Spend management platforms for small business buyers
Asked as “spend management platform”, and as “all-in-one spend control software”, on behalf of a small B2B company. 55 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
58%
Clear leader
58Ramp31BILL Spend & Expense04Rippling Finance07others
58% of first choices, clear leader.
Since September 2026▲+2Since September 2026: 51% → 53%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Ramp held the lead, +2 points on 51%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Ramp58%Clear leader▲+2Since September 2026: 51% → 53%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageMid-marketRamp44%Clear leader▼−6Since September 2026: 49% → 43%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Enterprise
Coupa56%Clear leader▲+1Since September 2026: 54% → 55%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →
Ramp58%Clear leader▲+2Since September 2026: 51% → 53%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageMid-marketRamp44%Clear leader▼−6Since September 2026: 49% → 43%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →EnterpriseCoupa56%Clear leader▲+1Since September 2026: 54% → 55%, +1 point. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Ramp58%13%68endorsed leader▲+2Since September 2026: 51% → 53%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.51% → 53%
Ramp58%13%68endorsed leader▲+2Since September 2026: 51% → 53%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.51% → 53%02
BILL Spend & Expense31%15%61endorsed leader=heldSince September 2026: 35% → 35%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.35% → 35%
BILL Spend & Expense31%15%61endorsed leader=heldSince September 2026: 35% → 35%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.35% → 35%03
Zoho Expense2%4%23accepted challenger▼−4Since September 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.6% → 2%
Zoho Expense2%4%23accepted challenger▼−4Since September 2026: 6% → 2%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.6% → 2%04
Payhawk2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Payhawk2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%05
Spendesk2%25%16criticized challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Spendesk2%25%16criticized challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%Show the four products at 0%, ordered by negative rate
09
SAP Concur0%85%13criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
SAP Concur0%85%13criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%08
Airbase0%35%17criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Airbase0%35%17criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%07
Expensify0%32%34criticized challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%
Expensify0%32%34criticized challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%06
Brex0%26%47criticized challenger▼−4Since September 2026: 4% → 0%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 0%
Brex0%26%47criticized challenger▼−4Since September 2026: 4% → 0%, −4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.4% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
For buyers
All twenty-one head-to-head pages: the top seven products, each against each
Ramp vs SpendeskRamp vs Zoho ExpenseRamp vs CoupaAirbase vs BILL Spend & ExpenseAirbase vs PayhawkAirbase vs SpendeskAirbase vs Zoho ExpenseAirbase vs CoupaBILL Spend & Expense vs PayhawkBILL Spend & Expense vs SpendeskBILL Spend & Expense vs Zoho ExpenseBILL Spend & Expense vs CoupaPayhawk vs SpendeskPayhawk vs Zoho ExpensePayhawk vs CoupaSpendesk vs Zoho ExpenseSpendesk vs CoupaZoho Expense vs Coupa
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
010203040506070809Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative70%
Key
01Ramp58%
Ramp58%02BILL Spend & Expense31%
BILL Spend & Expense31%03Zoho Expense2%
Zoho Expense2%04Payhawk2%
Payhawk2%05Spendesk2%
Spendesk2%06Brex0%
Brex0%07Expensify0%
Expensify0%08Airbase0%
Airbase0%09SAP Concur0%
SAP Concur0%What they warned about
Eight of fourteen models held their first choice under the paraphrase. Perplexity Sonar, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash and GLM 4.7 FlashX changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
SAP Concur85%
11 of 13 labels negative · 9 of 14 models · 5 hard negative
“Platforms to **Avoid** ... **SAP Concur**: Frequently criticized by small business users for being too expensive, having a steep learning curve” Grok 4.1 Fast, negative prompt
BILL Spend & Expense15%
9 of 61 labels negative · 9 of 14 models · 1 hard negative
“I wish I never touched it... it is single handedly ruining my business” Mistral Small, negative prompt
Expensify32%
11 of 34 labels negative · 9 of 14 models
“Many legacy expense systems (like Expensify or Concur) charge a monthly fee per user. For 30 employees, this is an unnecessary tax.” Gemini 3.5 Flash, scale prompt
Ramp13%
