused platforms (e.g., Esker, Billtrust) are built for large-scale operations and can feel cumbersome or "heavy" if your needs are primarily around credit decisioning.” Mistral Small, negative prompt
Chaser80%
4 of 5 labels negative · 2 of 14 models · 1 hard negative
“QuickBooks or Xero-native credit tools (like Chaser, Mintline, or similar SMB-focused platforms). These often lack: Deep ERP integration” DeepSeek V4 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
80 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1066 links across 190 sites, every framing counted. Ranked by the number of answers carrying the site or page. 43 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · HighRadius54 answers · 129 citations · 14 models
vendor site · Nuvo46 answers · 51 citations · 11 models
vendor site · Guideflow46 answers · 46 citations · 11 models
vendor site · Worldmetrics39 answers · 58 citations · 11 models
vendor site · Credit Pulse37 answers · 52 citations · 11 models
36 answers · 36 citations · 12 models
vendor site · Emagia30 answers · 54 citations · 11 models
vendor site · Esker25 answers · 32 citations · 13 models
vendor site · G224 answers · 37 citations · 11 models
vendor site · Tesorio23 answers · 24 citations · 11 models
vendor site · Onguard22 answers · 24 citations · 11 models
vendor site · G222 answers · 23 citations · 11 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
46 answers · 11 models
46 answers · 11 models
34 answers · 12 models
28 answers · 11 models
25 answers · 11 models
23 answers · 11 models
23 answers · 10 models
21 answers · 10 models
20 answers · 8 models
16 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “b2b credit management software”, “best b2b credit management software”, “credit management tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com HighRadius Credit Cloud 73%, HighRadius' Credit Management Software 2% | 75% | 116 | 6,600 | 118 | 294,561 company | $2,272 | 120 | 1 |
| Bectran bectran.com | 4% | 56 | 1,900 | 28 | 3,662 | 16 | ||
| Credit Pulse creditpulse.com | 4% | 29 | 210 | 30 | 6,899 | 0 | 5 | |
| Esker esker.com | 2% | 207 | 12,100 | 383 | 12,337 | 5 | 2 | |
| Sidetrade sidetrade.com | 2% | 68 | 480 | 7 | 321 | |||
| Billtrust billtrust.com | 2% | 317 | 6,600 | 159 | 50,343 | $718 | 15 | 7 |
| Quadient quadient.com Quadient AR 2% | 2% | 85 | 50 | 4 | 131,433 company | $83 | 42 | |
| SAP Credit Management sap.com | 2% | 15 | 50 | 12 | 2,214,514 | $1,251 | 23 | |
| D&B Finance Analytics Credit Intelligence | 2% | |||||||
| Dun & Bradstreet dnb.com Dun & Bradstreet 2%, D&B Finance Analytics 0% | 2% | 20 | 1,086 | 1,974,778 | $1,218 | 22 |
Google's top ten for the three searches hold 19 sites; 6 of them are among the sites the models cited here (creditpulse.com, emagia.com, esker.com, highradius.com, nuvo.com, tesorio.com). The first result for “b2b credit management software” is highradius.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best B2B credit management software for an enterprise B2B company?”Paraphrase“Which customer credit risk tool would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade credit management tools and how do they differ?”Budget-constrained“What is the best B2B credit management software for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a B2B credit management software. What should we look at?”Negative“Which credit management tools should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5HighRadius Credit CloudEsker, HighRadius' Credit Management SoftwareChangedHighRadius Credit CloudHighRadius Credit Cloudno first choiceagainst: Rogo
Two alternatives
Billtrust, Resolve PayTwo alternatives
Credit Pulse, EmagiaFour alternatives
Billtrust, Esker, Onguard, SidetradeOne alternative
Credit PulseGPT-5.4 miniHighRadius Credit CloudD&B Finance Analytics Credit IntelligenceChangedno first choiceBectranno first choicenothing named
Five alternatives
Billtrust, D&B Finance Analytics Credit Intelligence, Quadient AR, SAP Credit Management, TesorioThree alternatives
Billtrust, Creditsafe, HighRadius Credit CloudFour alternatives
Esker, HighRadius Credit Cloud, Oracle Fusion Cloud Credit Management, SAP Credit ManagementThree alternatives
HighRadius Credit Cloud, Quadient AR, SCREDITGemini 3.5 FlashHighRadius Credit CloudHighRadius Credit CloudHeldHighRadius Credit Cloud, SidetradeQuadient ARagainst: Billtrust, HighRadius Credit Cloudno first choiceagainst: Dun & Bradstreet, Excel, Experian Business Credit Reports, Google Sheets
Five alternatives
Bectran, Emagia, Esker, Serrala, TesorioThree alternatives
Bectran, Credit Pulse, D&B Finance AnalyticsFour alternatives
Bectran, Credit Pulse, Esker, Resolve PayThree alternatives
Bectran, Gaviti, Visma OnguardSeven alternatives
BlackLine, Carixa, Creditsafe, Esker, HighRadius Credit Cloud, Quadient AR, TesorioPerplexity SonarHighRadius Credit CloudHighRadius Credit CloudHeldHighRadius Credit CloudHighRadius Credit Cloudno first choiceagainst: CreditDevice, NetNow, Nuvo, Payt, TKB
Four alternatives
Bectran, Billtrust, D&B Finance Analytics, EskerFour alternatives
D&B Finance Analytics Credit Intelligence, Emagia, Esker, SidetradeFour alternatives
Bectran, Billtrust, Onguard, TesorioTwo alternatives
Esker, OnguardGrok 4.1 FastHighRadius Credit CloudHighRadius Credit CloudHeldHighRadius Credit CloudHighRadius Credit Cloudagainst: KollenoHighRadius Credit Cloudagainst: Esker, HighRadius Credit Cloud, Kolleno, SAP Credit Management, SAS Credit Risk Management
Two alternatives
D&B Finance Analytics Credit Intelligence, Oracle Fusion Cloud Credit ManagementOne alternative
