AI Indexes
Finance AI Index
September 2026 Edition, published September 17, 2026 · The permanent record of that edition, superseded since. The current standing is on the category page →
Index › Accounting and close › September 2026 Edition

Account reconciliation

Asked as “account reconciliation software”, and as “bank reconciliation automation”, on behalf of a mid-market B2B company. 52 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing · first-choice share
33%
Contested · Trintech Adra 12%
33FloQast12Trintech Adra10Numeric46others

33% of first choices, contested.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.

The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01FloQast33%9%43endorsed leader
02Trintech Adra12%0%19accepted challenger
03Numeric10%0%37accepted challenger
04Zoho Books10%0%11accepted challenger
05QuickBooks Online8%15%20accepted challenger
06Xero6%10%20accepted challenger
07Sage Intacct4%6%18accepted challenger
08ReconArt2%0%16accepted challenger
09HighRadius2%6%17accepted challenger
10BlackLine2%41%46criticized challenger
11Trintech2%25%12criticized challenger
Show the one product at 0%, ordered by negative rate
12Prophix One0%0%10accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
10
11
12
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01FloQast33%
02Trintech Adra12%
03Numeric10%
04Zoho Books10%
05QuickBooks Online8%
06Xero6%
07Sage Intacct4%
08ReconArt2%
09HighRadius2%
10BlackLine2%
11Trintech2%
12Prophix One0%

What they warned about

Four of twelve models held their first choice under the paraphrase. GPT-5.4 mini, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, Llama 4 Maverick, Qwen 3.7 Flash, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
BlackLine
41%
19 of 46 labels negative · 10 of 12 models
“enterprise-level close tools like BlackLine, FloQast, and Trintech are highly powerful, they can cost anywhere from $10,000 to over $100,000 per year, making them unrealistic for limited budgets” Gemini 3.5 Flash, budget prompt
Microsoft Excel
100%
5 of 5 labels negative · 5 of 12 models · 3 hard negative
“many experts recommend phasing it out of primary reconciliation workflows due to its complexity, lack of scalability, and high risk of errors” Mistral Small, negative prompt
FloQast
9%
4 of 43 labels negative · 4 of 12 models
“Some of the tools mentioned include FloQast, BlackLine, and AutoRek, which can be effective but may require additional time to address discrepancies.” Llama 4 Maverick, negative prompt
QuickBooks Online
15%
3 of 20 labels negative · 3 of 12 models · 1 hard negative
“you've likely outgrown built-in tools (70–80% match rates at best)” DeepSeek V4 Flash, paraphrase prompt

What they cite

Citations exist only for the models that return a source list: fourteen of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

74 of 84 answers in this category came back with a source list, from 14 of 12 models: citations where the model returns them, or the search results it consulted. 911 links across 168 sites, every framing counted. Ranked by the number of answers carrying the site or page.

vendor site · Numeric47 answers · 66 citations · 13 models
vendor site · Prophix38 answers · 39 citations · 11 models
vendor site · Guideflow29 answers · 30 citations · 9 models
vendor site · Ramp28 answers · 28 citations · 12 models
26 answers · 26 citations · 11 models
vendor site · Bluecopa24 answers · 36 citations · 10 models
vendor site · HighRadius23 answers · 41 citations · 12 models
21 answers · 22 citations · 10 models
vendor site · Maxima18 answers · 19 citations · 8 models
18 answers · 19 citations · 7 models
vendor site · Worldmetrics18 answers · 19 citations · 10 models
17 answers · 18 citations · 9 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

Search against answers

Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “account reconciliation software”, “best account reconciliation software”, “reconciliation tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
Company and productsShareOwn site citedName searches, GoogleAI search demand, est.Organic visitsPaid search a month, est.Google ads, last 30 daysBest Google position
FloQast floqast.com33%3779,90019441,324$5,03976
Trintech trintech.com
Trintech Adra 12%, Trintech 2%
13%1011,9004430,370132
Numeric numeric.io10%21812,10038,00694,254$42694
Zoho zoho.com
Zoho Books 10%
10%32627,1002681,216,894 company$51,031119
QuickBooks quickbooks.ninja
QuickBooks Online 8%
8%6211,000,00054,681253 company
Xero xero.com6%73790,5004,6101,200,289$500119
Wave waveapps.com6%323368,000253,218708,86239
Sage sage.com
Sage Intacct 4%
4%433246,00090,5991,737,127 company$114,67178
ReconArt reconart.com2%39110038417
HighRadius highradius.com2%6916,600118294,561$2,2721201

Google's top ten for the three searches hold 15 sites; 4 of them are among the sites the models cited here (bluecopa.com, highradius.com, numeric.io, ramp.com). The first result for “account reconciliation software” is highradius.com.