9 of 68 labels negative · 9 of 14 models
“users have reported frustration with Ramp's fluctuating credit limits ... slow response times and inflexible customer service” Claude Haiku 4.5, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
78 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1059 links across 141 sites, every framing counted. Ranked by the number of answers carrying the site or page. 11 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Ramp61 answers · 112 citations · 14 models
vendor site · BILL50 answers · 84 citations · 14 models
vendor site · Emburse44 answers · 45 citations · 12 models
vendor site · G241 answers · 83 citations · 12 models
vendor site · Mercury41 answers · 43 citations · 12 models
vendor site · Brex37 answers · 55 citations · 14 models
vendor site · Airwallex31 answers · 37 citations · 10 models
vendor site · Rippling27 answers · 37 citations · 11 models
vendor site · Rho26 answers · 29 citations · 10 models
25 answers · 25 citations · 7 models
24 answers · 26 citations · 8 models
vendor site · G223 answers · 27 citations · 11 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
43 answers · 12 models
41 answers · 12 models
35 answers · 10 models
33 answers · 10 models
29 answers · 11 models
25 answers · 9 models
25 answers · 7 models
24 answers · 8 models
22 answers · 8 models
22 answers · 11 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best spend management platform”, “spend management platform”, “spend management platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Ramp ramp.com | 58% | 1042 | 246,000 | 49,733 | 770,056 | $13,511 | 120 | 3 |
| BILL bill.com BILL Spend & Expense 31% | 31% | 342 | 2,740,000 | 1,063,001 | 1,783,039 company | $199,231 | 119 | 7 |
| Rippling rippling.com Rippling Finance 4%, Rippling Spend 0% | 4% | 95 | 301,000 | 17,886 | 712,399 company | $42,013 | 115 | |
| Zoho parent site Zoho Expense 2% | 2% | 186 | 5,400 | 52 | ||||
| Payhawk payhawk.com | 2% | 115 | 2,400 | 27 | 5,824 | 21 | 3 | |
| Mercury mercury.com | 2% | 179 | 368,000 | 130,988 | 301,244 | $284,811 | 25 | 9 |
| Spendesk spendesk.com | 2% | 88 | 1,000 | 22 | 24,610 | 2 | ||
| Brex brex.com | 0% | 640 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 1 |
| Expensify expensify.com | 0% | 241 | 74,000 | 932 | 76,291 | 0 | 1 | |
| Airwallex airwallex.com | 0% | 308 | 27,100 | 416 | 420,414 | $56,832 | 45 |
Google's top ten for the three searches hold 14 sites; 5 of them are among the sites the models cited here (bill.com, brex.com, g2.com, mercury.com, ramp.com). The first result for “best spend management platform” is gartner.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best spend management platform for a small B2B company?”Paraphrase“Which all-in-one spend control software would you recommend to a small business that sells to other businesses?”Comparative“What are the top spend management platforms for a small team and how do they differ?”Budget-constrained“What is the best spend management platform for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a spend management platform. What should we look at?”Negative“Which spend management platforms should a small business avoid or be cautious about?”
Claude Haiku 4.5RampRampHeldagainst: AirbaseRampBILL Spend & Expense, Rampno first choiceagainst: Brex, Ramp, SAP Concur, Xero, Zoho Expense
Two alternatives
Airbase, BILL Spend & ExpenseTwo alternatives
BILL Spend & Expense, FraxionTwo alternatives
Expensify, Zoho ExpenseTwo alternatives
Expensify, TradogramGPT-5.4 miniRampRampHeldRampRampno first choiceagainst: BILL Spend & Expense, Clearent, Clover, Ramp
Three alternatives
Airbase, BILL Spend & Expense, BrexTwo alternatives
BILL Spend & Expense, Zoho SpendTwo alternatives
BILL Spend & Expense, BrexTwo alternatives
BILL Spend & Expense, BrexGemini 3.5 FlashRampRampHeldagainst: BrexRampRampRampagainst: Brex, Expensify, SAP Concuragainst: BILL Spend & Expense, Brex, Coupa, Expensify, Ramp, SAP Concur
Three alternatives
Airwallex, BILL Spend & Expense, BrexThree alternatives
BILL Spend & Expense, Mercury, RhoFour alternatives
BILL Spend & Expense, Brex, Expensify, Rippling SpendThree alternatives
Airwallex, Mercury, Zoho ExpenseOne alternative
BILL Spend & ExpensePerplexity SonarBILL Spend & ExpenseBILL Spend & Expense, RampChangedBILL Spend & ExpenseBILL Spend & Expenseno first choiceagainst: BILL Spend & Expense, BetterCloud, PayEm, SAP Concur
Three alternatives
Airwallex, Brex, ExpensifyOne alternative
BrexFour alternatives
Brex, Pleo, Ramp, Zoho ExpenseOne alternative
RampGrok 4.1 FastRampRampHeldRampagainst: AirbaseBILL Spend & Expense, Rampagainst: Coupa, Expensify, SpendeskRampagainst: BILL Spend & Expense, Brex, Coupa, Oracle Fusion Cloud Procurement, Ramp, SAP Concur, Workday Expenses
Two alternatives
Brex, SpendeskFour alternatives
BILL Spend & Expense, Brex, Spendesk, VolopayThree alternatives