Moody's Analytics Credit Risk SolutionsFive alternatives
Bectran, Billtrust, Creditsafe, Onguard, SidetradeFour alternatives
Billtrust, Credit Pulse, Esker, NuvoThree alternatives
Credit Pulse, Emagia Credit Automation, Resolve PayMistral SmallBectran, SAP Credit ManagementHighRadius Credit CloudChangedHighRadius Credit Cloud, Tesorioagainst: GavitiHighRadius Credit Cloudno first choiceagainst: Billtrust, Esker
Two alternatives
Creditsafe, KollenoFour alternatives
Creditsafe, D&B Finance Analytics, Experian Business Credit Reports, KollenoTwo alternatives
Esker, NuvoDeepSeek V4 FlashHighRadius Credit Cloudagainst: ChaserHighRadius Credit CloudHeldHighRadius Credit CloudHighRadius Credit Cloudagainst: Billtrust, Chaser, PaidniceHighRadius Credit Cloudagainst: Esker, SAP Native Credit Management, Tesorioagainst: Chaser, Mintline, NetNow
Two alternatives
Bectran, EmagiaThree alternatives
Emagia, Esker, TesorioSeven alternatives
Bectran, Billtrust, Creditsafe, D&B Finance Analytics, Esker, Nuvo, RexOne alternative
SidetradeOne alternative
BectranLlama 4 MaverickHighRadius Credit CloudDun & BradstreetChangedno first choiceno first choiceno first choicenothing named
Two alternatives
Bectran, GuideflowTwo alternatives
Creditsafe, HighRadius Credit CloudQwen 3.7 FlashHighRadius Credit CloudHighRadius Credit Cloud, SidetradeChangedEsker, HighRadius Credit CloudHighRadius Credit Cloudagainst: Chaser, Kolleno, Nuvono first choicenothing named
Three alternatives
Bectran, Esker, NuvoTwo alternatives
Dun & Bradstreet, S&P Global Market IntelligenceFour alternatives
Bectran, Coface, Dun & Bradstreet, SidetradeTwo alternatives
Bectran, Experian Business ServicesKimi K2Billtrust, HighRadius Credit CloudD&B Enterprise Risk Assessment ManagerChangedHighRadius Credit CloudCredit Pulse, HighRadius Credit Cloudagainst: Kollenono first choicenothing named
Three alternatives
Bectran, SAP Credit Management, TesorioThree alternatives
Emagia AI-Powered Credit Risk Management, Esker, HighRadius Credit CloudFive alternatives
Bectran, Creditsafe, Emagia, Oracle Fusion Cloud Credit Management, SAP Credit ManagementTwo alternatives
Esker, Serrala FS² Credit & RiskGLM 4.7 FlashXHighRadius Credit Cloudagainst: SAP AribaHighRadius Credit CloudHeldno first choiceHighRadius Credit Cloudno first choicenothing named
One alternative
BectranThree alternatives
Bectran, D&B Finance Analytics, EskerThree alternatives
Chaser, Credit Pulse, PaidniceMiniMax M2.5HighRadius Credit CloudHighRadius Credit CloudHeldHighRadius Credit Cloudno first choiceHighRadius Credit Cloudnothing named
Two alternatives
Bectran, NuvoTwo alternatives
Bectran, EskerFive alternatives
Billtrust, Esker, Onguard, Oracle Fusion Cloud Credit Management, SAP Credit ManagementThree alternatives
Creditsafe, D&B Finance Analytics, EskerGPT-6 LunaHighRadius Credit CloudHighRadius Credit CloudHeldno first choiceCredit Pulseno first choiceagainst: Oracle Fusion Cloud Credit Management
Four alternatives
Esker, Oracle Fusion Cloud Credit Management, SAP Credit Management, SidetradeOne alternative
D&B Finance AnalyticsSeven alternatives
Dun & Bradstreet Credit Intelligence, Esker, HighRadius Credit Cloud, Moody's Trade Credit, Oracle Fusion Cloud Credit Management, SAP Credit Management, Sidetrade Credit Risk ExpertTwo alternatives
Bectran, HighRadius Credit CloudMuse Glimmer 30BHighRadius Credit CloudHighRadius Credit CloudHeldno first choiceHighRadius Credit Cloudagainst: Kollenono first choiceagainst: CreditDevice, Payt, TKB
Three alternatives
Bectran, Creditsafe, D&B Finance AnalyticsOne alternative
Credit PulseOne alternative
Credit PulseBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:19 | yes | 9 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:43 | yes | 3 | 4 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:45 | yes | 14 | 22 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 10:44 | yes | 18 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:45 | yes | 22 | 17 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:21 | yes | 9 | 6 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:25 | yes | 23 | 32 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:47 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:29 | yes | 9 | 22 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:39 | yes | 12 | 18 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:56 | yes | 22 | 31 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:18 | yes | 10 | 36 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:19 | yes | 4 | 11 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:02 | yes | 18 | 27 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:08 | yes | 9 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:41 | yes | 3 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:26 | yes | 7 | 22 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 09:24 | yes | 17 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:13 | yes | 21 | 6 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:52 | yes | 5 | 2 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:22 | yes | 21 | 26 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:49 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:02 | yes | 8 | 37 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:45 | yes | 19 | 19 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:10 | yes | 14 | 21 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:49 | yes | 9 | 20 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:57 | yes | 2 | 11 