Corporate cards for small business buyers
Asked as “corporate card program”, and as “business credit card with spend controls”, on behalf of a small B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
68%
Clear leader
68Ramp12Brex10BILL Spend & Expense10others
68% of first choices, clear leader.
Since September 2026▼−9Since September 2026: 74% → 65%, −9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Ramp held the lead, −9 points on 74%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Ramp68%Clear leader▼−9Since September 2026: 74% → 65%, −9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageMid-marketRamp52%Clear leader▼−21Since September 2026: 69% → 48%, −21 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →EnterpriseRamp34%Contested▼−17Since September 2026: 51% → 34%, −17 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →
Ramp68%Clear leader▼−9Since September 2026: 74% → 65%, −9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageMid-marketRamp52%Clear leader▼−21Since September 2026: 69% → 48%, −21 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →EnterpriseRamp34%Contested▼−17Since September 2026: 51% → 34%, −17 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Ramp68%9%68endorsed leader▼−9Since September 2026: 74% → 65%, −9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.74% → 65%
Ramp68%9%68endorsed leader▼−9Since September 2026: 74% → 65%, −9 points. Inside the 10-point floor: within noise. Read over the models both editions asked.74% → 65%02
Brex12%24%59accepted challenger▲+12Since September 2026: 2% → 14%, +12 points. Past the 10-point floor: movement. Read over the models both editions asked.2% → 14%
Brex12%24%59accepted challenger▲+12Since September 2026: 2% → 14%, +12 points. Past the 10-point floor: movement. Read over the models both editions asked.2% → 14%03
BILL Spend & Expense10%2%44accepted challenger▲+2Since September 2026: 7% → 9%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 9%
BILL Spend & Expense10%2%44accepted challenger▲+2Since September 2026: 7% → 9%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 9%04
Rho2%0%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Rho2%0%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the three products at 0%, ordered by negative rate
07
American Express Corporate Card0%45%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
American Express Corporate Card0%45%20criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%06
Mercury0%8%12accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Mercury0%8%12accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%05
Airwallex0%0%10accepted challenger▼−5Since September 2026: 5% → 0%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 0%
Airwallex0%0%10accepted challenger▼−5Since September 2026: 5% → 0%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All fifteen head-to-head pages: the top six products, each against each
One product takes 68% of first choices here, so the chart would put six markers in one corner and one at the far edge. The two measurements it plots are columns in the standing above: share, and the negative label rate. One product carries a negative rate above 25% in this category.
What they warned about
Eight of fourteen models held their first choice under the paraphrase. Perplexity Sonar, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Brex24%
14 of 59 labels negative · 9 of 14 models · 2 hard negative
“If you are a traditional main-street business, do not waste time applying here.” Gemini 3.5 Flash, negative prompt
American Express Corporate Card45%
9 of 20 labels negative · 7 of 14 models · 1 hard negative
“Small businesses should primarily be cautious about traditional "corporate" credit card programs from major banks like American Express (e.g., Corporate Platinum), JPMorgan Chase, or Citi” Grok 4.1 Fast, negative prompt
Ramp9%
6 of 68 labels negative · 6 of 14 models
“Requires **$25,000 cash in your business bank account**; only available to corporations, LLCs, or LPs—**sole proprietors are ineligible**” Kimi K2, negative prompt
Capital One100%
5 of 5 labels negative · 5 of 14 models · 2 hard negative
“**Avoid** Capital One revolving business cards if you do not want your business spending to drag down your personal credit score.” Gemini 3.5 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
76 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1008 links across 127 sites, every framing counted. Ranked by the number of answers carrying the site or page. 10 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Ramp53 answers · 137 citations · 14 models
vendor site · Brex47 answers · 83 citations · 12 models
46 answers · 73 citations · 12 models
vendor site · Rippling40 answers · 66 citations · 11 models
33 answers · 40 citations · 12 models
vendor site · Airwallex29 answers · 31 citations · 13 models
vendor site · BILL23 answers · 32 citations · 11 models
23 answers · 27 citations · 11 models
22 answers · 23 citations · 10 models
vendor site · Expensify20 answers · 22 citations · 11 models
19 answers · 23 citations · 9 models
19 answers · 21 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
