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Finance AI Index
Index › Products › Expensify · October 2026 Edition
5 categories · Ranked

Expensify

256Judge labels
17First choices
69Negative labels
14 / 14Models named it
5Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
19% in Expense management for small business buyers
Rank 3 of 54 in the mid-market standingaccepted challenger
2 of 14 models made it the first choice on the direct prompt; 17% of its 64 labels there were negative.
What the models named instead of Expensify →
By buyer segmentStrongest at small business.
In expense management · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Expensify for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Expense managementSpend and procurement10%3 of 5417%64accepted challenger▲+7Since September 2026: 4% → 11%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Spend management platformsSpend and procurement0%45 of 4647%17criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Corporate cardsSpend and procurement0%20 of 670%4under 10 labels · led by Ramp at 52%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Business bill payTreasury and cash0%32 of 980%2under 10 labels · led by BILL at 32%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
Telecom expense managementSpend and procurement0%50 of 890%1under 10 labels · led by Genuity at 19%

Movement

Since September 2026, Expensify held within the floor in all five categories: no change cleared 10 points.

Best category · Expense management · by segment

Small business▲+1Since September 2026: 19% → 20%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.
20%from 19% in September 2026
Inside the floor by 9 pointsRank 3 of 41, unchanged
Mid-market▲+7Since September 2026: 4% → 11%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
11%from 4% in September 2026
Inside the floor by 3 pointsRank 6 → 3 of 46
Enterprise▼−5Since September 2026: 5% → 0%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 5% in September 2026
Inside the floor by 5 pointsRank 5 → 36 of 39

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Expense management4%11%▲+7Since September 2026: 4% → 11%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 6 → 3 of 54
Spend management platfor0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 13 → 45 of 46
Corporate cards0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 40 → 20 of 67
Business bill pay0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 19 → 32 of 98
Telecom expense mgmt0%0%newNew since September 2026: not ranked then, 0% now.New this editionRank 50 of 89, unchanged

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Expensify across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.503227
GPT-5.4 mini04004
Gemini 3.5 Flash03126
Perplexity Sonar12126
Grok 4.1 Fast22217
Mistral Small02114
DeepSeek V4 Flash05128
Llama 4 Maverick01315
Qwen 3.7 Flash14117
Kimi K2133310
GLM 4.7 FlashX23106
MiniMax M2.513116
GPT-6 Luna01113
Muse Glimmer 30B13329

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct29 labels4
Paraphrase39 labels10
Comparative50 labels9not counted in share
Budget-constrained52 labels2
Scale-constrained34 labels1
Negative52 labels2not counted in share
First choiceAlternativeMentionNegative256 labels in all, every segment counted; 17 of the 28 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Expensify | Small to mid-sized businesses, SMBs, distributed teams | $5/user/month ... Simple onboarding, fast expense submission, excellent value for money” GLM 4.7 FlashX · Expense management · comparative prompt · first choice
“### 1. Expensify (Best All-Rounder) ... Choose Expensify if: You want the safest bet with the widest range of accounting software connections.” Qwen 3.7 Flash · Expense management · paraphrase prompt · first choice
“I'd recommend Expensify as the default choice if you want a strong balance of ease of use, automation, and cost” Perplexity Sonar · Expense management · paraphrase prompt · first choice
“Expensify - Best overall for flexible, mobile-first expense reporting across small to mid-sized teams.” Grok 4.1 Fast · Expense management · comparative prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“"I strongly advise against using Expensify. Cancelling their service is incredibly challenging and time-consuming."..."I have a strong dislike for Expensify and wouldn't suggest using it."” Muse Glimmer 30B · Spend management platfor · negative prompt · hard negative
“Legacy platforms (older versions of SAP Concur, Expensify's legacy product) – Often unmaintained with security vulnerabilities” Kimi K2 · Spend management platfor · negative prompt · hard negative
“criticized for complex and unintuitive interfaces, unexpected fees, unreliable credit card syncing, and poor customer support” Mistral Small · Expense management · negative prompt · hard negative
“Came under fire for receipt scanning methodology using third-party ML services... recurring technical and syncing problems” MiniMax M2.5 · Expense management · negative prompt · hard negative

Named alongside

The products named in the same answers as Expensify, over the 256 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Expensify was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Ramp202 of 25676Compare →
Brex136 of 25612Compare →
Emburse44 of 2561Not among the top eight
Spendesk32 of 2562Not among the top eight
Airbase27 of 2561Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Expensify. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 241 of the 256 answers that named Expensify and are not a share of its labels.

Domains cited

ramp.com135
bill.com120
g2.com99
ofx.com99
airwallex.com96
brex.com94
use.expensify.comYour site94
emburse.com80
rippling.com74
mercury.com72

869 of the 963 domain citations in answers naming Expensify came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

expensify.com ranks first on Google for the category's searches. In the answers, Expensify takes 10% of first choices and Ramp takes 35%.
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In search

Google, US estimates
Position for “expense management tools”
–
not in the top ten
Position for “expense management software”
1
Searches for its name, Google
74,000 a month (“expensify”)
AI search demand for its name, est.
932 a month
Organic visits to its site
about 76,291 a month
Searches its site ranks for
8,060 · 493 in the top three
Sites linking to it
8,441
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
34 ads · 34 text · 0 shown in the last 30 days

First shown July 2023, as Expensify, Inc., verified. Ads started 2025-10 to 2026-09: 18 in the year, 16 before. 1 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
10%
rank 3 of 54 in expense management
Segment leader
35%
Ramp
First choices
17 across its categories
Named in
256 answers
Its own site cited
in 241 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

ShowHide
Addresses on expensify.com
1,560
subdomains included
Content
338
counted in the table below
Documentation
1,076
Product · Integration
0 · 0
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog17142026-09-21
Report or ebook130172026-09-24
Case study1002026-01-09
Template or tool912026-07-31
Comparison602026-02-23
Webinar or virtual event402023-07-13
Glossary or explainer312026-07-06
Conference or event202023-12-14
News or press2undated
Podcast or video1undated
How it is countedHide how it is counted

Every page expensify.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Names read as Expensify

What the judge wrote, as written, with how often. The vendor table decides that these count as Expensify; a claim can dispute any of them.
Expensify + Partnered Banks 1Expensify/BILL 1

Follow Expensify

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Expensify is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Spend Management Software for Receipts & Expenses
For
employees, employers, and accounting teams
Price stated
Expensify is completely free to use as an individual. For companies, plans start at $5 per member. expensify.com
Starting price
5 expensify.com
Free plan or trial
free to use as an individual expensify.com
Integrations claimed
45 expensify.com
Customers named
Brooklyn NetsRoadtrippersPhilzAprio CloudAmestoAccordCareAviv ClinicsRedmond Accounting
Not stated on the pages read
Certifications, hosting

What Expensify's own pages state, read September 28, 2026: expensify.com, trust.expensify.com/controls. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Expensify's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Expensify, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Expensify by email, built from the raw record of the edition. It shows:

  • where Expensify is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Expensify, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at expensify.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.

Badges

Wins only: a badge exists where Expensify is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
ShowHide

Expensify is among the products AI models recommend first in Expense management this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/expense-management/"><img src="https://finance-ai-index.com/badges/2026-10/expensify--expense-management-wide.svg" alt="Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the Expense management standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/expense-management/"><img src="https://finance-ai-index.com/badges/2026-10/expensify--expense-management-square.svg" alt="Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the Expense management standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/expense-management/"><img src="https://finance-ai-index.com/badges/2026-10/expensify--expense-management-compact.svg" alt="Among AI models' top three in Expense management, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the Expense management standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.