How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHide
ModelDirect“What is the best account reconciliation software for a mid-market B2B company?”Paraphrase“Which bank reconciliation automation would you recommend to a mid-sized B2B company?”Comparative“What are the top reconciliation tools and how do they differ?”Budget-constrained“What is the best account reconciliation software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating an account reconciliation software. What should we look at?”Negative“Which reconciliation tools should I avoid or be cautious about?”
Claude Haiku 4.5Trintech Adra
Three alternativesFloQast, Numeric, Prophix One
Trintech AdraHeld
Three alternativesFloQast, Numeric, Sage Intacct
no first choice
Nine alternativesBlackLine, Bluecopa, Doxis, FloQast, Numeric, Prophix One, Trintech, Xero, Zoho Books
QuickBooks Online, Xero
Three alternativesReconArt, Wave, Zoho Books
no first choicenothing named
GPT-5.4 miniBlackLine
Two alternativesFloQast, Trintech Adra
Trintech AdraChanged
Three alternativesAcumatica, Microsoft Dynamics 365 Business Central, Xero
no first choice
Nine alternativesAutoRek, BlackLine, FloQast, HighRadius, QuickBooks Online, Sage, SmartStream TLM, Trintech Cadency, Xero
Xero
Two alternativesQuickBooks Online, Zoho Books
against: BlackLine, FloQast
no first choicenothing named
Gemini 3.5 FlashFloQast
Four alternativesBlackLine, Numeric, Trintech Adra, ZoneReconcile
FloQastHeld
Four alternativesHighRadius, Numeric, Trintech Adra, ZoneReconcile
against: BlackLine, QuickBooks Online, Trintech Cadency, Xero
no first choice
Six alternativesBlackLine, Duco, FloQast, Numeric, ReconArt, Trintech
Numeric
Four alternativesAirwallex, QuickBooks Online, ReconArt, Xero
against: BlackLine, FloQast, Trintech
FloQast
Three alternativesNumeric, Trintech Adra, ZoneReconcile
against: BlackLine
against: BlackLine, Google Sheets, Microsoft Excel, Trintech
Perplexity SonarTrintech Adra
Six alternativesBluecopa, DOKKA, Numeric, Oracle Fusion Cloud EPM, Prophix One, ReconArt
FloQastChanged
Four alternativesHighRadius, Numeric, ReconArt, Trintech Adra
no first choiceagainst: AlteryxNCH Express Accounts, QuickBooks Onlineagainst: Microsoft Excelno first choicenothing named
Grok 4.1 FastFloQast
Two alternativesNumeric, Trintech Adra
against: BlackLine
Sage IntacctChanged
Three alternativesBlackLine, FloQast, Oracle NetSuite
against: QuickBooks Online, Xero
BlackLine, Trintech
Four alternativesFloQast, HighRadius, Numeric, ReconArt
Wave, Zoho Books
Two alternativesQuickBooks Online, Xero
no first choiceagainst: AutoRek, Automation Anywhere, BlackLine, FloQast, Microsoft Excel, Trintech, UiPath
Mistral SmallHighRadius
Three alternativesBlackLine, FloQast, Trintech
Sage IntacctChanged
Two alternativesAgicap, Nomentia
BlackLine, ReconArt
Three alternativesAutoRek, Oracle Reconciliation Cloud, Xero
QuickBooks Online
One alternativeNCH Express Accounts
no first choiceagainst: AutoRek, Automation Anywhere, BlackLine, Microsoft Excel, UiPath
DeepSeek V4 FlashFloQast
Three alternativesNumeric, Sage Intacct, Trintech Adra
against: BlackLine
FloQastHeld
Three alternativesProphix One, Rillet, Sage Intacct
against: BlackLine, HighRadius, QuickBooks Online, Trintech Cadency
BlackLine, Trintech
Nine alternativesFloQast, Hevo Data, HighRadius, IBM InfoSphere QualityStage, Informatica Data Quality, Numeric, ReconArt, SolveXia, ZoneReconcile
Wave
Two alternativesQuickBooks Online, Xero
no first choicenothing named
Llama 4 MaverickTrintech Adra
Three alternativesOracle NetSuite, Ramp, Sage Intacct
FloQastChangedno first choiceRamp
Four alternativesNCH Express Accounts, QuickBooks Online, Sage 50 Accounting, Xero
no first choiceagainst: AutoRek, BlackLine, FloQast
Qwen 3.7 FlashFloQast, Numeric
Three alternativesOracle NetSuite, Sage Intacct, Trintech Adra
against: BlackLine
FloQastChanged
One alternativeNumeric
against: BlackLine
BlackLine
Five alternativesEntere, QuickBooks Online, Ryze, Trullion, Xero
Zoho Books
Two alternativesQuickBooks Online, Xero
no first choiceagainst: Microsoft Excel
Kimi K2FloQast, Numeric
Two alternativesSage Intacct, Trintech Adra
against: BlackLine
FloQast, NumericHeld
One alternativeBlackLine
BlackLine, FloQast
Five alternativesOracle NetSuite, QuickBooks Online / Xero, Trintech, Workiva, ZoneReconcile
Zoho Books
Three alternativesNCH Express Accounts, QuickBooks Online, Wave
no first choice
Three alternativesFloQast, Numeric, Trullion
against: BlackLine
nothing named
GLM 4.7 FlashXFloQast, Trintech
Three alternativesBlackLine, HighRadius, Prophix One
ReconArtChanged
Six alternativesBlackLine, FloQast, Numeric, QuickBooks Online, Sage Intacct, Xero
no first choiceQuickBooks Online, Xero
Two alternativesFloQast, Ramp
against: Sage Intacct
no first choicenothing named
MiniMax M2.5Trintech Adra, Xenett
Three alternativesNumeric, Sage Intacct, ZoneReconcile
FloQastChanged
Three alternativesBlackLine, HighRadius, Numeric
BlackLine
Five alternativesBluecopa, OneStream, Oracle Fusion Cloud EPM, Oracle NetSuite, SAP Financial Closing
Wave
Two alternativesQuickBooks Online, Xero
no first choicenothing named
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 10:59yes97 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 09:16yes45 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-10-01 08:41yes826 s
Direct recommendationPerplexity Sonarsonar2026-10-01 09:04yes153 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 08:47yes228 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-10-01 10:12yes159 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 08:10yes1215 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 09:59yes52 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 10:11yes1040 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-10-01 10:47yes1219 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 08:27yes1349 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 08:17yes1025 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 08:33yes188 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 09:54yes24 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-10-01 09:33yes1422 s
ParaphrasePerplexity Sonarsonar2026-10-01 10:14yes163 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 09:15yes218 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-10-01 08:23yes75 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 10:56yes1929 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 09:19yes51 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 08:48yes1552 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-10-01 09:30yes1421 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 11:09yes1756 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 11:12yes831 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 11:20yes98 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 08:57yes56 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-10-01 11:04yes1624 s
ComparativePerplexity Sonarsonar2026-10-01 08:15yes175 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 08:00yes227 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-10-01 08:41yes1510 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 08:41yes2448 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 10:49yes51 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 08:31no030 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-10-01 10:19yes1330 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 09:34yes2332 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 09:43yes1015 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 10:16yes96 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 08:48yes34 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-10-01 08:21yes1722 s
Budget constrainedPerplexity Sonarsonar2026-10-01 10:15yes242 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 08:55yes228 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-10-01 09:05yes53 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 09:48yes2025 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 11:05yes811 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 07:55yes1028 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-10-01 11:24yes1920 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 11:05yes5110 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 11:20yes515 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 11:18no05 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 09:48no09 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-10-01 08:58yes923 s
Scale constrainedPerplexity Sonarsonar2026-10-01 11:06yes186 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 08:23yes117 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-10-01 08:43no06 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 08:36yes1640 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 08:06yes51 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 08:47no035 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-10-01 08:51no024 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 10:06yes1315 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 11:18no051 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-10-01 11:10no02 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-10-01 07:43yes24 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-10-01 11:12yes1523 s
Negative framingPerplexity Sonarsonar2026-10-01 08:54yes143 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-10-01 08:18yes256 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-10-01 09:34yes53 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-10-01 08:29no05 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-10-01 09:17yes52 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-10-01 11:20yes528 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-10-01 11:27yes2323 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-10-01 10:54yes2462 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-10-01 08:42yes1039 s