31 answers · 10 models
27 answers · 11 models
23 answers · 11 models
20 answers · 11 models
20 answers · 10 models
18 answers · 9 models
16 answers · 9 models
15 answers · 10 models
15 answers · 10 models
14 answers · 7 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best corporate card program”, “corporate card program”, “corporate card programs”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Ramp ramp.com | 68% | 1042 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | 2 |
| Brex brex.com | 12% | 640 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 1 |
| BILL bill.com BILL Spend & Expense 10% | 10% | 342 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | |
| Chase chase.com Chase Ink Business Preferred 2%, Chase Ink Business Unlimited 2%, Chase Ink 0% | 4% | 14 | 6,120,000 | 327,918 | 52,427,131 company | $69,752 | 119 | |
| Rho rho.co | 2% | 90 | 74,000 | 7,366 | 182,562 | $416 | 2 | |
| Rippling rippling.com Rippling Spend 2% | 2% | 95 | 301,000 | 17,886 | 712,399 company | $42,013 | 115 | |
| Ramp Corporate Credit Card | 2% | |||||||
| Airwallex airwallex.com | 0% | 308 | 27,100 | 416 | 420,414 | $56,832 | 45 | 2 |
| Mercury mercury.com | 0% | 179 | 368,000 | 130,988 | 301,244 | $284,811 | 25 | |
| Capital One Spark capitalone.com Capital One Spark Cash Select 0%, Capital One Spark 0%, Capital One Spark Cash Plus 0% | 0% | 13 | 2,400 | 12 | 22,535,395 company | $64,353 | 99 |
Google's top ten for the three searches hold 20 sites; 5 of them are among the sites the models cited here (airwallex.com, brex.com, ramp.com, use.expensify.com, wise.com). The first result for “best corporate card program” is brex.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best corporate card program for a small B2B company?”Paraphrase“Which business credit card with spend controls would you recommend to a small business that sells to other businesses?”Comparative“What are the top corporate card programs for a small team and how do they differ?”Budget-constrained“What is the best corporate card program for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a corporate card program. What should we look at?”Negative“Which corporate card programs should a small business avoid or be cautious about?”
Claude Haiku 4.5RampRampHeldRampno first choiceno first choicenothing named
Four alternatives
BILL Spend & Expense, Brex, Rho, Rippling SpendTwo alternatives
BILL Divvy Card, BrexFour alternatives
Amex Corporate Platinum, BILL Spend & Expense, Brex, NavanGPT-5.4 miniRampRampHeldBrex, RampRampno first choicenothing named
Two alternatives
Airwallex, American Express Corporate CardTwo alternatives
American Express Business Gold, BILL Spend & ExpenseThree alternatives
Airbase, American Express Corporate Card, BILL Spend & ExpenseOne alternative
RhoGemini 3.5 FlashRampRampHeldagainst: American Express Business GoldRampRampRampagainst: American Express Corporate Card, Chase Inkagainst: American Express Business Platinum, Brex, Capital One, Capital One Spark Cash Plus, Credit One, Ramp, TD Bank
Three alternatives
Amex Business Gold Card, BILL Spend & Expense, BrexTwo alternatives
BILL Spend & Expense, BrexFour alternatives
BILL Spend & Expense, Brex, Mercury, RhoThree alternatives
American Express Blue Business Cash, BILL Spend & Expense, RhoTwo alternatives
BILL Spend & Expense, BrexPerplexity SonarRampBrexChangedBILL Spend & Expense, Chase InkBILL Spend & Expenseno first choicenothing named
Three alternatives
BILL Spend & Expense, Brex, Rippling SpendOne alternative
U.S. Bank Spend ManagementFive alternatives
Airwallex, American Express Business cards, Brex, Mercury, RampTwo alternatives
Airwallex, RampGrok 4.1 FastRampagainst: American Express Corporate Card, Capital One SparkRampHeldagainst: American Express Business Gold, Capital One Spark Cash PlusRampRampagainst: Amex Blue Business Cash, BrexBrex, Ramp, Rhoagainst: American Express Corporate Cardagainst: American Express Corporate Card, Brex, Citi Commercial Cards, Corpay, J.P. Morgan Commercial Cards
Two alternatives
BILL Spend & Expense, BrexTwo alternatives
BILL Divvy Card, BrexTwo alternatives
BILL Spend & Expense, BrexOne alternative
BILL Spend & ExpenseTwo alternatives
Airwallex, Chase Ink Business PreferredMistral SmallRippling SpendBrexChangedRampBILL Spend & Expenseno first choiceagainst: American Express Corporate Card, Bank of America, Brex, Capital One, Chase, U.S. Bank
Three alternatives
Brex, Ramp, RhoTwo alternatives
Capital One Spark Cash Plus, RampFour alternatives
BILL Spend & Expense, Brex, Mercury, PayhawkThree alternatives
Expensify, Pleo, U.S. Bank Triple Cash Rewards Visa® Business CardDeepSeek V4 FlashRampagainst: BrexBrex, RampChangedRampChase Ink Business Unlimitedagainst: BrexRampagainst: Brex, Capital One, Mercury, Ramp, Stripe Corporate Card
Two alternatives
BILL Spend & Expense, Chase Ink Business PreferredOne alternative
American Express Blue Business PlusFive alternatives
Amex Business Cards, Brex, Capital One Spark, Chase Ink, Mercury IO CardThree alternatives
BILL Spend & Expense, Capital One Spark Cash Select, RampThree alternatives
Brex, Expensify, NavanLlama 4 Maverickno first choiceno first choiceHeldno first choiceBILL Spend & Expenseno first choicenothing named