BILL Spend & Expense, Brex, SpendeskTwo alternatives
Brex, Zoho ExpenseTwo alternatives
BILL Spend & Expense, BrexMistral SmallBILL Spend & Expense, PayhawkRippling Finance, SpendeskChangedRampBILL Spend & Expenseno first choiceagainst: BILL Spend & Expense, Expensify
One alternative
RampTwo alternatives
Ramp, SoldoTwo alternatives
BILL Spend & Expense, BrexOne alternative
RampDeepSeek V4 FlashRampBILL Spend & ExpenseChangedagainst: Airbase, BrexRampBILL Spend & Expense, RampRampagainst: Brex, Expensifyagainst: Brex, Expensify, Mesh Payments, Ramp, SAP Concur
Two alternatives
BILL Spend & Expense, SpendeskOne alternative
RampFive alternatives
BILL Spend & Expense, Brex, Expensify, Navan, Zoho ExpenseTwo alternatives
Expensify, Zoho ExpenseOne alternative
BILL Spend & ExpenseLlama 4 MaverickBILL Spend & ExpenseRippling FinanceChangedno first choiceno first choiceno first choiceagainst: Expensify
One alternative
PayhawkTwo alternatives
Soldo, SpendeskQwen 3.7 FlashBILL Spend & ExpenseRampChangedRampagainst: AirbaseRampagainst: Expensifyno first choiceagainst: SAP Concuragainst: Brex, Coupa, Oracle, Rippling Finance, SAP Ariba
Two alternatives
Expensify, RampTwo alternatives
Brex, Rippling FinanceTwo alternatives
BILL Spend & Expense, SpendeskFour alternatives
BILL Spend & Expense, Gusto, Rippling Spend, Zoho ExpenseKimi K2RampRampHeldMercuryagainst: SpendeskBILL Spend & Expense, Zoho ExpenseBILL Spend & Expenseagainst: BILL Spend & Expense, Brex, Corpay Complete, Ramp, Spendesk, Workday
Three alternatives
Brex, Expensify, PayhawkTwo alternatives
BILL Spend & Expense, BrexFour alternatives
Brex, Expensify, Ramp, Zoho ExpenseTwo alternatives
Expensify, RampThree alternatives
Brex, Payhawk, Rippling SpendGLM 4.7 FlashXBILL Spend & Expense, Rampagainst: Coupa, SAP ConcurBILL Spend & ExpenseChangedRampBILL Spend & Expense, Rampagainst: Rippling Financeno first choiceagainst: BILL Spend & Expense, Coupa, Expensify, Ramp, SAP Concur
One alternative
PayhawkThree alternatives
Airbase, Brex, RampFour alternatives
Brex, Expensify, Pleo, Zoho ExpenseThree alternatives
Brex, Expensify, Zoho ExpenseMiniMax M2.5RampRampHeldBrex, RampBILL Spend & Expense, Mercuryno first choiceagainst: SAP Concuragainst: BILL Spend & Expense, Expensify
Four alternatives
Airbase, BILL Spend & Expense, Brex, SpendeskFour alternatives
Brex, Expensify, Rippling Finance, Zoho ExpenseFive alternatives
Airbase, BILL Spend & Expense, Expensify, Payhawk, PleoTwo alternatives
Payhawk, Wise BusinessGPT-6 LunaRampRampHeldRampRampno first choiceagainst: BILL Spend & Expense, Brex, Expensify, Ramp
Three alternatives
BILL Spend & Expense, Brex, Mercury SpendOne alternative
BILL Spend & ExpenseThree alternatives
BILL Spend & Expense, Brex, Zoho ExpenseTwo alternatives
BILL Spend & Expense, Zoho ExpenseMuse Glimmer 30BRampagainst: AirbaseRampHeldBrex, Ramp, Zoho Expenseagainst: Rippling SpendRampno first choiceagainst: Airbase, BILL Spend & Expense, formerly Divvy, Brex, Coupa, Ramp, SAP Concur, Spendesk
Three alternatives
BILL Spend & Expense, formerly Divvy, Brex, Zoho ExpenseThree alternatives
Payhawk, Rippling Finance, SpendeskThree alternatives
Airbase, BILL Spend & Expense, ExpensifyThree alternatives
BILL Spend & Expense, Brex, Zoho ExpenseBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:53 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:38 | yes | 5 | 4 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 07:53 | yes | 18 | 31 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 09:39 | yes | 20 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:54 | yes | 25 | 8 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:41 | yes | 5 | 3 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:23 | yes | 23 | 16 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:16 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:50 | yes | 5 | 18 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:45 | yes | 9 | 14 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:24 | yes | 23 | 43 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:51 | yes | 12 | 29 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:54 | yes | 4 | 18 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:08 | yes | 13 | 26 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:31 | yes | 16 | 8 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:19 | yes | 4 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:54 | yes | 16 | 21 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 10:45 | yes | 20 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:31 | yes | 25 | 8 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:57 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:02 | yes | 24 | 20 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:14 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:37 | yes | 5 | 27 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:08 | yes | 