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Finance AI Index
Index › Products › Plastiq · October 2026 Edition
2 categories · Ranked

Plastiq

16Judge labels
0First choices
8Negative labels
10 / 14Models named it
2Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
0% in Business bill pay for mid-market buyers
Rank 47 of 98 in the mid-market standing
0 of 14 models made it the first choice on the direct prompt; 33% of its 9 labels there were negative.
By buyer segmentRead the same way at every buyer size.
In business bill pay · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Plastiq for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Business bill payTreasury and cash0%47 of 9833%9under 10 labels · led by BILL at 32%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
B2B payment acceptanceReceivables and billing0%88 of 94100%1under 10 labels · led by Versapay at 19%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, Plastiq held within the floor in all two categories: no change cleared 10 points.

Best category · Business bill pay · by segment

Small business=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 45 → 59 of 60
Mid-market=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 53 → 44 of 89
Enterprise=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
0%from 0% in September 2026
Inside the floor by 10 pointsRank 81 → 57 of 74

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Business bill pay0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 53 → 47 of 98
B2B payment acceptance0%0%=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 84 → 88 of 94

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated Plastiq across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.500000
GPT-5.4 mini00000
Gemini 3.5 Flash00011
Perplexity Sonar00101
Grok 4.1 Fast00000
Mistral Small01001
DeepSeek V4 Flash00011
Llama 4 Maverick00101
Qwen 3.7 Flash00101
Kimi K201012
GLM 4.7 FlashX00000
MiniMax M2.501012
GPT-6 Luna00000
Muse Glimmer 30B00000

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct0 labelsNone
Paraphrase0 labelsNone
Comparative7 labelsNone
Budget-constrained1 labelNone
Scale-constrained0 labelsNone
Negative8 labelsNone
First choiceAlternativeMentionNegative16 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Allows you to pay almost any bill with a credit card... but Plastiq charges a fee (typically around 2.85%)” Mistral Small · Business bill pay · comparative prompt · alternative
“Best for: Businesses needing to pay bills via credit/debit cards” MiniMax M2.5 · Business bill pay · comparative prompt · alternative
“Need to pay with credit cards → Plastiq” Kimi K2 · Business bill pay · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Filed for Chapter 11 bankruptcy in May 2023 ... Failed after Silicon Valley Bank collapse disrupted their banking partner arrangements” MiniMax M2.5 · B2B payment acceptance · negative prompt · hard negative
“Credit-Card-to-Check Services (e.g., Plastiq) The Risk: High transaction fees, late/lost payments, and poor customer service.” Gemini 3.5 Flash · Business bill pay · negative prompt · hard negative
“Fees increased from 2.5% to 2.85% (and now 2.9%)... Poor customer service reviews” Kimi K2 · Business bill pay · negative prompt · soft negative
“Plastiq — Caution (Fees & Customer Service)” DeepSeek V4 Flash · Business bill pay · negative prompt · soft negative

Named alongside

The products named in the same answers as Plastiq, over the 16 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Plastiq was named but was not.
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ProductSame answerTook the first choice insteadHead to head
BILL10 of 164Not among the top eight
Melio10 of 163Not among the top eight
Tipalti7 of 160Not among the top eight
Doxo6 of 160Not among the top eight
Ramp5 of 160Not among the top eight
AvidXchange3 of 160Not among the top eight
Zelle3 of 160Not among the top eight
Bluevine2 of 160Not among the top eight
Cash App2 of 160Not among the top eight
Mint2 of 160Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Plastiq. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 16 of the 16 answers that named Plastiq and are not a share of its labels.

Domains cited

tipalti.com11
bill.com8
slash.com7
ramp.com5
reddit.com5
trustpilot.com5
wise.com5
accountingseed.com4
apps.apple.com4
gobankingrates.com4

Fifty-eight of the fifty-eight domain citations in answers naming Plastiq came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

plastiq.com is not in Google's top ten for any of the category's searches. In the answers, Plastiq takes 0% of first choices and BILL takes 32%.
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In search

Google, US estimates
Position for “bill pay platforms”
–
not in the top ten
Position for “bill pay platform for businesses”
–
not in the top ten
Searches for its name, Google
14,800 a month (“plastiq”)
AI search demand for its name, est.
243 a month
Organic visits to its site
about 18,801 a month
Searches its site ranks for
1,646 · 187 in the top three
Sites linking to it
2,320
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
17 ads · 17 text · 10 shown in the last 30 days

First shown May 2024, as Priority Technology Holdings, Inc., verified. Ads started 2025-11 to 2026-10: 1 in the year, 16 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
0%
rank 47 of 98 in business bill pay
Segment leader
32%
BILL
First choices
0 across its categories
Named in
16 answers
Its own site cited
in 16 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on plastiq.com
341
subdomains included
Content
209
counted in the table below
Documentation
0
Product · Integration
4 · 1
KindPagesLast 90 days2025-10 to 2026-09LatestCategories named
Blog17402026-03-04
News or press17undated
Case study902023-02-09
Conference or event402019-02-08
Glossary or explainer202018-05-03
Report or ebook1undated
Comparison1undated
Template or tool102026-01-28
How it is countedHide how it is counted

Every page plastiq.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. An event counts as online when its address or title says so (webinar, on demand, virtual or online summit); a conference, summit, trade show, expo or roadshow that does not say so is counted as a conference or event, which on a vendor's site is mostly in person. Read September 29, 2026.

Follow Plastiq

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Plastiq is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Business Payment Platform | Make & Accept Payments
For
businesses
Price stated
No subscription fees plastiq.com
Free plan or trial
Plastiq accounts and access to all of the amazing features is completely free. plastiq.com
Certifications
PCI & DSS Level 1 certified since 2015SOC 2 Type II Compliant & CertifiedPCI DSS Level 1 - Shared Services ProviderNIST Cyber Security FrameworkNIST 800-30NIST 800-115Third party auditsBuilding security in maturity model
Customers named
Universal StandardObviSunbasket
Not stated on the pages read
Starting price, integrations, hosting

What Plastiq's own pages state, read October 5, 2026: plastiq.com, plastiq.com/pricing, plastiq.com/security, plastiq.com/products/pay. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Plastiq's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Plastiq, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Plastiq by email, built from the raw record of the edition. It shows:

  • where Plastiq is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Plastiq, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at plastiq.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.