One alternative
Aspire USQwen 3.7 FlashRampRamp Corporate Credit CardChangedRampRampno first choiceagainst: American Express Corporate Card, Bank of America, Brex, Capital One, Chase
Four alternatives
BILL Spend & Expense, Brex, Chase Ink Business Preferred™, Wise BusinessTwo alternatives
Brex, Capital One Spark Cash PlusFour alternatives
American Express Blue Business® Plus, BILL Spend & Expense, Capital One Spark Cash Select, Chase Ink Business PreferredTwo alternatives
Bank of America Business Advantage Cash Rewards, Capital One Spark Cash SelectKimi K2RampRampHeldBILL Spend & Expense, Rampagainst: American Express Corporate Card, PayhawkBILL Spend & Expenseagainst: BrexBrex, Rampagainst: Brex, Ramp, UBS Preferred Visa Signature
Three alternatives
BILL Spend & Expense, Brex, MercuryTwo alternatives
American Express Business Gold, BrexTwo alternatives
Brex, MercuryTwo alternatives
Mercury, RampTwo alternatives
American Express Corporate Card, MercuryGLM 4.7 FlashXRampRampHeldagainst: American Express Business Gold, Capital One Spark Cash Plus, Prepaid Business CardsBrex, RampRampno first choiceagainst: Amex Corporate Platinum, Brex, Ramp
Three alternatives
BILL Spend & Expense, Brex, Rippling SpendOne alternative
U.S. Bank Business Credit CardsFour alternatives
American Express Business Gold, Capital One Spark Cash Plus, Chase Ink Business Preferred, Chase Ink Business UnlimitedTwo alternatives
Capital One Spark Classic for Business, Chase Ink Business Cash or UnlimitedMiniMax M2.5RampChase Ink Business PreferredChangedRampRampBrex, Rampnothing named
Three alternatives
Brex, Capital One Spark Cash Plus, RampFour alternatives
BILL Spend & Expense, Brex, Mercury, RhoThree alternatives
BILL Spend & Expense, Chase Ink Business Unlimited, U.S. Bank Triple Cash Rewards Visa® Business CardGPT-6 LunaRampRampHeldRampagainst: American Express Corporate CardRampno first choiceagainst: Amex's Corporate Purchasing Card, BILL Spend & Expense, Brex, Ramp
Two alternatives
BILL Spend & Expense, BrexOne alternative
Chase InkFour alternatives
BILL Spend & Expense, Brex, Capital One Spark, Chase InkTwo alternatives
AmEx Blue Business Cash, Rho's card with Daily TermsMuse Glimmer 30BBILL Spend & Expense, Rampagainst: BrexRampChangedagainst: American Express Business GoldBrex, RampRampno first choiceagainst: American Express Business Platinum, American Express Corporate Card, BILL Divvy Card, Bank of America, Brex, Capital One, Chase, Ramp, U.S. Bank
One alternative
Chase Ink Business PreferredOne alternative
BrexThree alternatives
American Express Corporate Card, BILL Spend & Expense, Capital One SparkTwo alternatives
BILL Spend & Expense, BrexBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:09 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:31 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:51 | yes | 16 | 24 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 10:43 | yes | 20 | 4 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:52 | yes | 24 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 11:15 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:24 | yes | 23 | 29 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:14 | yes | 5 | 3 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:59 | yes | 10 | 42 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:07 | yes | 10 | 19 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:38 | yes | 20 | 48 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:26 | yes | 5 | 18 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:42 | yes | 4 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:16 | yes | 15 | 18 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:43 | yes | 18 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:43 | yes | 3 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:00 | yes | 19 | 24 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 08:13 | yes | 21 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:08 | yes | 23 | 11 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:57 | yes | 5 | 3 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:22 | yes | 23 | 25 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:34 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:08 | yes | 9 | 36 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:49 | yes | 16 | 21 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:16 | yes | 23 | 110 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:39 | yes | 16 | 45 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:11 | yes | 3 | 18 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:39 | yes | 14 | 26 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:31 | yes | 9 | 8 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:20 | yes | 5 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:12 | yes | 19 | 24 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 09:54 | yes | 18 | 6 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:17 | yes | 23 | 8 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:01 | yes | 15 | 8 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:16 | yes | 24 | 47 