19 | 20 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:47 | yes | 23 | 24 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:34 | yes | 10 | 22 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:30 | yes | 3 | 22 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:02 | yes | 13 | 22 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:23 | yes | 9 | 10 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:46 | yes | 3 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:33 | yes | 17 | 25 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 09:58 | yes | 19 | 6 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:26 | yes | 23 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:05 | yes | 19 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:51 | yes | 21 | 44 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:49 | yes | 5 | 1 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:56 | yes | 20 | 51 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:51 | yes | 18 | 29 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:27 | yes | 25 | 91 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:19 | yes | 9 | 18 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:05 | yes | 6 | 16 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:39 | yes | 21 | 46 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:45 | yes | 9 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:18 | yes | 3 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:26 | yes | 13 | 22 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 09:39 | yes | 20 | 5 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:56 | yes | 24 | 7 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:32 | yes | 5 | 2 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 07:49 | yes | 25 | 38 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:14 | yes | 5 | 1 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:42 | no | 0 | 28 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:25 | yes | 14 | 15 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:55 | yes | 18 | 118 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 07:48 | yes | 5 | 15 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:01 | yes | 3 | 23 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:49 | yes | 15 | 20 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:38 | no | 0 | 5 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:14 | no | 0 | 9 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:27 | yes | 16 | 25 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 10:26 | yes | 18 | 5 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:07 | yes | 15 | 6 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:58 | no | 0 | 11 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:20 | yes | 16 | 40 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:41 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:45 | no | 0 | 28 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:56 | yes | 15 | 22 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:17 | yes | 9 | 48 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:52 | no | 0 | 7 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:43 | yes | 3 | 15 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:07 | yes | 12 | 23 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 11:06 | yes | 17 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 11:07 | yes | 4 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:54 | yes | 21 | 18 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 09:15 | yes | 19 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:32 | yes | 21 | 8 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 08:43 | yes | 9 | 4 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:10 | yes | 25 | 45 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:27 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:27 | yes | 15 | 21 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:17 | yes | 24 | 21 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:49 | yes | 22 | 21 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:45 | yes | 5 | 15 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:48 | yes | 4 | 23 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:13 | yes | 21 | 34 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
BILL read as BILL Spend & Expense
BILL (formerly Divvy) read as BILL Spend & Expense
Bill.com read as BILL Spend & Expense
Divvy read as BILL Spend & Expense
Divvy (BILL Spend & Expense) read as BILL Spend & Expense
Divvy (Bill.com) read as BILL Spend & Expense
Oracle Procurement Cloud read as Oracle Fusion Cloud Procurement
Rippling read as Rippling Spend
Workday Spend Management read as Workday
Unresolved, counted raw
Clover
Extend
Mercury Spend
Volopay
Workday Expenses
Zoho Spend
Discontinued, still offered
No shut-down product was recommended here.