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:43 | yes | 10 | 16 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:05 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:31 | yes | 5 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:51 | yes | 19 | 24 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 08:42 | yes | 16 | 5 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:47 | yes | 20 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:42 | yes | 15 | 11 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:22 | yes | 21 | 40 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:33 | yes | 5 | 1 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:15 | yes | 15 | 51 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:46 | yes | 18 | 26 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:40 | yes | 15 | 19 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:18 | yes | 18 | 33 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:36 | yes | 7 | 21 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:45 | yes | 24 | 56 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:51 | yes | 14 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:51 | yes | 4 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:40 | yes | 17 | 25 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 08:40 | yes | 17 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:11 | yes | 22 | 9 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:15 | yes | 5 | 3 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:07 | yes | 25 | 26 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:38 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 11:20 | yes | 17 | 127 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 11:26 | yes | 24 | 22 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:01 | yes | 23 | 43 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:16 | yes | 18 | 43 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:56 | yes | 3 | 24 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:09 | yes | 18 | 39 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:26 | yes | 19 | 12 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:58 | yes | 0 | 9 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:54 | no | 0 | 16 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 08:03 | yes | 15 | 7 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:54 | yes | 14 | 10 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:57 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:27 | yes | 21 | 38 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:58 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:10 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:07 | yes | 25 | 31 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:16 | yes | 14 | 28 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:00 | yes | 11 | 27 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:23 | yes | 4 | 27 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:46 | yes | 14 | 28 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:26 | yes | 17 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:02 | yes | 4 | 9 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:09 | yes | 6 | 28 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 08:36 | yes | 17 | 3 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:37 | yes | 24 | 9 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:02 | yes | 10 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:10 | yes | 23 | 35 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:37 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:01 | yes | 10 | 38 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:38 | yes | 18 | 30 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:20 | yes | 19 | 63 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:34 | yes | 8 | 34 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:06 | yes | 2 | 17 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:18 | yes | 14 | 25 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
CreditPulse read as Credit Pulse
Experian read as Experian Business Credit Reports
Experian Business read as Experian Business Credit Reports
HighRadius read as HighRadius Credit Cloud
HighRadius (Autonomous Credit Cloud) read as HighRadius Credit Cloud
HighRadius (Credit Cloud) read as HighRadius Credit Cloud
HighRadius Accounts Receivables read as HighRadius Credit Cloud
Moody's Analytics read as Moody's
Oracle read as Oracle Fusion Cloud Credit Management
Quadient read as Quadient AR
Quadient (formerly YayPay) read as Quadient AR
Quadient Accounts Receivable read as Quadient AR
Resolve read as Resolve Pay
SAP read as SAP Credit Management
Unresolved, counted raw
Alarmbox
Atradius Collections & Credit Risk
Carixa
Cortera Credit Risk Management
Credit Benchmark
CreditSafe Business Credit Reports
D&B Enterprise Risk Assessment Manager (ERAM)
Dun & Bradstreet Credit Manager
Emagia AI-Powered Credit Risk Management
Emagia Credit Automation
Experian Business Credit Manager
Experian Business Services
Experian PowerCurve
FICO Decision Management Suite
FICO Enterprise Risk Suite
FIS CreditLens
HighRadius' Credit Management Software
Mintline
Moody's Analytics Credit Risk Solutions
Provenir
Rogo
SAP Collections Management
SAP Native Credit Management
SAS Credit Risk Management
SAS Credit Scoring
ScoreRight
Serrala FS² Credit & Risk
Sidetrade Credit Risk Expert
TransUnion CreditVision
Visma Onguard
Zest AI
Discontinued, still offered
No shut-down product was recommended here.