Noise floor in this category

Flips between the edition run and its calibration repeat. Six prompts per model is a small sample; the index-wide floor is the number to trust.

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Claude Haiku 4.5
3 of 4 flipped
GPT-5.4 mini
3 of 4 flipped
Gemini 3.5 Flash
1 of 4 flipped
Perplexity Sonar
3 of 4 flipped
Grok 4.1 Fast
4 of 6 flipped
Mistral Small
3 of 4 flipped
DeepSeek V4 Flash
2 of 5 flipped
Llama 4 Maverick
3 of 3 flipped
Qwen 3.7 Flash
3 of 4 flipped
Kimi K2
4 of 4 flipped
GLM 4.7 FlashX
5 of 5 flipped
MiniMax M2.5
4 of 4 flipped

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

ShowHide
Category-scoped readings
Adra read as Trintech Adra
Adra (by Trintech) read as Trintech Adra
Adra by Trintech read as Trintech Adra
Bill.com read as BILL
Excel read as Microsoft Excel
Hevo read as Hevo Data
NetSuite read as Oracle NetSuite
Prophix read as Prophix One
QuickBooks read as QuickBooks Online
QuickBooks Online Simple Start read as QuickBooks Online
Wave Accounting read as Wave
Zoho read as Zoho Books
Unresolved, counted raw
1BlackLine
AutoRec
Celonis
CloseSynergy
Entere
Fiserv Recon
IBM InfoSphere QualityStage
Informatica Data Quality
Oracle Enterprise Data Quality
Oracle Reconciliation Cloud
Osfin.ai
Precisely Data360
Qntrl
QuickBooks or Xero
Ryze
SAP Financial Closing
Sage 50 Accounting
Sage Intacct or Zone (NetSuite add-on)
Simetrik
SpendControl
Talend Data Quality
Trintech – Cadency / Adra
speedRecon
Discontinued, still offered
No shut-down product was recommended here.
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