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:11 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:45 | yes | 10 | 42 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:57 | yes | 15 | 26 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:04 | yes | 15 | 75 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:52 | yes | 12 | 30 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:33 | yes | 6 | 27 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:44 | yes | 13 | 39 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:37 | no | 0 | 4 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:07 | yes | 2 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:47 | yes | 18 | 21 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 10:42 | yes | 21 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:03 | yes | 25 | 12 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:43 | yes | 15 | 14 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:31 | yes | 25 | 34 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:33 | yes | 5 | 3 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:33 | yes | 8 | 45 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:06 | yes | 14 | 20 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:33 | yes | 21 | 78 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:02 | yes | 10 | 29 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:13 | yes | 3 | 15 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:04 | yes | 12 | 19 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:11 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:38 | no | 0 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:56 | yes | 11 | 23 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 07:32 | yes | 20 | 4 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:05 | yes | 13 | 9 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:27 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:19 | yes | 18 | 26 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:31 | yes | 5 | 5 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:14 | yes | 9 | 25 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:48 | no | 0 | 24 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:56 | yes | 14 | 27 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:22 | no | 0 | 10 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:20 | yes | 1 | 14 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:33 | no | 0 | 2 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:25 | yes | 18 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:20 | yes | 4 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:06 | yes | 14 | 22 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 10:47 | yes | 18 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:39 | yes | 22 | 9 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:24 | yes | 5 | 4 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:35 | yes | 25 | 31 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:17 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:06 | yes | 10 | 19 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:30 | yes | 20 | 29 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:54 | yes | 17 | 109 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 07:39 | no | 0 | 9 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:32 | yes | 4 | 26 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:16 | yes | 20 | 45 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
American Express read as American Express Corporate Card
American Express (e.g., Corporate Platinum) read as American Express Corporate Card
American Express Business read as American Express Corporate Card
American Express corporate read as American Express Corporate Card
Amex read as American Express Corporate Card
Amex Business read as American Express Corporate Card
BILL read as BILL Spend & Expense
BILL (Divvy) read as BILL Spend & Expense
BILL Spend & Expense, formerly Divvy read as BILL Spend & Expense
Citi read as Citi Commercial Cards
Divvy read as BILL Spend & Expense
Divvy (BILL) read as BILL Spend & Expense
Divvy (by Bill.com) read as BILL Spend & Expense
JPMorgan Chase read as J.P. Morgan Commercial Cards
Rippling read as Rippling Spend
Stripe read as Stripe Corporate Card
Unresolved, counted raw
AirCards
AmEx Blue Business Cash
American Express Blue Business® Plus
Amex Blue Business Cash
Amex Business Cards (e.g., Business Platinum)
Amex Business Gold Card
Amex's Corporate Purchasing Card
Bank of America Business Advantage Cash Rewards
Capital One Spark Classic for Business
Capital One Spark Miles Select for Business
Chase Ink Business Cash or Unlimited
Chase Ink Business Preferred™
Chase Ink Business Unlimited® Credit Card
Citi Corporate Cards
Citi Double Cash
Discover
HSBC Commercial Card
Mercury IO Card
Prepaid Business Cards
Purchasing Cards (P-Cards)
Ramp Corporate Credit Card
Rho's card with Daily Terms
Rippling Spend Corporate Card
SVB cards
U.S. Bank Business Credit Cards
U.S. Bank Spend Management
UBS Preferred Visa Signature
Uplift
Venture Business
Venture X Business
Discontinued, still offered
No shut-down product was recommended here.